The Town Files

Wardsville, Missouri

Village in Cole County · population 1,599 (2020 Census)

Map: where Wardsville is in MissouriWardsville
Median home
$329,500
Household income
$121,222
Jan low / Jul high
21° / 88°
Snow a year
9 in
Tornadoes ≤10 mi since 1950
11
Median age
36.2

Wardsville is a village of 1,599 people in Cole County, Missouri. The median home is worth $329,500, above the typical Missouri town ($153,900). It ranks better for families than 99% of Missouri towns, more of a college town than 89% of Missouri towns, more upscale than 87% of Missouri towns.

Wardsville in our rankings:

How Wardsville ranks

Percentile among Missouri towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Missouri towns.

Wardsville lifestyle rankings vs other Missouri townsRetirement50th pctFamilies99th pctQuiet50th pctWalkability12th pctFirst-time buyersbottomYoung professionals72nd pctVibrancy30th pctHip & trendy5th pctCollege town89th pctUpscale87th pctVacation homesbottomSeaside characterbottomCyclingbottomTransitbottomDriving81st pcttypical
The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025).

Homes and cost of living

The median home in Wardsville is worth $329,500, above the typical Missouri town ($153,900). Homes cost about 2.7 times the median household income of $121,222, which is more affordable than 54% of Missouri towns. Median rent is $885 a month. 84.4% of households own their home.

Wardsville vs Cole County vs typical Missouri townWardsvilleCole CountyTypical Missouri townHome value$329,500$229,600$153,900Household income$121,222$74,876$56,368Monthly rent$885$834$855
Census ACS 5-year estimates, 2020–2024. "Typical town" = median of Missouri towns with 500+ people.
HousingWardsvilleTypical Missouri town
Median home value$329,500$153,900
Median rent$885$855
Median household income$121,222$56,368
Home value ÷ income2.7×2.7×
Homeownership84.4%67.4%
Median year built19961972
Seasonal / vacation homes0.0%—

Who lives in Wardsville

PeopleWardsvilleTypical Missouri town
Median age36.238.6
Age 65 and over15.5%17.7%
Under 1833.0%—
Bachelor's degree or higher41.9%18.9%
Below the poverty line2.5%14.6%
Veterans5.3%—
Born outside the U.S.0.0%—
Work from home14.3%7.9%
Average commute21.6 min23.1 min
Homes with broadband91.7%88.7%

Weather in Wardsville

July highs average 88.0°F and January lows 21.0°F. About 43.6 inches of rain and melted snow fall a year, with 8.9 inches of snow (typical Missouri town: 11.1 in). Expect about 37 days a year at 90°F or hotter and 106 nights at or below freezing.

Wardsville monthly temperatures and precipitation20°30°40°50°60°70°80°90°32° freezing40°21°Jan45°25°Feb56°34°Mar67°44°Apr75°55°May84°64°Jun88°69°Jul87°67°Aug80°58°Sep69°46°Oct55°35°Nov44°26°DecPrecipitation (in) · snow (in) in blue2.22.92.32.93.20.44.85.24.24.34.14.23.43.20.22.32.5
NOAA 1991–2020 climate normals: average daily high and low by month; precipitation and snowfall in inches. Temperatures from the Jefferson City Wtp station (6.5 mi away).

Tornadoes, storms and disasters

11 tornadoes have passed within 10 miles of Wardsville since 1950, compared with 23 for the typical Missouri town. 1 rated (E)F2 or stronger. The strongest, an EF3, struck on May 22, 2019 about 3.8 miles from the town center. The most recent was on May 22, 2019.

Tornadoes within 10 miles of Wardsville by decade01950s11960s01970s41980s21990s02000s42010s02020s
NOAA Storm Events Database, tornado tracks (start to end point) passing within 10 miles of the town center, 1950–2026.

Hail of 1 inch or larger has been reported within 10 miles 74 times; the largest was 3.00 inches on March 27, 2020.

Severe weather in Cole County since 1996

Storm events in Cole County since 1996 by typeHail111Heat28Flood16Drought7Tornado4Lightning8Heavy Snow7Flash Flood26
NOAA Storm Events Database, Cole County, 1996–2026 (all event types recorded since 1996). 2 deaths recorded.

Cole County has been included in 26 federal disaster or emergency declarations since 1953, most often for flood, drought, hurricane.

DeclaredIncidentDeclaration
March 26, 2020BiologicalDR-4490: Covid-19 Pandemic
March 13, 2020BiologicalEM-3482: Covid-19
July 9, 2019Severe StormDR-4451: Severe Storms, Tornadoes, And Flooding
June 2, 2017FloodDR-4317: Severe Storms, Tornadoes, Straight-Line Winds And Flooding
January 21, 2016FloodDR-4250: Severe Storms, Tornadoes, Straight-Line Winds, And Flooding

Jobs and pay in Cole County

Cole County had 54,302 jobs in 2024, paying an average of $55,952 a year. Unemployment was 2.5% in 2023; in Wardsville itself the ACS puts it at 0.7%.

Largest industries in Cole CountyRetail6,002 jobs · $35,108Health care & social assistan…5,237 jobs · $62,614Hotels & restaurants3,761 jobs · $22,364Construction2,933 jobs · $73,821Manufacturing2,714 jobs · $64,774Administrative & support2,342 jobs · $41,047
BLS Quarterly Census of Employment and Wages, 2024, private-sector jobs and average annual pay.
Unemployment rate in Cole County, 2000–20230%2%4%6%8%2000200420082012201620202023Cole 2.5%
Annual average unemployment rate (BLS Local Area Unemployment Statistics via USDA ERS).

Towns near Wardsville

Wardsville questions

Is Wardsville, Missouri a good place to retire?

On The Town Files lifestyle rankings, Wardsville scores better for retirees than 50% of Missouri towns and quieter than 50%. 15.5% of residents are 65 or older (median age 36.2).

How much does a house cost in Wardsville?

The median owner-occupied home in Wardsville is valued at $329,500 (Census ACS 2020–2024), against a median household income of $121,222, so homes cost about 2.7 times income. Median rent is $885 a month.

What is the weather like in Wardsville?

July highs average 88.0°F and January lows 21.0°F (NOAA 1991–2020 normals). It gets about 43.6 inches of precipitation a year and 8.9 inches of snow.

Does Wardsville get tornadoes?

11 tornadoes have passed within 10 miles of Wardsville since 1950 (NOAA Storm Events); the strongest was an EF3 on May 22, 2019. The typical Missouri town has had 23.

How this page is made. Every number comes from public data, matched to Wardsville's Census boundary (GEOID 2977002). Comparisons use the median of Missouri towns with at least 500 people. Weather comes from the nearest NOAA normals station; storm counts use NOAA tornado tracks within 10 miles of the town center. Data snapshot 2026-11-13.