The Town FilesStone Harbor, New Jersey
Borough in Cape May County · population 796 (2020 Census)
- Median home
- $2,000,001
- Household income
- $169,167
- Jan low / Jul high
- 29° / 86°
- Snow a year
- 16 in
- Tornadoes ≤10 mi since 1950
- 3
- Median age
- 64.6
Stone Harbor is a borough of 796 people in Cape May County, New Jersey. The median home is worth $2,000,001, above the typical New Jersey town ($435,600). It ranks better for cycling than 98% of New Jersey towns, quieter than 97% of New Jersey towns, better for a vacation home than 95% of New Jersey towns.
How Stone Harbor ranks
Percentile among New Jersey towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of New Jersey towns.
Homes and cost of living
The median home in Stone Harbor is worth $2,000,001, above the typical New Jersey town ($435,600). Homes cost about 11.8 times the median household income of $169,167, which is more affordable than 1% of New Jersey towns. Median rent is $1,711 a month. 89.0% of households own their home.
| Housing | Stone Harbor | Typical New Jersey town |
|---|---|---|
| Median home value | $2,000,001 | $435,600 |
| Median rent | $1,711 | $1,774 |
| Median household income | $169,167 | $111,891 |
| Home value ÷ income | 11.8× | 3.8× |
| Homeownership | 89.0% | 80.8% |
| Median year built | 1978 | 1969 |
| Seasonal / vacation homes | 80.5% | — |
Who lives in Stone Harbor
| People | Stone Harbor | Typical New Jersey town |
|---|---|---|
| Median age | 64.6 | 42.7 |
| Age 65 and over | 48.5% | 18.3% |
| Under 18 | 8.8% | — |
| Bachelor's degree or higher | 70.3% | 44.1% |
| Below the poverty line | 6.0% | 5.7% |
| Veterans | 4.9% | — |
| Born outside the U.S. | 3.9% | — |
| Work from home | 27.5% | 16.3% |
| Average commute | 32.2 min | 30.4 min |
| Homes with broadband | 94.8% | 94.6% |
Weather in Stone Harbor
July highs average 85.5°F and January lows 28.5°F. About 43.8 inches of rain and melted snow fall a year, with 16.0 inches of snow (typical New Jersey town: 24.5 in). Expect about 15 days a year at 90°F or hotter and 72 nights at or below freezing.
Tornadoes, storms and disasters
3 tornadoes have passed within 10 miles of Stone Harbor since 1950, compared with 9 for the typical New Jersey town. 1 rated (E)F2 or stronger. The strongest, an F2, struck on August 27, 1971 about 6.0 miles from the town center. The most recent was on July 3, 2003.
Hail of 1 inch or larger has been reported within 10 miles 4 times; the largest was 1.75 inches on May 16, 2025.
Severe weather in Cape May County since 1996
Cape May County has been included in 34 federal disaster or emergency declarations since 1953, most often for fire, flood, other.
| Declared | Incident | Declaration |
|---|---|---|
| September 5, 2021 | Hurricane | DR-4614: Remnants Of Hurricane Ida |
| September 2, 2021 | Hurricane | EM-3573: Remnants Of Hurricane Ida |
| April 28, 2021 | Snowstorm | DR-4597: Severe Winter Storm And Snowstorm |
| December 11, 2020 | Hurricane | DR-4574: Tropical Storm Isaias |
| March 25, 2020 | Biological | DR-4488: Covid-19 Pandemic |
Jobs and pay in Cape May County
Cape May County had 42,713 jobs in 2024, paying an average of $48,574 a year. Unemployment was 7.6% in 2023; in Stone Harbor itself the ACS puts it at 4.8%.
Public schools in Stone Harbor
1 public school with 78 students, about 8.7 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| Stone Harbor Elementary School | K-4 | 78 | 8.7 |
Towns near Stone Harbor
- North Wildwood, NJ2.9 mi · 3,621 people · home $459,900
- Avalon, NJ3.6 mi · 1,243 people · home $1,959,000
- Cape May Court House, NJ3.9 mi · 5,573 people · home $381,200
- West Wildwood, NJ4.1 mi · 540 people · home $400,800
- Burleigh, NJ4.2 mi · 766 people · home —
- Wildwood, NJ4.6 mi · 5,157 people · home $391,300
- Middle, NJ5.2 mi · 20,380 people · home $342,200
- Whitesboro, NJ5.6 mi · 2,300 people · home $248,700
Stone Harbor questions
Is Stone Harbor, New Jersey a good place to retire?
On The Town Files lifestyle rankings, Stone Harbor scores better for retirees than 74% of New Jersey towns and quieter than 97%. 48.5% of residents are 65 or older (median age 64.6).
How much does a house cost in Stone Harbor?
The median owner-occupied home in Stone Harbor is valued at $2,000,001 (Census ACS 2020–2024), against a median household income of $169,167, so homes cost about 11.8 times income. Median rent is $1,711 a month.
What is the weather like in Stone Harbor?
July highs average 85.5°F and January lows 28.5°F (NOAA 1991–2020 normals). It gets about 43.8 inches of precipitation a year and 16.0 inches of snow.
Does Stone Harbor get tornadoes?
3 tornadoes have passed within 10 miles of Stone Harbor since 1950 (NOAA Storm Events); the strongest was a F2 on August 27, 1971. The typical New Jersey town has had 9.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)