The Town Files

Fort Covington, New York

Community in Franklin County · population 1,127 (2020 Census)

Map: where Fort Covington is in New YorkFort Covington
Median home
$112,500
Household income
$68,750
Jan low / Jul high
6° / 77°
Snow a year
90 in
Tornadoes ≤10 mi since 1950
0
Median age
41.6

Fort Covington is a community of 1,127 people in Franklin County, New York. The median home is worth $112,500, below the typical New York town ($217,700). It ranks better for cycling than 90% of New York towns, quieter than 72% of New York towns.

How Fort Covington ranks

Percentile among New York towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of New York towns.

Fort Covington lifestyle rankings vs other New York townsRetirement28th pctFamilies12th pctQuiet72nd pctWalkability12th pctFirst-time buyers60th pctYoung professionals5th pctVibrancy2nd pctHip & trendy15th pctCollege town1st pctUpscale1st pctVacation homesbottomSeaside characterbottomCycling90th pctTransit50th pctDriving32nd pcttypical
The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025).

Homes and cost of living

The median home in Fort Covington is worth $112,500, below the typical New York town ($217,700). Homes cost about 1.6 times the median household income of $68,750, which is more affordable than 96% of New York towns. Median rent is $547 a month. 87.4% of households own their home.

Fort Covington vs Franklin County vs typical New York townFort CovingtonFranklin CountyTypical New York townHome value$112,500$145,400$217,700Household income$68,750$65,151$80,740Monthly rent$547$843$1,080
Census ACS 5-year estimates, 2020–2024. "Typical town" = median of New York towns with 500+ people.
HousingFort CovingtonTypical New York town
Median home value$112,500$217,700
Median rent$547$1,080
Median household income$68,750$80,740
Home value ÷ income1.6×2.8×
Homeownership87.4%79.5%
Median year built19621965
Seasonal / vacation homes3.8%—

Who lives in Fort Covington

PeopleFort CovingtonTypical New York town
Median age41.643.5
Age 65 and over21.5%20.4%
Under 1825.6%—
Bachelor's degree or higher19.6%30.4%
Below the poverty line14.1%9.3%
Veterans7.9%—
Born outside the U.S.1.4%—
Work from home8.3%11.1%
Average commute17.0 min26.0 min
Homes with broadband79.1%91.1%

Weather in Fort Covington

July highs average 77.0°F and January lows 5.7°F. About 39.9 inches of rain and melted snow fall a year, with 89.5 inches of snow (typical New York town: 62.9 in). Expect about 1 days a year at 90°F or hotter and 166 nights at or below freezing.

Fort Covington monthly temperatures and precipitation0°10°20°30°40°50°60°70°80°32° freezing24°6°Jan27°7°Feb35°17°Mar50°31°Apr64°44°May73°54°Jun77°59°Jul75°56°Aug69°48°Sep55°38°Oct43°27°Nov31°15°DecPrecipitation (in) · snow (in) in blue2.420.52.018.52.416.53.36.33.30.34.54.03.94.04.31.03.17.62.718.8
NOAA 1991–2020 climate normals: average daily high and low by month; precipitation and snowfall in inches. Temperatures from the Malone station (13.3 mi away); snowfall estimated from the 2 nearest snow stations, weighted by distance.

Tornadoes, storms and disasters

NOAA's Storm Events Database has no tornado within 10 miles of Fort Covington since 1950.

Hail of 1 inch or larger has been reported within 10 miles 5 times; the largest was 1.50 inches on June 8, 2012.

Severe weather in Franklin County since 1996

Storm events in Franklin County since 1996 by typeHail42Heat10Flood26High Wind64Heavy Snow9Flash Flood26Strong Wind46Winter Storm209
NOAA Storm Events Database, Franklin County, 1996–2026 (all event types recorded since 1996).

Franklin County has been included in 20 federal disaster or emergency declarations since 1953, most often for fire, flood, other.

DeclaredIncidentDeclaration
September 24, 2024Tropical StormDR-4825: Remnants Of Tropical Storm Debby
July 22, 2023Severe StormDR-4723: Severe Storms And Flooding
March 20, 2020BiologicalDR-4480: Covid-19 Pandemic
March 13, 2020BiologicalEM-3434: Covid-19
July 12, 2017SnowstormDR-4322: Severe Winter Storm And Snowstorm

Jobs and pay in Franklin County

Franklin County had 17,453 jobs in 2024, paying an average of $68,442 a year. Unemployment was 3.8% in 2023; in Fort Covington itself the ACS puts it at 1%.

Largest industries in Franklin CountyHealth care & social assistan…3,665 jobs · $78,947Retail1,855 jobs · $37,264Hotels & restaurants1,121 jobs · $27,581Construction562 jobs · $58,668Administrative & support403 jobs · $51,240Other services370 jobs · $33,847
BLS Quarterly Census of Employment and Wages, 2024, private-sector jobs and average annual pay.
Unemployment rate in Franklin County, 2000–20230%2%4%6%8%10%2000200420082012201620202023Franklin 3.8%
Annual average unemployment rate (BLS Local Area Unemployment Statistics via USDA ERS).

Towns near Fort Covington

Fort Covington questions

Is Fort Covington, New York a good place to retire?

On The Town Files lifestyle rankings, Fort Covington scores better for retirees than 28% of New York towns and quieter than 72%. 21.5% of residents are 65 or older (median age 41.6).

How much does a house cost in Fort Covington?

The median owner-occupied home in Fort Covington is valued at $112,500 (Census ACS 2020–2024), against a median household income of $68,750, so homes cost about 1.6 times income. Median rent is $547 a month.

What is the weather like in Fort Covington?

July highs average 77.0°F and January lows 5.7°F (NOAA 1991–2020 normals). It gets about 39.9 inches of precipitation a year and 89.5 inches of snow.

Does Fort Covington get tornadoes?

No tornado has been recorded within 10 miles of Fort Covington in NOAA's Storm Events Database since 1950.

How this page is made. Every number comes from public data, matched to Fort Covington's Census boundary (GEOID 3626726). Comparisons use the median of New York towns with at least 500 people. Weather comes from the nearest NOAA normals station; storm counts use NOAA tornado tracks within 10 miles of the town center. Data snapshot 2026-11-13.