The Town FilesSilver Lake, New Jersey
Community in Cumberland County · population 1,435 (2020 Census)
- Median home
- $374,500
- Household income
- $111,139
- Jan low / Jul high
- 25° / 86°
- Snow a year
- 12 in
- Tornadoes ≤10 mi since 1950
- 6
- Median age
- 28.4
Silver Lake is a community of 1,435 people in Cumberland County, New Jersey. The median home is worth $374,500, below the typical New Jersey town ($435,600). It ranks easier by car than 98% of New Jersey towns.
How Silver Lake ranks
Percentile among New Jersey towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of New Jersey towns.
Homes and cost of living
The median home in Silver Lake is worth $374,500, below the typical New Jersey town ($435,600). Homes cost about 3.4 times the median household income of $111,139, which is more affordable than 65% of New Jersey towns. 89.8% of households own their home.
| Housing | Silver Lake | Typical New Jersey town |
|---|---|---|
| Median home value | $374,500 | $435,600 |
| Median rent | — | $1,774 |
| Median household income | $111,139 | $111,891 |
| Home value ÷ income | 3.4× | 3.8× |
| Homeownership | 89.8% | 80.8% |
| Median year built | 1986 | 1969 |
| Seasonal / vacation homes | 0.0% | — |
Who lives in Silver Lake
| People | Silver Lake | Typical New Jersey town |
|---|---|---|
| Median age | 28.4 | 42.7 |
| Age 65 and over | 12.9% | 18.3% |
| Under 18 | 35.3% | — |
| Bachelor's degree or higher | 25.4% | 44.1% |
| Below the poverty line | 8.3% | 5.7% |
| Veterans | 4.0% | — |
| Born outside the U.S. | 14.0% | — |
| Work from home | 3.8% | 16.3% |
| Average commute | 25.1 min | 30.4 min |
| Homes with broadband | 93.0% | 94.6% |
Weather in Silver Lake
July highs average 86.2°F and January lows 25.0°F. About 47.7 inches of rain and melted snow fall a year, with 11.8 inches of snow (typical New Jersey town: 24.5 in). Expect about 25 days a year at 90°F or hotter and 87 nights at or below freezing.
Tornadoes, storms and disasters
6 tornadoes have passed within 10 miles of Silver Lake since 1950, compared with 9 for the typical New Jersey town. 1 rated (E)F2 or stronger. The strongest, an F2, struck on July 13, 1975 about 2.4 miles from the town center. The most recent was on July 16, 1995.
Hail of 1 inch or larger has been reported within 10 miles 11 times; the largest was 1.75 inches on May 22, 2014.
Severe weather in Cumberland County since 1996
Cumberland County has been included in 31 federal disaster or emergency declarations since 1953, most often for fire, flood, other.
| Declared | Incident | Declaration |
|---|---|---|
| September 5, 2021 | Hurricane | DR-4614: Remnants Of Hurricane Ida |
| September 2, 2021 | Hurricane | EM-3573: Remnants Of Hurricane Ida |
| December 11, 2020 | Hurricane | DR-4574: Tropical Storm Isaias |
| March 25, 2020 | Biological | DR-4488: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3451: Covid-19 |
Jobs and pay in Cumberland County
Cumberland County had 59,688 jobs in 2024, paying an average of $57,729 a year. Unemployment was 6.5% in 2023; in Silver Lake itself the ACS puts it at 0%.
Towns near Silver Lake
- Carlls Corner, NJ1.9 mi · 911 people · home $205,400
- Upper Deerfield, NJ2.1 mi · 7,645 people · home $246,300
- West Park, NJ2.3 mi · 1,506 people · home $217,800
- Seabrook Farms, NJ2.5 mi · 1,508 people · home $210,400
- Bridgeton, NJ2.8 mi · 27,263 people · home $145,500
- Hopewell, NJ3.0 mi · 4,391 people · home $251,400
- Gouldtown, NJ4.5 mi · 1,601 people · home $184,800
- Rosenhayn, NJ5.5 mi · 1,150 people · home $226,400
Silver Lake questions
Is Silver Lake, New Jersey a good place to retire?
On The Town Files lifestyle rankings, Silver Lake scores better for retirees than 44% of New Jersey towns and quieter than 62%. 12.9% of residents are 65 or older (median age 28.4).
How much does a house cost in Silver Lake?
The median owner-occupied home in Silver Lake is valued at $374,500 (Census ACS 2020–2024), against a median household income of $111,139, so homes cost about 3.4 times income. Median rent is — a month.
What is the weather like in Silver Lake?
July highs average 86.2°F and January lows 25.0°F (NOAA 1991–2020 normals). It gets about 47.7 inches of precipitation a year and 11.8 inches of snow.
Does Silver Lake get tornadoes?
6 tornadoes have passed within 10 miles of Silver Lake since 1950 (NOAA Storm Events); the strongest was a F2 on July 13, 1975. The typical New Jersey town has had 9.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)