The Town FilesChelsea Cove, New York
Community in Dutchess County · population 1,150 (2020 Census)
- Median home
- $270,700
- Household income
- $108,227
- Jan low / Jul high
- 17° / 83°
- Snow a year
- 58 in
- Tornadoes ≤10 mi since 1950
- 6
- Median age
- 33.7
Chelsea Cove is a community of 1,150 people in Dutchess County, New York. The median home is worth $270,700, above the typical New York town ($217,700). It ranks better for families than 89% of New York towns, better for a vacation home than 84% of New York towns, better for first-time buyers than 83% of New York towns.
How Chelsea Cove ranks
Percentile among New York towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of New York towns.
Homes and cost of living
The median home in Chelsea Cove is worth $270,700, above the typical New York town ($217,700). Homes cost about 2.5 times the median household income of $108,227, which is more affordable than 63% of New York towns. Median rent is $1,938 a month. 92.0% of households own their home.
| Housing | Chelsea Cove | Typical New York town |
|---|---|---|
| Median home value | $270,700 | $217,700 |
| Median rent | $1,938 | $1,080 |
| Median household income | $108,227 | $80,740 |
| Home value ÷ income | 2.5× | 2.8× |
| Homeownership | 92.0% | 79.5% |
| Median year built | 1983 | 1965 |
| Seasonal / vacation homes | 0.0% | — |
Who lives in Chelsea Cove
| People | Chelsea Cove | Typical New York town |
|---|---|---|
| Median age | 33.7 | 43.5 |
| Age 65 and over | 6.5% | 20.4% |
| Under 18 | 24.5% | — |
| Bachelor's degree or higher | 23.2% | 30.4% |
| Below the poverty line | 10.5% | 9.3% |
| Veterans | 8.6% | — |
| Born outside the U.S. | 16.1% | — |
| Work from home | 7.3% | 11.1% |
| Average commute | 30.3 min | 26.0 min |
| Homes with broadband | 92.3% | 91.1% |
Weather in Chelsea Cove
July highs average 83.1°F and January lows 17.0°F. About 48.9 inches of rain and melted snow fall a year, with 57.9 inches of snow (typical New York town: 62.9 in). Expect about 11 days a year at 90°F or hotter and 132 nights at or below freezing.
Tornadoes, storms and disasters
6 tornadoes have passed within 10 miles of Chelsea Cove since 1950, compared with 5 for the typical New York town. 1 rated (E)F2 or stronger. The strongest, an EF2, struck on May 15, 2018 about 8.5 miles from the town center. The most recent was on May 15, 2018.
Hail of 1 inch or larger has been reported within 10 miles 42 times; the largest was 2.50 inches on June 11, 2026.
Severe weather in Dutchess County since 1996
Dutchess County has been included in 27 federal disaster or emergency declarations since 1953, most often for fire, flood, other.
| Declared | Incident | Declaration |
|---|---|---|
| July 22, 2023 | Severe Storm | DR-4723: Severe Storms And Flooding |
| September 5, 2021 | Hurricane | DR-4615: Remnants Of Hurricane Ida |
| September 2, 2021 | Hurricane | EM-3572: Remnants Of Hurricane Ida |
| August 22, 2021 | Hurricane | EM-3565: Hurricane Henri |
| March 20, 2020 | Biological | DR-4480: Covid-19 Pandemic |
Jobs and pay in Dutchess County
Dutchess County had 112,897 jobs in 2024, paying an average of $70,950 a year. Unemployment was 3.3% in 2023; in Chelsea Cove itself the ACS puts it at 11.2%.
Public schools in Chelsea Cove
2 public schools with 1,616 students, about 10.4 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| UNION VALE MIDDLE SCHOOL | 6-8 | 958 | 9.9 |
| VAIL FARM ELEMENTARY SCHOOL | K-5 | 658 | 11.3 |
Towns near Chelsea Cove
- Beekman, NY2.6 mi · 14,172 people · home $440,800
- Hillside Lake, NY2.6 mi · 1,091 people · home $376,600
- Hopewell Junction, NY4.0 mi · 1,330 people · home $684,600
- East Fishkill, NY4.2 mi · 29,707 people · home $478,400
- LaGrange, NY5.6 mi · 15,975 people · home $408,600
- Shorehaven, NY5.6 mi · 686 people · home $489,500
- New Hackensack, NY5.9 mi · 1,497 people · home $365,100
- Union Vale, NY6.5 mi · 4,558 people · home $490,900
Chelsea Cove questions
Is Chelsea Cove, New York a good place to retire?
On The Town Files lifestyle rankings, Chelsea Cove scores better for retirees than 12% of New York towns and quieter than 25%. 6.5% of residents are 65 or older (median age 33.7).
How much does a house cost in Chelsea Cove?
The median owner-occupied home in Chelsea Cove is valued at $270,700 (Census ACS 2020–2024), against a median household income of $108,227, so homes cost about 2.5 times income. Median rent is $1,938 a month.
What is the weather like in Chelsea Cove?
July highs average 83.1°F and January lows 17.0°F (NOAA 1991–2020 normals). It gets about 48.9 inches of precipitation a year and 57.9 inches of snow.
Does Chelsea Cove get tornadoes?
6 tornadoes have passed within 10 miles of Chelsea Cove since 1950 (NOAA Storm Events); the strongest was an EF2 on May 15, 2018. The typical New York town has had 5.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)