The Town FilesSummer Set, Missouri
Community in Jefferson County · population 1,127 (2020 Census)
- Median home
- $238,400
- Household income
- $98,167
- Jan low / Jul high
- 22° / 88°
- Snow a year
- 9 in
- Tornadoes ≤10 mi since 1950
- 13
- Median age
- 39.7
Summer Set is a community of 1,127 people in Jefferson County, Missouri. The median home is worth $238,400, above the typical Missouri town ($153,900). It ranks quieter than 98% of Missouri towns, better for first-time buyers than 88% of Missouri towns, easier by car than 88% of Missouri towns.
How Summer Set ranks
Percentile among Missouri towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Missouri towns.
Homes and cost of living
The median home in Summer Set is worth $238,400, above the typical Missouri town ($153,900). Homes cost about 2.4 times the median household income of $98,167, which is more affordable than 70% of Missouri towns. 100.0% of households own their home.
| Housing | Summer Set | Typical Missouri town |
|---|---|---|
| Median home value | $238,400 | $153,900 |
| Median rent | — | $855 |
| Median household income | $98,167 | $56,368 |
| Home value ÷ income | 2.4× | 2.7× |
| Homeownership | 100.0% | 67.4% |
| Median year built | 2001 | 1972 |
| Seasonal / vacation homes | 1.9% | — |
Who lives in Summer Set
| People | Summer Set | Typical Missouri town |
|---|---|---|
| Median age | 39.7 | 38.6 |
| Age 65 and over | 24.4% | 17.7% |
| Under 18 | 22.1% | — |
| Bachelor's degree or higher | 33.4% | 18.9% |
| Below the poverty line | 1.1% | 14.6% |
| Veterans | 4.7% | — |
| Born outside the U.S. | 0.0% | — |
| Work from home | 10.7% | 7.9% |
| Average commute | 43.4 min | 23.1 min |
| Homes with broadband | 86.4% | 88.7% |
Weather in Summer Set
July highs average 88.4°F and January lows 22.3°F. About 43.6 inches of rain and melted snow fall a year, with 9.1 inches of snow (typical Missouri town: 11.1 in). Expect about 38 days a year at 90°F or hotter and 105 nights at or below freezing.
Tornadoes, storms and disasters
13 tornadoes have passed within 10 miles of Summer Set since 1950, compared with 23 for the typical Missouri town. 2 rated (E)F2 or stronger. The strongest, an F3, struck on April 22, 1981 about 7.6 miles from the town center and killed 1. Tornadoes within 10 miles have caused 1 deaths and 0 injuries since 1950. The most recent was on June 7, 2025.
Hail of 1 inch or larger has been reported within 10 miles 64 times; the largest was 4.00 inches on April 12, 1981.
Severe weather in Jefferson County since 1996
Jefferson County has been included in 30 federal disaster or emergency declarations since 1953, most often for flood, drought, tornado.
| Declared | Incident | Declaration |
|---|---|---|
| May 21, 2025 | Severe Storm | DR-4867: Severe Storms, Straight-Line Winds, Tornadoes, And Wildfires |
| March 26, 2020 | Biological | DR-4490: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3482: Covid-19 |
| July 9, 2019 | Severe Storm | DR-4451: Severe Storms, Tornadoes, And Flooding |
| June 2, 2017 | Flood | DR-4317: Severe Storms, Tornadoes, Straight-Line Winds And Flooding |
Jobs and pay in Jefferson County
Jefferson County had 49,458 jobs in 2024, paying an average of $49,615 a year. Unemployment was 2.8% in 2023; in Summer Set itself the ACS puts it at 0%.
Public schools in Summer Set
1 public school with 316 students, about 10.9 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| SUNRISE ELEM. | PK-8 | 316 | 10.9 |
Towns near Summer Set
- De Soto, MO3.8 mi · 6,449 people · home $160,700
- Lake Timberline, MO6.4 mi · 726 people · home $117,300
- Olympian Village, MO7.1 mi · 719 people · home $157,000
- Hillsboro, MO10.1 mi · 3,473 people · home $221,200
- Bonne Terre, MO11.6 mi · 6,903 people · home $153,000
- Raintree Plantation, MO11.6 mi · 1,996 people · home $315,900
- Festus, MO12.8 mi · 12,706 people · home $223,600
- Terre du Lac, MO12.9 mi · 2,478 people · home $199,300
Summer Set questions
Is Summer Set, Missouri a good place to retire?
On The Town Files lifestyle rankings, Summer Set scores better for retirees than 68% of Missouri towns and quieter than 98%. 24.4% of residents are 65 or older (median age 39.7).
How much does a house cost in Summer Set?
The median owner-occupied home in Summer Set is valued at $238,400 (Census ACS 2020–2024), against a median household income of $98,167, so homes cost about 2.4 times income. Median rent is — a month.
What is the weather like in Summer Set?
July highs average 88.4°F and January lows 22.3°F (NOAA 1991–2020 normals). It gets about 43.6 inches of precipitation a year and 9.1 inches of snow.
Does Summer Set get tornadoes?
13 tornadoes have passed within 10 miles of Summer Set since 1950 (NOAA Storm Events); the strongest was a F3 on April 22, 1981. The typical Missouri town has had 23.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)