The Town FilesPhilipstown, New York
Town in Putnam County · population 9,831 (2020 Census)
- Median home
- $615,000
- Household income
- $140,557
- Jan low / Jul high
- 21° / 85°
- Snow a year
- 36 in
- Tornadoes ≤10 mi since 1950
- 8
- Median age
- 48.2
Philipstown is a town of 9,831 people in Putnam County, New York. The median home is worth $615,000, above the typical New York town ($217,700). It ranks better for retirees than 97% of New York towns, more upscale than 91% of New York towns, better for families than 84% of New York towns.
How Philipstown ranks
Percentile among New York towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of New York towns.
Homes and cost of living
The median home in Philipstown is worth $615,000, above the typical New York town ($217,700). Homes cost about 4.4 times the median household income of $140,557, which is more affordable than 18% of New York towns. Median rent is $1,930 a month. 79.8% of households own their home.
| Housing | Philipstown | Typical New York town |
|---|---|---|
| Median home value | $615,000 | $217,700 |
| Median rent | $1,930 | $1,080 |
| Median household income | $140,557 | $80,740 |
| Home value ÷ income | 4.4× | 2.8× |
| Homeownership | 79.8% | 79.5% |
| Median year built | 1963 | 1965 |
| Seasonal / vacation homes | 6.9% | — |
Who lives in Philipstown
| People | Philipstown | Typical New York town |
|---|---|---|
| Median age | 48.2 | 43.5 |
| Age 65 and over | 23.2% | 20.4% |
| Under 18 | 20.1% | — |
| Bachelor's degree or higher | 61.1% | 30.4% |
| Below the poverty line | 6.5% | 9.3% |
| Veterans | 5.2% | — |
| Born outside the U.S. | 7.9% | — |
| Work from home | 22.1% | 11.1% |
| Average commute | 40.2 min | 26.0 min |
| Homes with broadband | 94.7% | 91.1% |
Weather in Philipstown
July highs average 85.2°F and January lows 20.7°F. About 51.5 inches of rain and melted snow fall a year, with 35.7 inches of snow (typical New York town: 62.9 in). Expect about 18 days a year at 90°F or hotter and 110 nights at or below freezing.
Tornadoes, storms and disasters
8 tornadoes have passed within 10 miles of Philipstown since 1950, compared with 5 for the typical New York town. 2 rated (E)F2 or stronger. The strongest, an F2, struck on July 29, 1971 about 7.3 miles from the town center. Tornadoes within 10 miles have caused 1 deaths and 2 injuries since 1950. The most recent was on May 15, 2018.
Hail of 1 inch or larger has been reported within 10 miles 36 times; the largest was 1.75 inches on September 6, 2014.
Severe weather in Putnam County since 1996
Putnam County has been included in 29 federal disaster or emergency declarations since 1953, most often for fire, flood, other.
| Declared | Incident | Declaration |
|---|---|---|
| July 22, 2023 | Severe Storm | DR-4723: Severe Storms And Flooding |
| September 5, 2021 | Hurricane | DR-4615: Remnants Of Hurricane Ida |
| September 2, 2021 | Hurricane | EM-3572: Remnants Of Hurricane Ida |
| August 22, 2021 | Hurricane | EM-3565: Hurricane Henri |
| October 2, 2020 | Hurricane | DR-4567: Tropical Storm Isaias |
Jobs and pay in Putnam County
Putnam County had 27,122 jobs in 2024, paying an average of $67,541 a year. Unemployment was 3.1% in 2023; in Philipstown itself the ACS puts it at 4.6%.
Towns near Philipstown
- Highland Falls, NY4.1 mi · 3,684 people · home $353,900
- Putnam Valley, NY4.4 mi · 11,762 people · home $510,900
- Cornwall-on-Hudson, NY5.1 mi · 3,075 people · home $471,200
- Highlands, NY5.3 mi · 12,939 people · home $337,700
- Firthcliffe, NY6.1 mi · 5,022 people · home $407,400
- West Point, NY6.2 mi · 7,341 people · home —
- Beacon, NY6.7 mi · 13,769 people · home $471,600
- New Windsor, NY7.0 mi · 8,882 people · home $345,200
Philipstown questions
Is Philipstown, New York a good place to retire?
On The Town Files lifestyle rankings, Philipstown scores better for retirees than 97% of New York towns and quieter than 49%. 23.2% of residents are 65 or older (median age 48.2).
How much does a house cost in Philipstown?
The median owner-occupied home in Philipstown is valued at $615,000 (Census ACS 2020–2024), against a median household income of $140,557, so homes cost about 4.4 times income. Median rent is $1,930 a month.
What is the weather like in Philipstown?
July highs average 85.2°F and January lows 20.7°F (NOAA 1991–2020 normals). It gets about 51.5 inches of precipitation a year and 35.7 inches of snow.
Does Philipstown get tornadoes?
8 tornadoes have passed within 10 miles of Philipstown since 1950 (NOAA Storm Events); the strongest was a F2 on July 29, 1971. The typical New York town has had 5.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)