The Town Files

Stillwater, Oklahoma

City in Payne County · population 48,394 (2020 Census)

Map: where Stillwater is in OklahomaStillwater
Median home
$237,200
Household income
$43,700
Jan low / Jul high
26° / 94°
Snow a year
8 in
Tornadoes ≤10 mi since 1950
28
Median age
23.9

Stillwater is a city of 48,394 people in Payne County, Oklahoma. The median home is worth $237,200, above the typical Oklahoma town ($122,500). It ranks better for young professionals than 100% of Oklahoma towns, hipper than 99% of Oklahoma towns, more vibrant than 98% of Oklahoma towns.

How Stillwater ranks

Percentile among Oklahoma towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Oklahoma towns.

Stillwater lifestyle rankings vs other Oklahoma townsRetirement15th pctFamilies4th pctQuiet1st pctWalkability91st pctFirst-time buyers38th pctYoung professionals100th pctVibrancy98th pctHip & trendy99th pctCollege town98th pctUpscale93rd pctVacation homesbottomSeaside characterbottomCycling98th pctTransit98th pctDriving5th pcttypical
The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025).

Homes and cost of living

The median home in Stillwater is worth $237,200, above the typical Oklahoma town ($122,500). Homes cost about 5.4 times the median household income of $43,700, which is more affordable than 1% of Oklahoma towns. Median rent is $947 a month. 37.1% of households own their home.

Stillwater vs Payne County vs typical Oklahoma townStillwaterPayne CountyTypical Oklahoma townHome value$237,200$223,300$122,500Household income$43,700$49,809$54,111Monthly rent$947$917$830
Census ACS 5-year estimates, 2020–2024. "Typical town" = median of Oklahoma towns with 500+ people.
HousingStillwaterTypical Oklahoma town
Median home value$237,200$122,500
Median rent$947$830
Median household income$43,700$54,111
Home value ÷ income5.4×2.4×
Homeownership37.1%68.5%
Median year built19841976
Seasonal / vacation homes0.6%—

Who lives in Stillwater

PeopleStillwaterTypical Oklahoma town
Median age23.937.1
Age 65 and over10.4%16.5%
Under 1814.2%—
Bachelor's degree or higher49.9%16.3%
Below the poverty line27.4%18.8%
Veterans4.6%—
Born outside the U.S.8.7%—
Work from home9.7%5.7%
Average commute15.4 min22.9 min
Homes with broadband87.7%86.0%

Weather in Stillwater

July highs average 93.6°F and January lows 25.7°F. About 36.0 inches of rain and melted snow fall a year, with 7.5 inches of snow (typical Oklahoma town: 4.4 in). Expect about 76 days a year at 90°F or hotter and 89 nights at or below freezing.

Stillwater monthly temperatures and precipitation20°30°40°50°60°70°80°90°100°32° freezing49°26°Jan54°30°Feb63°38°Mar72°47°Apr79°58°May88°67°Jun94°71°Jul93°70°Aug85°61°Sep73°49°Oct61°37°Nov51°29°DecPrecipitation (in) · snow (in) in blue1.31.61.61.02.82.14.24.74.63.43.72.92.92.30.11.72.7
NOAA 1991–2020 climate normals: average daily high and low by month; precipitation and snowfall in inches. Temperatures from the Stillwater 2 W station (1.3 mi away).

Tornadoes, storms and disasters

28 tornadoes have passed within 10 miles of Stillwater since 1950, compared with 33 for the typical Oklahoma town. 9 rated (E)F2 or stronger. The strongest, an F3, struck on May 15, 1990 about 1.5 miles from the town center and killed 1. Tornadoes within 10 miles have caused 1 deaths and 46 injuries since 1950. The most recent was on April 27, 2024.

Tornadoes within 10 miles of Stillwater by decade51950s21960s41970s31980s31990s32000s72010s12020s
NOAA Storm Events Database, tornado tracks (start to end point) passing within 10 miles of the town center, 1950–2026.

Hail of 1 inch or larger has been reported within 10 miles 127 times; the largest was 4.00 inches on April 26, 1984.

Severe weather in Payne County since 1996

Storm events in Payne County since 1996 by typeHail243Heat62Drought83Tornado21High Wind16Lightning15Heavy Snow15Flash Flood29
NOAA Storm Events Database, Payne County, 1996–2026 (all event types recorded since 1996). 5 deaths recorded.

Payne County has been included in 39 federal disaster or emergency declarations since 1953, most often for fire, flood, tornado.

DeclaredIncidentDeclaration
May 21, 2025FireDR-4866: Wildfires And Straight-Line Winds
March 15, 2025FireFM-5566: Underwood Fire
March 14, 2025FireFM-5558: Stillwater Fire
October 30, 2024FireFM-5543: Euchee Creek Fire
July 19, 2023Severe StormDR-4721: Severe Storms, Straight-Line Winds, And Tornadoes

Jobs and pay in Payne County

Payne County had 35,198 jobs in 2024, paying an average of $52,066 a year. Unemployment was 3% in 2023; in Stillwater itself the ACS puts it at 6.4%.

Largest industries in Payne CountyHotels & restaurants4,897 jobs · $19,170Retail4,029 jobs · $31,594Health care & social assistan…2,280 jobs · $43,731Construction1,646 jobs · $68,108Manufacturing1,321 jobs · $60,762Professional & technical serv…1,315 jobs · $69,256
BLS Quarterly Census of Employment and Wages, 2024, private-sector jobs and average annual pay.
Unemployment rate in Payne County, 2000–20230%2%4%6%8%2000200420082012201620202023Payne 3%
Annual average unemployment rate (BLS Local Area Unemployment Statistics via USDA ERS).

Public schools in Stillwater

9 public schools with 6,019 students, about 16.4 students per teacher.

SchoolGradesStudentsPer teacher
STILLWATER HS10-121,33919.7
STILLWATER JHS8-993618.7
STILLWATER MS6-784916.6
WESTWOOD ESPK-562816.5
HIGHLAND PARK ESPK-554316.0
SANGRE RIDGE ESPK-549814.6
WILL ROGERS ESPK-547313.1
SKYLINE ESPK-539013.0
RICHMOND ESPK-536314.5

Towns near Stillwater

Stillwater questions

Is Stillwater, Oklahoma a good place to retire?

On The Town Files lifestyle rankings, Stillwater scores better for retirees than 15% of Oklahoma towns and quieter than 1%. 10.4% of residents are 65 or older (median age 23.9).

How much does a house cost in Stillwater?

The median owner-occupied home in Stillwater is valued at $237,200 (Census ACS 2020–2024), against a median household income of $43,700, so homes cost about 5.4 times income. Median rent is $947 a month.

What is the weather like in Stillwater?

July highs average 93.6°F and January lows 25.7°F (NOAA 1991–2020 normals). It gets about 36.0 inches of precipitation a year and 7.5 inches of snow.

Does Stillwater get tornadoes?

28 tornadoes have passed within 10 miles of Stillwater since 1950 (NOAA Storm Events); the strongest was a F3 on May 15, 1990. The typical Oklahoma town has had 33.

How this page is made. Every number comes from public data, matched to Stillwater's Census boundary (GEOID 4070300). Comparisons use the median of Oklahoma towns with at least 500 people. Weather comes from the nearest NOAA normals station; storm counts use NOAA tornado tracks within 10 miles of the town center. Data snapshot 2026-11-13.