The Town FilesWaterford, New Jersey
Township in Camden County · population 10,421 (2020 Census)
- Median home
- $282,000
- Household income
- $111,791
- Jan low / Jul high
- 24° / 87°
- Snow a year
- 24 in
- Tornadoes ≤10 mi since 1950
- 1
- Median age
- 44.5
Waterford is a township of 10,421 people in Camden County, New Jersey. The median home is worth $282,000, below the typical New Jersey town ($435,600). It ranks quieter than 85% of New Jersey towns, better for first-time buyers than 74% of New Jersey towns, easier by car than 72% of New Jersey towns.
How Waterford ranks
Percentile among New Jersey towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of New Jersey towns.
Homes and cost of living
The median home in Waterford is worth $282,000, below the typical New Jersey town ($435,600). Homes cost about 2.5 times the median household income of $111,791, which is more affordable than 96% of New Jersey towns. Median rent is $1,541 a month. 84.1% of households own their home.
| Housing | Waterford | Typical New Jersey town |
|---|---|---|
| Median home value | $282,000 | $435,600 |
| Median rent | $1,541 | $1,774 |
| Median household income | $111,791 | $111,891 |
| Home value ÷ income | 2.5× | 3.8× |
| Homeownership | 84.1% | 80.8% |
| Median year built | 1976 | 1969 |
| Seasonal / vacation homes | 0.0% | — |
Who lives in Waterford
| People | Waterford | Typical New Jersey town |
|---|---|---|
| Median age | 44.5 | 42.7 |
| Age 65 and over | 17.7% | 18.3% |
| Under 18 | 19.6% | — |
| Bachelor's degree or higher | 26.5% | 44.1% |
| Below the poverty line | 8.0% | 5.7% |
| Veterans | 5.9% | — |
| Born outside the U.S. | 3.0% | — |
| Work from home | 13.7% | 16.3% |
| Average commute | 32.9 min | 30.4 min |
| Homes with broadband | 96.1% | 94.6% |
Weather in Waterford
July highs average 86.7°F and January lows 23.5°F. About 50.4 inches of rain and melted snow fall a year, with 23.5 inches of snow (typical New Jersey town: 24.5 in). Expect about 28 days a year at 90°F or hotter and 112 nights at or below freezing.
Tornadoes, storms and disasters
1 tornado has passed within 10 miles of Waterford since 1950, compared with 9 for the typical New Jersey town. The strongest, an F1, struck on July 3, 1994 about 8.7 miles from the town center. The most recent was on July 3, 1994.
Hail of 1 inch or larger has been reported within 10 miles 26 times; the largest was 2.50 inches on May 20, 2022.
Severe weather in Camden County since 1996
Camden County has been included in 25 federal disaster or emergency declarations since 1953, most often for fire, flood, other.
| Declared | Incident | Declaration |
|---|---|---|
| September 5, 2021 | Hurricane | DR-4614: Remnants Of Hurricane Ida |
| September 2, 2021 | Hurricane | EM-3573: Remnants Of Hurricane Ida |
| March 25, 2020 | Biological | DR-4488: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3451: Covid-19 |
| March 14, 2016 | Severe Storm | DR-4264: Severe Winter Storm And Snowstorm |
Jobs and pay in Camden County
Camden County had 205,819 jobs in 2024, paying an average of $69,051 a year. Unemployment was 4.8% in 2023; in Waterford itself the ACS puts it at 5.7%.
Public schools in Waterford
1 public school with 466 students, about 11.1 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| Waterford Elementary School | 3-6 | 466 | 11.1 |
Towns near Waterford
- Atco, NJ2.9 mi · 9,058 people · home $275,000
- Winslow, NJ5.5 mi · 39,907 people · home $272,800
- Shamong, NJ6.2 mi · 6,460 people · home $442,400
- Hammonton, NJ6.4 mi · 14,711 people · home $349,800
- Berlin, NJ7.0 mi · 7,489 people · home $336,300
- Medford Lakes, NJ7.6 mi · 4,264 people · home $402,900
- West Berlin, NJ7.9 mi · 2,686 people · home $236,800
- Medford, NJ8.4 mi · 24,497 people · home $514,800
Waterford questions
Is Waterford, New Jersey a good place to retire?
On The Town Files lifestyle rankings, Waterford scores better for retirees than 40% of New Jersey towns and quieter than 85%. 17.7% of residents are 65 or older (median age 44.5).
How much does a house cost in Waterford?
The median owner-occupied home in Waterford is valued at $282,000 (Census ACS 2020–2024), against a median household income of $111,791, so homes cost about 2.5 times income. Median rent is $1,541 a month.
What is the weather like in Waterford?
July highs average 86.7°F and January lows 23.5°F (NOAA 1991–2020 normals). It gets about 50.4 inches of precipitation a year and 23.5 inches of snow.
Does Waterford get tornadoes?
1 tornado has passed within 10 miles of Waterford since 1950 (NOAA Storm Events); the strongest was a F1 on July 3, 1994. The typical New Jersey town has had 9.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)