The Town FilesCut Bank, Montana
City in Glacier County · population 3,056 (2020 Census)
- Median home
- $164,100
- Household income
- $49,432
- Jan low / Jul high
- 11° / 80°
- Snow a year
- 39 in
- Tornadoes ≤10 mi since 1950
- 2
- Median age
- 37.6
Cut Bank is a city of 3,056 people in Glacier County, Montana. The median home is worth $164,100, below the typical Montana town ($249,800). It ranks more walkable than 73% of Montana towns, hipper than 73% of Montana towns.
How Cut Bank ranks
Percentile among Montana towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Montana towns.
Homes and cost of living
The median home in Cut Bank is worth $164,100, below the typical Montana town ($249,800). Homes cost about 3.3 times the median household income of $49,432, which is more affordable than 71% of Montana towns. Median rent is $988 a month. 67.3% of households own their home.
| Housing | Cut Bank | Typical Montana town |
|---|---|---|
| Median home value | $164,100 | $249,800 |
| Median rent | $988 | $893 |
| Median household income | $49,432 | $63,249 |
| Home value ÷ income | 3.3× | 4.2× |
| Homeownership | 67.3% | 70.7% |
| Median year built | 1952 | 1978 |
| Seasonal / vacation homes | 1.9% | — |
Who lives in Cut Bank
| People | Cut Bank | Typical Montana town |
|---|---|---|
| Median age | 37.6 | 40.6 |
| Age 65 and over | 17.2% | 19.6% |
| Under 18 | 31.8% | — |
| Bachelor's degree or higher | 16.6% | 25.0% |
| Below the poverty line | 18.9% | 10.9% |
| Veterans | 9.4% | — |
| Born outside the U.S. | 0.4% | — |
| Work from home | 5.2% | 8.5% |
| Average commute | 10.5 min | 19.1 min |
| Homes with broadband | 91.0% | 86.6% |
Weather in Cut Bank
July highs average 80.2°F and January lows 11.3°F. About 10.8 inches of rain and melted snow fall a year, with 38.9 inches of snow (typical Montana town: 44.0 in). Expect about 9 days a year at 90°F or hotter and 185 nights at or below freezing.
Tornadoes, storms and disasters
2 tornadoes have passed within 10 miles of Cut Bank since 1950, compared with 1 for the typical Montana town. The strongest, an F1, struck on June 6, 1994 about 6.9 miles from the town center. The most recent was on June 6, 1994.
Hail of 1 inch or larger has been reported within 10 miles 24 times; the largest was 1.75 inches on June 17, 2022.
Severe weather in Glacier County since 1996
Glacier County has been included in 12 federal disaster or emergency declarations since 1953, most often for fire, flood, drought.
| Declared | Incident | Declaration |
|---|---|---|
| April 7, 2026 | Straight-Line Winds | DR-4902: Severe Winter Storm And Straight-Line Winds |
| March 31, 2020 | Biological | DR-4508: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3476: Covid-19 |
| May 24, 2016 | Severe Storm | DR-4271: Severe Winter Storm And Straight-Line Winds |
| June 17, 2011 | Severe Storm | DR-1996: Severe Storms And Flooding |
Jobs and pay in Glacier County
Glacier County had 4,213 jobs in 2024, paying an average of $51,534 a year. Unemployment was 5.4% in 2023; in Cut Bank itself the ACS puts it at 3.5%.
Public schools in Cut Bank
8 public schools with 738 students, about 12.9 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| H C Davis Elementary | PK-3 | 211 | 12.4 |
| Cut Bank High School | 9-12 | 198 | 12.4 |
| Cut Bank Middle School | 6-8 | 159 | 14.5 |
| Anna Jeffries Elementary | 4-5 | 116 | 12.9 |
| Hidden Lake Elementary | PK-8 | 23 | 23.0 |
| Horizon Elementary | PK-8 | 14 | 14.0 |
| Mountain View Elementary | PK-8 | 9 | 9.0 |
| Glacier Elementary School | PK-8 | 8 | 8.0 |
Towns near Cut Bank
- Shelby, MT23.3 mi · 3,169 people · home $232,700
Cut Bank questions
Is Cut Bank, Montana a good place to retire?
On The Town Files lifestyle rankings, Cut Bank scores better for retirees than 7% of Montana towns and quieter than 45%. 17.2% of residents are 65 or older (median age 37.6).
How much does a house cost in Cut Bank?
The median owner-occupied home in Cut Bank is valued at $164,100 (Census ACS 2020–2024), against a median household income of $49,432, so homes cost about 3.3 times income. Median rent is $988 a month.
What is the weather like in Cut Bank?
July highs average 80.2°F and January lows 11.3°F (NOAA 1991–2020 normals). It gets about 10.8 inches of precipitation a year and 38.9 inches of snow.
Does Cut Bank get tornadoes?
2 tornadoes have passed within 10 miles of Cut Bank since 1950 (NOAA Storm Events); the strongest was a F1 on June 6, 1994. The typical Montana town has had 1.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)