The Town FilesFinley Point, Montana
Community in Lake County · population 532 (2020 Census)
- Median home
- $555,100
- Household income
- $65,972
- Jan low / Jul high
- 22° / 83°
- Snow a year
- 34 in
- Tornadoes ≤10 mi since 1950
- 2
- Median age
- 64.6
Finley Point is a community of 532 people in Lake County, Montana. The median home is worth $555,100, above the typical Montana town ($249,800). It ranks hipper than 90% of Montana towns, better for retirees than 82% of Montana towns, better for young professionals than 79% of Montana towns.
How Finley Point ranks
Percentile among Montana towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Montana towns.
Homes and cost of living
The median home in Finley Point is worth $555,100, above the typical Montana town ($249,800). Homes cost about 8.4 times the median household income of $65,972, which is more affordable than 6% of Montana towns. Median rent is $1,034 a month. 79.9% of households own their home.
| Housing | Finley Point | Typical Montana town |
|---|---|---|
| Median home value | $555,100 | $249,800 |
| Median rent | $1,034 | $893 |
| Median household income | $65,972 | $63,249 |
| Home value ÷ income | 8.4× | 4.2× |
| Homeownership | 79.9% | 70.7% |
| Median year built | 1986 | 1978 |
| Seasonal / vacation homes | 57.6% | — |
Who lives in Finley Point
| People | Finley Point | Typical Montana town |
|---|---|---|
| Median age | 64.6 | 40.6 |
| Age 65 and over | 47.4% | 19.6% |
| Under 18 | 4.8% | — |
| Bachelor's degree or higher | 43.6% | 25.0% |
| Below the poverty line | 18.8% | 10.9% |
| Veterans | 5.7% | — |
| Born outside the U.S. | 0.0% | — |
| Work from home | 23.9% | 8.5% |
| Average commute | 26.8 min | 19.1 min |
| Homes with broadband | 86.0% | 86.6% |
Weather in Finley Point
July highs average 82.8°F and January lows 22.0°F. About 15.0 inches of rain and melted snow fall a year, with 33.6 inches of snow (typical Montana town: 44.0 in). Expect about 11 days a year at 90°F or hotter and 147 nights at or below freezing.
Tornadoes, storms and disasters
2 tornadoes have passed within 10 miles of Finley Point since 1950, compared with 1 for the typical Montana town. The strongest, an EF0, struck on September 1, 2011 about 2.4 miles from the town center. The most recent was on September 1, 2011.
Hail of 1 inch or larger has been reported within 10 miles 5 times; the largest was 2.00 inches on July 25, 2011.
Severe weather in Lake County since 1996
Lake County has been included in 8 federal disaster or emergency declarations since 1953, most often for fire, flood, hurricane.
| Declared | Incident | Declaration |
|---|---|---|
| April 7, 2026 | Straight-Line Winds | DR-4902: Severe Winter Storm And Straight-Line Winds |
| March 31, 2020 | Biological | DR-4508: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3476: Covid-19 |
| May 24, 2019 | Flood | DR-4437: Flooding |
| April 17, 2014 | Flood | DR-4172: Ice Jams And Flooding |
Jobs and pay in Lake County
Lake County had 9,768 jobs in 2024, paying an average of $50,280 a year. Unemployment was 3.6% in 2023; in Finley Point itself the ACS puts it at 0%.
Towns near Finley Point
- Polson, MT5.2 mi · 5,148 people · home $356,300
- Pablo, MT10.1 mi · 2,138 people · home $256,700
- Ronan, MT15.4 mi · 1,955 people · home $225,500
- Woods Bay, MT18.3 mi · 676 people · home $512,200
- Lakeside, MT19.9 mi · 2,705 people · home $720,100
- Bigfork, MT23.1 mi · 5,118 people · home $674,600
- Somers, MT24.1 mi · 1,049 people · home $465,400
- Hot Springs, MT29.3 mi · 557 people · home $150,900
Finley Point questions
Is Finley Point, Montana a good place to retire?
On The Town Files lifestyle rankings, Finley Point scores better for retirees than 82% of Montana towns and quieter than 71%. 47.4% of residents are 65 or older (median age 64.6).
How much does a house cost in Finley Point?
The median owner-occupied home in Finley Point is valued at $555,100 (Census ACS 2020–2024), against a median household income of $65,972, so homes cost about 8.4 times income. Median rent is $1,034 a month.
What is the weather like in Finley Point?
July highs average 82.8°F and January lows 22.0°F (NOAA 1991–2020 normals). It gets about 15.0 inches of precipitation a year and 33.6 inches of snow.
Does Finley Point get tornadoes?
2 tornadoes have passed within 10 miles of Finley Point since 1950 (NOAA Storm Events); the strongest was an EF0 on September 1, 2011. The typical Montana town has had 1.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)