The Town Files

Owasco, New York

Town in Cayuga County · population 3,552 (2020 Census)

Map: where Owasco is in New YorkOwasco
Median home
$282,100
Household income
$102,245
Jan low / Jul high
15° / 81°
Snow a year
109 in
Tornadoes ≤10 mi since 1950
3
Median age
53.4

Owasco is a town of 3,552 people in Cayuga County, New York. The median home is worth $282,100, above the typical New York town ($217,700). It ranks better for families than 89% of New York towns, better for retirees than 85% of New York towns, quieter than 78% of New York towns.

How Owasco ranks

Percentile among New York towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of New York towns.

Owasco lifestyle rankings vs other New York townsRetirement85th pctFamilies89th pctQuiet78th pctWalkability50th pctFirst-time buyersbottomYoung professionals44th pctVibrancy39th pctHip & trendy32nd pctCollege town76th pctUpscale78th pctVacation homesbottomSeaside characterbottomCyclingbottomTransitbottomDriving73rd pcttypical
The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025).

Homes and cost of living

The median home in Owasco is worth $282,100, above the typical New York town ($217,700). Homes cost about 2.8 times the median household income of $102,245, which is more affordable than 52% of New York towns. Median rent is $2,109 a month. 94.2% of households own their home.

Owasco vs Cayuga County vs typical New York townOwascoCayuga CountyTypical New York townHome value$282,100$171,000$217,700Household income$102,245$67,904$80,740Monthly rent$2,109$942$1,080
Census ACS 5-year estimates, 2020–2024. "Typical town" = median of New York towns with 500+ people.
HousingOwascoTypical New York town
Median home value$282,100$217,700
Median rent$2,109$1,080
Median household income$102,245$80,740
Home value ÷ income2.8×2.8×
Homeownership94.2%79.5%
Median year built19601965
Seasonal / vacation homes0.0%—

Who lives in Owasco

PeopleOwascoTypical New York town
Median age53.443.5
Age 65 and over28.5%20.4%
Under 1815.1%—
Bachelor's degree or higher49.6%30.4%
Below the poverty line4.3%9.3%
Veterans3.1%—
Born outside the U.S.4.5%—
Work from home12.8%11.1%
Average commute23.4 min26.0 min
Homes with broadband97.5%91.1%

Weather in Owasco

July highs average 81.1°F and January lows 15.4°F. About 44.3 inches of rain and melted snow fall a year, with 109.4 inches of snow (typical New York town: 62.9 in). Expect about 8 days a year at 90°F or hotter and 143 nights at or below freezing.

Owasco monthly temperatures and precipitation10°20°30°40°50°60°70°80°90°32° freezing31°15°Jan33°16°Feb42°23°Mar55°34°Apr69°45°May77°55°Jun81°60°Jul80°59°Aug72°52°Sep59°41°Oct48°32°Nov37°23°DecPrecipitation (in) · snow (in) in blue2.929.12.525.93.217.23.73.13.80.24.14.34.33.94.50.43.68.83.624.7
NOAA 1991–2020 climate normals: average daily high and low by month; precipitation and snowfall in inches. Temperatures from the Auburn station (3.7 mi away).

Tornadoes, storms and disasters

3 tornadoes have passed within 10 miles of Owasco since 1950, compared with 5 for the typical New York town. The strongest, an F1, struck on July 28, 2002 about 5.9 miles from the town center. The most recent was on April 18, 2004.

Tornadoes within 10 miles of Owasco by decade01950s01960s01970s01980s11990s22000s02010s02020s
NOAA Storm Events Database, tornado tracks (start to end point) passing within 10 miles of the town center, 1950–2026.

Hail of 1 inch or larger has been reported within 10 miles 23 times; the largest was 2.00 inches on May 22, 2004.

Severe weather in Cayuga County since 1996

Storm events in Cayuga County since 1996 by typeHail88Flood13Drought9High Wind59Lightning9Heavy Snow97Flash Flood46Frost/Freeze17
NOAA Storm Events Database, Cayuga County, 1996–2026 (all event types recorded since 1996). 5 deaths recorded.

Cayuga County has been included in 19 federal disaster or emergency declarations since 1953, most often for fire, flood, other.

DeclaredIncidentDeclaration
October 8, 2021HurricaneDR-4625: Remnants Of Tropical Storm Fred
March 20, 2020BiologicalDR-4480: Covid-19 Pandemic
March 13, 2020BiologicalEM-3434: Covid-19
November 14, 2017FloodDR-4348: Flooding
October 28, 2012HurricaneEM-3351: Hurricane Sandy

Jobs and pay in Cayuga County

Cayuga County had 24,605 jobs in 2024, paying an average of $62,623 a year. Unemployment was 3.6% in 2023; in Owasco itself the ACS puts it at 1.8%.

Largest industries in Cayuga CountyHealth care & social assistan…3,776 jobs · $62,460Manufacturing3,220 jobs · $70,567Retail2,989 jobs · $36,530Hotels & restaurants2,034 jobs · $25,897Construction1,176 jobs · $83,576Wholesale trade841 jobs · $94,341
BLS Quarterly Census of Employment and Wages, 2024, private-sector jobs and average annual pay.
Unemployment rate in Cayuga County, 2000–20230%2%4%6%8%10%2000200420082012201620202023Cayuga 3.6%
Annual average unemployment rate (BLS Local Area Unemployment Statistics via USDA ERS).

Towns near Owasco

Owasco questions

Is Owasco, New York a good place to retire?

On The Town Files lifestyle rankings, Owasco scores better for retirees than 85% of New York towns and quieter than 78%. 28.5% of residents are 65 or older (median age 53.4).

How much does a house cost in Owasco?

The median owner-occupied home in Owasco is valued at $282,100 (Census ACS 2020–2024), against a median household income of $102,245, so homes cost about 2.8 times income. Median rent is $2,109 a month.

What is the weather like in Owasco?

July highs average 81.1°F and January lows 15.4°F (NOAA 1991–2020 normals). It gets about 44.3 inches of precipitation a year and 109.4 inches of snow.

Does Owasco get tornadoes?

3 tornadoes have passed within 10 miles of Owasco since 1950 (NOAA Storm Events); the strongest was a F1 on July 28, 2002. The typical New York town has had 5.

How this page is made. Every number comes from public data, matched to Owasco's Census boundary (GEOID 3601155871). Comparisons use the median of New York towns with at least 500 people. Weather comes from the nearest NOAA normals station; storm counts use NOAA tornado tracks within 10 miles of the town center. Data snapshot 2026-11-13.