The Town FilesEffingham, New Hampshire
Town in Carroll County · population 1,691 (2020 Census)
- Median home
- $322,700
- Household income
- $76,607
- Jan low / Jul high
- 8° / 78°
- Snow a year
- 81 in
- Tornadoes ≤10 mi since 1950
- 6
- Median age
- 46.9
Effingham is a town of 1,691 people in Carroll County, New Hampshire. The median home is worth $322,700, below the typical New Hampshire town ($357,650). It ranks easier by car than 90% of New Hampshire towns, better for families than 82% of New Hampshire towns, quieter than 78% of New Hampshire towns.
How Effingham ranks
Percentile among New Hampshire towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of New Hampshire towns.
Homes and cost of living
The median home in Effingham is worth $322,700, below the typical New Hampshire town ($357,650). Homes cost about 4.2 times the median household income of $76,607, which is more affordable than 29% of New Hampshire towns. Median rent is $1,090 a month. 90.2% of households own their home.
| Housing | Effingham | Typical New Hampshire town |
|---|---|---|
| Median home value | $322,700 | $357,650 |
| Median rent | $1,090 | $1,285 |
| Median household income | $76,607 | $94,107 |
| Home value ÷ income | 4.2× | 3.8× |
| Homeownership | 90.2% | 82.1% |
| Median year built | 1982 | 1978 |
| Seasonal / vacation homes | 32.6% | — |
Who lives in Effingham
| People | Effingham | Typical New Hampshire town |
|---|---|---|
| Median age | 46.9 | 46.3 |
| Age 65 and over | 18.7% | 22.3% |
| Under 18 | 19.5% | — |
| Bachelor's degree or higher | 20.3% | 36.8% |
| Below the poverty line | 9.0% | 7.2% |
| Veterans | 4.0% | — |
| Born outside the U.S. | 0.3% | — |
| Work from home | 16.1% | 14.2% |
| Average commute | 31.5 min | 27.1 min |
| Homes with broadband | 88.9% | 92.5% |
Weather in Effingham
July highs average 78.3°F and January lows 7.7°F. About 52.4 inches of rain and melted snow fall a year, with 81.4 inches of snow (typical New Hampshire town: 67.7 in). Expect about 4 days a year at 90°F or hotter and 185 nights at or below freezing.
Tornadoes, storms and disasters
6 tornadoes have passed within 10 miles of Effingham since 1950, compared with 5 for the typical New Hampshire town. 1 rated (E)F2 or stronger. The strongest, an EF2, struck on July 24, 2008 about 0.0 miles from the town center. The most recent was on August 22, 2020.
Hail of 1 inch or larger has been reported within 10 miles 18 times; the largest was 1.75 inches on August 26, 2022.
Severe weather in Carroll County since 1996
Carroll County has been included in 36 federal disaster or emergency declarations since 1953, most often for flood, hurricane, snowstorm.
| Declared | Incident | Declaration |
|---|---|---|
| October 7, 2026 | Severe Storm | DR-4947: Severe Storm And Flooding |
| July 10, 2024 | Winter Storm | DR-4799: Severe Winter Storm And Flooding |
| February 27, 2024 | Severe Storm | DR-4761: Severe Storm And Flooding |
| September 14, 2023 | Flood | DR-4740: Severe Storms And Flooding |
| March 15, 2023 | Severe Storm | DR-4693: Severe Storm And Flooding |
Jobs and pay in Carroll County
Carroll County had 19,693 jobs in 2024, paying an average of $51,660 a year. Unemployment was 2.3% in 2023; in Effingham itself the ACS puts it at 5.5%.
Public schools in Effingham
1 public school with 108 students, about 9.8 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| Effingham Elementary School | K-6 | 108 | 9.8 |
Towns near Effingham
- Ossipee, NH5.5 mi · 4,372 people · home $325,500
- Center Ossipee, NH5.5 mi · 526 people · home $223,100
- Freedom, NH6.8 mi · 1,689 people · home $389,000
- Parsonsfield, ME7.4 mi · 1,791 people · home $272,100
- Porter, ME7.9 mi · 1,600 people · home $226,100
- Kezar Falls, ME9.3 mi · 736 people · home $234,100
- Wakefield, NH10.7 mi · 5,201 people · home $322,800
- Wolfeboro, NH11.1 mi · 6,416 people · home $546,500
Effingham questions
Is Effingham, New Hampshire a good place to retire?
On The Town Files lifestyle rankings, Effingham scores better for retirees than 23% of New Hampshire towns and quieter than 78%. 18.7% of residents are 65 or older (median age 46.9).
How much does a house cost in Effingham?
The median owner-occupied home in Effingham is valued at $322,700 (Census ACS 2020–2024), against a median household income of $76,607, so homes cost about 4.2 times income. Median rent is $1,090 a month.
What is the weather like in Effingham?
July highs average 78.3°F and January lows 7.7°F (NOAA 1991–2020 normals). It gets about 52.4 inches of precipitation a year and 81.4 inches of snow.
Does Effingham get tornadoes?
6 tornadoes have passed within 10 miles of Effingham since 1950 (NOAA Storm Events); the strongest was an EF2 on July 24, 2008. The typical New Hampshire town has had 5.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)