The Town FilesGallatin, New York
Town in Columbia County · population 1,628 (2020 Census)
- Median home
- $394,300
- Household income
- $89,412
- Jan low / Jul high
- 14° / 83°
- Snow a year
- 50 in
- Tornadoes ≤10 mi since 1950
- 3
- Median age
- 54.4
Gallatin is a town of 1,628 people in Columbia County, New York. The median home is worth $394,300, above the typical New York town ($217,700). It ranks better for a vacation home than 96% of New York towns, quieter than 92% of New York towns, better for families than 82% of New York towns.
How Gallatin ranks
Percentile among New York towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of New York towns.
Homes and cost of living
The median home in Gallatin is worth $394,300, above the typical New York town ($217,700). Homes cost about 4.4 times the median household income of $89,412, which is more affordable than 18% of New York towns. Median rent is $900 a month. 92.6% of households own their home.
| Housing | Gallatin | Typical New York town |
|---|---|---|
| Median home value | $394,300 | $217,700 |
| Median rent | $900 | $1,080 |
| Median household income | $89,412 | $80,740 |
| Home value ÷ income | 4.4× | 2.8× |
| Homeownership | 92.6% | 79.5% |
| Median year built | 1970 | 1965 |
| Seasonal / vacation homes | 21.1% | — |
Who lives in Gallatin
| People | Gallatin | Typical New York town |
|---|---|---|
| Median age | 54.4 | 43.5 |
| Age 65 and over | 30.5% | 20.4% |
| Under 18 | 17.3% | — |
| Bachelor's degree or higher | 37.2% | 30.4% |
| Below the poverty line | 6.8% | 9.3% |
| Veterans | 7.2% | — |
| Born outside the U.S. | 9.7% | — |
| Work from home | 27.3% | 11.1% |
| Average commute | 29.6 min | 26.0 min |
| Homes with broadband | 89.5% | 91.1% |
Weather in Gallatin
July highs average 83.0°F and January lows 14.2°F. About 43.5 inches of rain and melted snow fall a year, with 49.6 inches of snow (typical New York town: 62.9 in). Expect about 13 days a year at 90°F or hotter and 157 nights at or below freezing.
Tornadoes, storms and disasters
3 tornadoes have passed within 10 miles of Gallatin since 1950, compared with 5 for the typical New York town. The strongest, an F1, struck on July 3, 1997 about 7.0 miles from the town center. The most recent was on July 3, 1997.
Hail of 1 inch or larger has been reported within 10 miles 26 times; the largest was 2.75 inches on May 15, 2018.
Severe weather in Columbia County since 1996
Columbia County has been included in 27 federal disaster or emergency declarations since 1953, most often for fire, flood, other.
| Declared | Incident | Declaration |
|---|---|---|
| August 22, 2021 | Hurricane | EM-3565: Hurricane Henri |
| March 20, 2020 | Biological | DR-4480: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3434: Covid-19 |
| July 12, 2017 | Snowstorm | DR-4322: Severe Winter Storm And Snowstorm |
| October 28, 2012 | Hurricane | EM-3351: Hurricane Sandy |
Jobs and pay in Columbia County
Columbia County had 20,888 jobs in 2024, paying an average of $56,241 a year. Unemployment was 3% in 2023; in Gallatin itself the ACS puts it at 12.1%.
Towns near Gallatin
- Taghkanic, NY5.3 mi · 1,231 people · home $442,400
- Pine Plains, NY6.4 mi · 1,142 people · home $295,200
- Milan, NY6.9 mi · 2,245 people · home $456,800
- Livingston, NY6.9 mi · 3,628 people · home $309,100
- Ancram, NY6.9 mi · 1,440 people · home $449,000
- Pine Plains, NY7.0 mi · 2,218 people · home $317,600
- Clermont, NY7.6 mi · 2,058 people · home $452,000
- Copake Lake, NY8.3 mi · 767 people · home $610,300
Gallatin questions
Is Gallatin, New York a good place to retire?
On The Town Files lifestyle rankings, Gallatin scores better for retirees than 75% of New York towns and quieter than 92%. 30.5% of residents are 65 or older (median age 54.4).
How much does a house cost in Gallatin?
The median owner-occupied home in Gallatin is valued at $394,300 (Census ACS 2020–2024), against a median household income of $89,412, so homes cost about 4.4 times income. Median rent is $900 a month.
What is the weather like in Gallatin?
July highs average 83.0°F and January lows 14.2°F (NOAA 1991–2020 normals). It gets about 43.5 inches of precipitation a year and 49.6 inches of snow.
Does Gallatin get tornadoes?
3 tornadoes have passed within 10 miles of Gallatin since 1950 (NOAA Storm Events); the strongest was a F1 on July 3, 1997. The typical New York town has had 5.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)