The Town FilesMilford, Nebraska
City in Seward County · population 2,155 (2020 Census)
- Median home
- $228,200
- Household income
- $82,699
- Jan low / Jul high
- 12° / 86°
- Snow a year
- 22 in
- Tornadoes ≤10 mi since 1950
- 40
- Median age
- 33.1
Milford is a city of 2,155 people in Seward County, Nebraska. The median home is worth $228,200, above the typical Nebraska town ($154,800). It ranks more of a college town than 98% of Nebraska towns, better for young professionals than 85% of Nebraska towns, better for cycling than 80% of Nebraska towns.
How Milford ranks
Percentile among Nebraska towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Nebraska towns.
Homes and cost of living
The median home in Milford is worth $228,200, above the typical Nebraska town ($154,800). Homes cost about 2.8 times the median household income of $82,699, which is more affordable than 22% of Nebraska towns. Median rent is $892 a month. 60.5% of households own their home.
| Housing | Milford | Typical Nebraska town |
|---|---|---|
| Median home value | $228,200 | $154,800 |
| Median rent | $892 | $818 |
| Median household income | $82,699 | $66,320 |
| Home value ÷ income | 2.8× | 2.2× |
| Homeownership | 60.5% | 73.2% |
| Median year built | 1964 | 1963 |
| Seasonal / vacation homes | 0.0% | — |
Who lives in Milford
| People | Milford | Typical Nebraska town |
|---|---|---|
| Median age | 33.1 | 39.5 |
| Age 65 and over | 15.8% | 20.8% |
| Under 18 | 22.2% | — |
| Bachelor's degree or higher | 28.4% | 22.4% |
| Below the poverty line | 7.2% | 9.9% |
| Veterans | 6.9% | — |
| Born outside the U.S. | 2.3% | — |
| Work from home | 6.3% | 5.2% |
| Average commute | 18.6 min | 19.6 min |
| Homes with broadband | 88.5% | 87.8% |
Weather in Milford
July highs average 85.7°F and January lows 12.0°F. About 28.7 inches of rain and melted snow fall a year, with 21.5 inches of snow (typical Nebraska town: 28.6 in). Expect about 35 days a year at 90°F or hotter and 142 nights at or below freezing.
Tornadoes, storms and disasters
40 tornadoes have passed within 10 miles of Milford since 1950, compared with 23 for the typical Nebraska town. 20 rated (E)F2 or stronger. The strongest, an F4, struck on June 13, 2001 about 5.6 miles from the town center. Tornadoes within 10 miles have caused 1 deaths and 15 injuries since 1950. The most recent was on May 24, 2024.
Hail of 1 inch or larger has been reported within 10 miles 96 times; the largest was 4.00 inches on June 4, 1958.
Severe weather in Seward County since 1996
Seward County has been included in 19 federal disaster or emergency declarations since 1953, most often for flood, tornado, hurricane.
| Declared | Incident | Declaration |
|---|---|---|
| October 22, 2025 | Severe Storm | DR-4896: Severe Storms, Straight-Line Winds, And Flooding |
| May 21, 2025 | Winter Storm | DR-4868: Severe Winter Storm And Straight-Line Winds |
| April 4, 2020 | Biological | DR-4521: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3483: Covid-19 |
| March 21, 2019 | Flood | DR-4420: Severe Winter Storm, Straight-Line Winds, And Flooding |
Jobs and pay in Seward County
Seward County had 5,990 jobs in 2024, paying an average of $51,719 a year. Unemployment was 2% in 2023; in Milford itself the ACS puts it at 0.3%.
Public schools in Milford
2 public schools with 803 students, about 13.2 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| MILFORD ELEMENTARY SCHOOL | PK-6 | 427 | 14.2 |
| MILFORD HIGH SCHOOL | 7-12 | 376 | 12.1 |
Towns near Milford
- Dorchester, NE9.2 mi · 610 people · home $163,200
- Seward, NE9.7 mi · 7,643 people · home $244,600
- Crete, NE11.5 mi · 7,099 people · home $223,500
- Friend, NE14.7 mi · 954 people · home $173,800
- Utica, NE17.4 mi · 840 people · home $188,700
- Lincoln, NE20.0 mi · 291,082 people · home $264,000
- Wilber, NE20.7 mi · 1,937 people · home $185,700
- Exeter, NE22.5 mi · 523 people · home $116,000
Milford questions
Is Milford, Nebraska a good place to retire?
On The Town Files lifestyle rankings, Milford scores better for retirees than 33% of Nebraska towns and quieter than 16%. 15.8% of residents are 65 or older (median age 33.1).
How much does a house cost in Milford?
The median owner-occupied home in Milford is valued at $228,200 (Census ACS 2020–2024), against a median household income of $82,699, so homes cost about 2.8 times income. Median rent is $892 a month.
What is the weather like in Milford?
July highs average 85.7°F and January lows 12.0°F (NOAA 1991–2020 normals). It gets about 28.7 inches of precipitation a year and 21.5 inches of snow.
Does Milford get tornadoes?
40 tornadoes have passed within 10 miles of Milford since 1950 (NOAA Storm Events); the strongest was a F4 on June 13, 2001. The typical Nebraska town has had 23.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)