The Town FilesCharlton, New York
Town in Saratoga County · population 4,328 (2020 Census)
- Median home
- $340,200
- Household income
- $106,801
- Jan low / Jul high
- 14° / 84°
- Snow a year
- 61 in
- Tornadoes ≤10 mi since 1950
- 7
- Median age
- 43.5
Charlton is a town of 4,328 people in Saratoga County, New York. The median home is worth $340,200, above the typical New York town ($217,700). It ranks better for families than 96% of New York towns, easier by car than 94% of New York towns, more upscale than 84% of New York towns.
How Charlton ranks
Percentile among New York towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of New York towns.
Homes and cost of living
The median home in Charlton is worth $340,200, above the typical New York town ($217,700). Homes cost about 3.2 times the median household income of $106,801, which is more affordable than 40% of New York towns. Median rent is $1,390 a month. 96.4% of households own their home.
| Housing | Charlton | Typical New York town |
|---|---|---|
| Median home value | $340,200 | $217,700 |
| Median rent | $1,390 | $1,080 |
| Median household income | $106,801 | $80,740 |
| Home value ÷ income | 3.2× | 2.8× |
| Homeownership | 96.4% | 79.5% |
| Median year built | 1962 | 1965 |
| Seasonal / vacation homes | 0.0% | — |
Who lives in Charlton
| People | Charlton | Typical New York town |
|---|---|---|
| Median age | 43.5 | 43.5 |
| Age 65 and over | 23.5% | 20.4% |
| Under 18 | 23.2% | — |
| Bachelor's degree or higher | 51.8% | 30.4% |
| Below the poverty line | 5.0% | 9.3% |
| Veterans | 8.5% | — |
| Born outside the U.S. | 1.2% | — |
| Work from home | 17.2% | 11.1% |
| Average commute | 30.8 min | 26.0 min |
| Homes with broadband | 95.5% | 91.1% |
Weather in Charlton
July highs average 83.8°F and January lows 14.3°F. About 46.4 inches of rain and melted snow fall a year, with 61.4 inches of snow (typical New York town: 62.9 in). Expect about 11 days a year at 90°F or hotter and 145 nights at or below freezing.
Tornadoes, storms and disasters
7 tornadoes have passed within 10 miles of Charlton since 1950, compared with 5 for the typical New York town. The strongest, an EF1, struck on June 30, 2017 about 9.8 miles from the town center. The most recent was on June 30, 2017.
Hail of 1 inch or larger has been reported within 10 miles 53 times; the largest was 2.75 inches on May 22, 2014.
Severe weather in Saratoga County since 1996
Saratoga County has been included in 20 federal disaster or emergency declarations since 1953, most often for fire, flood, other.
| Declared | Incident | Declaration |
|---|---|---|
| August 22, 2021 | Hurricane | EM-3565: Hurricane Henri |
| March 20, 2020 | Biological | DR-4480: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3434: Covid-19 |
| December 19, 2019 | Severe Storm | DR-4472: Severe Storms, Straight-Line Winds, And Flooding |
| July 12, 2017 | Snowstorm | DR-4322: Severe Winter Storm And Snowstorm |
Jobs and pay in Saratoga County
Saratoga County had 92,800 jobs in 2024, paying an average of $67,685 a year. Unemployment was 2.9% in 2023; in Charlton itself the ACS puts it at 0.7%.
Towns near Charlton
- Glenville, NY4.9 mi · 29,326 people · home $257,400
- Ballston, NY5.3 mi · 11,831 people · home $373,200
- Galway, NY5.5 mi · 3,525 people · home $365,100
- East Glenville, NY7.2 mi · 11,896 people · home $296,200
- Ballston Spa, NY7.6 mi · 5,111 people · home $308,200
- Milton, NY7.8 mi · 18,800 people · home $311,500
- Milton, NY8.8 mi · 4,663 people · home $354,700
- Scotia, NY8.9 mi · 7,272 people · home $189,900
Charlton questions
Is Charlton, New York a good place to retire?
On The Town Files lifestyle rankings, Charlton scores better for retirees than 81% of New York towns and quieter than 69%. 23.5% of residents are 65 or older (median age 43.5).
How much does a house cost in Charlton?
The median owner-occupied home in Charlton is valued at $340,200 (Census ACS 2020–2024), against a median household income of $106,801, so homes cost about 3.2 times income. Median rent is $1,390 a month.
What is the weather like in Charlton?
July highs average 83.8°F and January lows 14.3°F (NOAA 1991–2020 normals). It gets about 46.4 inches of precipitation a year and 61.4 inches of snow.
Does Charlton get tornadoes?
7 tornadoes have passed within 10 miles of Charlton since 1950 (NOAA Storm Events); the strongest was an EF1 on June 30, 2017. The typical New York town has had 5.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)