The Town Files

Howard, New York

Town in Steuben County · population 1,389 (2020 Census)

Map: where Howard is in New YorkHoward
Median home
$128,100
Household income
$73,906
Jan low / Jul high
12° / 81°
Snow a year
62 in
Tornadoes ≤10 mi since 1950
1
Median age
49.1

Howard is a town of 1,389 people in Steuben County, New York. The median home is worth $128,100, below the typical New York town ($217,700). It ranks better for cycling than 84% of New York towns, better for a vacation home than 78% of New York towns, quieter than 74% of New York towns.

How Howard ranks

Percentile among New York towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of New York towns.

Howard lifestyle rankings vs other New York townsRetirement52nd pctFamilies38th pctQuiet74th pctWalkability19th pctFirst-time buyers62nd pctYoung professionals14th pctVibrancy18th pctHip & trendy31st pctCollege town52nd pctUpscale21st pctVacation homes78th pctSeaside characterbottomCycling84th pctTransit56th pctDriving60th pcttypical
The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025).

Homes and cost of living

The median home in Howard is worth $128,100, below the typical New York town ($217,700). Homes cost about 1.7 times the median household income of $73,906, which is more affordable than 94% of New York towns. Median rent is $775 a month. 85.3% of households own their home.

Howard vs Steuben County vs typical New York townHowardSteuben CountyTypical New York townHome value$128,100$137,900$217,700Household income$73,906$65,887$80,740Monthly rent$775$894$1,080
Census ACS 5-year estimates, 2020–2024. "Typical town" = median of New York towns with 500+ people.
HousingHowardTypical New York town
Median home value$128,100$217,700
Median rent$775$1,080
Median household income$73,906$80,740
Home value ÷ income1.7×2.8×
Homeownership85.3%79.5%
Median year built19741965
Seasonal / vacation homes21.8%—

Who lives in Howard

PeopleHowardTypical New York town
Median age49.143.5
Age 65 and over24.6%20.4%
Under 1817.7%—
Bachelor's degree or higher14.8%30.4%
Below the poverty line12.9%9.3%
Veterans10.8%—
Born outside the U.S.6.2%—
Work from home5.6%11.1%
Average commute22.6 min26.0 min
Homes with broadband83.5%91.1%

Weather in Howard

July highs average 81.0°F and January lows 12.4°F. About 38.4 inches of rain and melted snow fall a year, with 62.4 inches of snow (typical New York town: 62.9 in). Expect about 6 days a year at 90°F or hotter and 165 nights at or below freezing.

Howard monthly temperatures and precipitation10°20°30°40°50°60°70°80°90°32° freezing30°12°Jan33°13°Feb41°20°Mar55°30°Apr68°41°May76°50°Jun81°54°Jul79°54°Aug71°47°Sep58°37°Oct46°28°Nov35°20°DecPrecipitation (in) · snow (in) in blue2.415.71.914.32.612.13.32.33.40.14.14.03.93.93.60.32.73.92.713.7
NOAA 1991–2020 climate normals: average daily high and low by month; precipitation and snowfall in inches. Temperatures from the Hornell Almond Dam station (9.7 mi away); snowfall estimated from the 4 nearest snow stations, weighted by distance.

Tornadoes, storms and disasters

1 tornado has passed within 10 miles of Howard since 1950, compared with 5 for the typical New York town. The strongest, an F1, struck on August 12, 2005 about 6.6 miles from the town center. The most recent was on August 12, 2005.

Tornadoes within 10 miles of Howard by decade01950s01960s01970s01980s01990s12000s02010s02020s
NOAA Storm Events Database, tornado tracks (start to end point) passing within 10 miles of the town center, 1950–2026.

Hail of 1 inch or larger has been reported within 10 miles 26 times; the largest was 2.25 inches on June 26, 2009.

Severe weather in Steuben County since 1996

Storm events in Steuben County since 1996 by typeHail117Flood7Drought7Tornado7High Wind17Ice Storm7Lightning9Heavy Snow39
NOAA Storm Events Database, Steuben County, 1996–2026 (all event types recorded since 1996). 1 deaths recorded.

Steuben County has been included in 24 federal disaster or emergency declarations since 1953, most often for fire, flood, other.

DeclaredIncidentDeclaration
September 24, 2024Tropical StormDR-4825: Remnants Of Tropical Storm Debby
October 8, 2021HurricaneDR-4625: Remnants Of Tropical Storm Fred
March 20, 2020BiologicalDR-4480: Covid-19 Pandemic
March 13, 2020BiologicalEM-3434: Covid-19
July 8, 2014Severe StormDR-4180: Severe Storms And Flooding

Jobs and pay in Steuben County

Steuben County had 34,564 jobs in 2024, paying an average of $72,111 a year. Unemployment was 4% in 2023; in Howard itself the ACS puts it at 4.4%.

Largest industries in Steuben CountyHealth care & social assistan…5,523 jobs · $52,283Manufacturing4,043 jobs · $81,921Retail3,728 jobs · $37,168Professional & technical serv…3,270 jobs · $152,977Hotels & restaurants2,585 jobs · $25,422Company management1,228 jobs · $264,000
BLS Quarterly Census of Employment and Wages, 2024, private-sector jobs and average annual pay.
Unemployment rate in Steuben County, 2000–20230%2%4%6%8%10%2000200420082012201620202023Steuben 4%
Annual average unemployment rate (BLS Local Area Unemployment Statistics via USDA ERS).

Towns near Howard

Howard questions

Is Howard, New York a good place to retire?

On The Town Files lifestyle rankings, Howard scores better for retirees than 52% of New York towns and quieter than 74%. 24.6% of residents are 65 or older (median age 49.1).

How much does a house cost in Howard?

The median owner-occupied home in Howard is valued at $128,100 (Census ACS 2020–2024), against a median household income of $73,906, so homes cost about 1.7 times income. Median rent is $775 a month.

What is the weather like in Howard?

July highs average 81.0°F and January lows 12.4°F (NOAA 1991–2020 normals). It gets about 38.4 inches of precipitation a year and 62.4 inches of snow.

Does Howard get tornadoes?

1 tornado has passed within 10 miles of Howard since 1950 (NOAA Storm Events); the strongest was a F1 on August 12, 2005. The typical New York town has had 5.

How this page is made. Every number comes from public data, matched to Howard's Census boundary (GEOID 3610135837). Comparisons use the median of New York towns with at least 500 people. Weather comes from the nearest NOAA normals station; storm counts use NOAA tornado tracks within 10 miles of the town center. Data snapshot 2026-11-13.