The Town Files

Temple, Oklahoma

Town in Cotton County · population 862 (2020 Census)

Map: where Temple is in OklahomaTemple
Median home
$51,600
Household income
$29,243
Jan low / Jul high
27° / 97°
Snow a year
2 in
Tornadoes ≤10 mi since 1950
21
Median age
45.4

Temple is a town of 862 people in Cotton County, Oklahoma. The median home is worth $51,600, below the typical Oklahoma town ($122,500). It ranks easier by car than 94% of Oklahoma towns, quieter than 76% of Oklahoma towns.

Temple in our rankings:

How Temple ranks

Percentile among Oklahoma towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Oklahoma towns.

Temple lifestyle rankings vs other Oklahoma townsRetirement65th pctFamilies50th pctQuiet76th pctWalkability32nd pctFirst-time buyers35th pctYoung professionals4th pctVibrancy25th pctHip & trendy11th pctCollege town24th pctUpscale32nd pctVacation homesbottomSeaside characterbottomCyclingbottomTransitbottomDriving94th pcttypical
The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025).

Homes and cost of living

The median home in Temple is worth $51,600, below the typical Oklahoma town ($122,500). Homes cost about 1.8 times the median household income of $29,243, which is more affordable than 86% of Oklahoma towns. Median rent is $717 a month. 78.4% of households own their home.

Temple vs Cotton County vs typical Oklahoma townTempleCotton CountyTypical Oklahoma townHome value$51,600$113,900$122,500Household income$29,243$58,425$54,111Monthly rent$717$772$830
Census ACS 5-year estimates, 2020–2024. "Typical town" = median of Oklahoma towns with 500+ people.
HousingTempleTypical Oklahoma town
Median home value$51,600$122,500
Median rent$717$830
Median household income$29,243$54,111
Home value ÷ income1.8×2.4×
Homeownership78.4%68.5%
Median year built19591976
Seasonal / vacation homes1.0%—

Who lives in Temple

PeopleTempleTypical Oklahoma town
Median age45.437.1
Age 65 and over22.4%16.5%
Under 1821.7%—
Bachelor's degree or higher10.6%16.3%
Below the poverty line30.8%18.8%
Veterans14.7%—
Born outside the U.S.1.1%—
Work from home1.6%5.7%
Average commute25.5 min22.9 min
Homes with broadband80.9%86.0%

Weather in Temple

July highs average 96.6°F and January lows 27.3°F. About 33.3 inches of rain and melted snow fall a year, with 2.2 inches of snow (typical Oklahoma town: 4.4 in). Expect about 97 days a year at 90°F or hotter and 75 nights at or below freezing.

Temple monthly temperatures and precipitation20°30°40°50°60°70°80°90°100°32° freezing53°27°Jan58°30°Feb67°39°Mar75°48°Apr83°58°May91°67°Jun97°71°Jul97°71°Aug88°63°Sep76°51°Oct64°38°Nov54°29°DecPrecipitation (in) · snow (in) in blue1.40.41.60.72.70.13.34.44.02.52.43.33.32.60.31.90.7
NOAA 1991–2020 climate normals: average daily high and low by month; precipitation and snowfall in inches. Temperatures from the Walters station (7.1 mi away).

Tornadoes, storms and disasters

21 tornadoes have passed within 10 miles of Temple since 1950, compared with 33 for the typical Oklahoma town. 5 rated (E)F2 or stronger. The strongest, an F4, struck on May 26, 1962 about 8.3 miles from the town center. The most recent was on May 10, 2010.

Tornadoes within 10 miles of Temple by decade21950s81960s31970s21980s41990s12000s12010s02020s
NOAA Storm Events Database, tornado tracks (start to end point) passing within 10 miles of the town center, 1950–2026.

Hail of 1 inch or larger has been reported within 10 miles 98 times; the largest was 3.00 inches on June 18, 1973.

Severe weather in Cotton County since 1996

Storm events in Cotton County since 1996 by typeHail171Heat57Drought114Tornado14Dense Fog6High Wind23Ice Storm9Heavy Snow9
NOAA Storm Events Database, Cotton County, 1996–2026 (all event types recorded since 1996). 1 deaths recorded.

Cotton County has been included in 37 federal disaster or emergency declarations since 1953, most often for fire, flood, tornado.

DeclaredIncidentDeclaration
April 30, 2024TornadoDR-4776: Severe Storms, Straight-Line Winds, Tornadoes, And Flooding
July 19, 2023Severe StormDR-4721: Severe Storms, Straight-Line Winds, And Tornadoes
February 24, 2021Severe Ice StormDR-4587: Severe Winter Storms
February 17, 2021Severe Ice StormEM-3555: Severe Winter Storm
April 5, 2020BiologicalDR-4530: Covid-19 Pandemic

Jobs and pay in Cotton County

Cotton County had 1,914 jobs in 2024, paying an average of $44,637 a year. Unemployment was 3.1% in 2023; in Temple itself the ACS puts it at 3.1%.

Largest industries in Cotton CountyRetail143 jobs · $24,555Construction137 jobs · $47,531Health care & social assistan…72 jobs · $37,205Finance & insurance44 jobs · $42,568Professional & technical serv…28 jobs · $42,582Wholesale trade25 jobs · $42,549
BLS Quarterly Census of Employment and Wages, 2024, private-sector jobs and average annual pay.
Unemployment rate in Cotton County, 2000–20230%2%4%6%8%2000200420082012201620202023Cotton 3.1%
Annual average unemployment rate (BLS Local Area Unemployment Statistics via USDA ERS).

Public schools in Temple

2 public schools with 168 students, about 12.0 students per teacher.

SchoolGradesStudentsPer teacher
TEMPLE ESPK-812213.6
TEMPLE HS9-12469.2

Towns near Temple

Temple questions

Is Temple, Oklahoma a good place to retire?

On The Town Files lifestyle rankings, Temple scores better for retirees than 65% of Oklahoma towns and quieter than 76%. 22.4% of residents are 65 or older (median age 45.4).

How much does a house cost in Temple?

The median owner-occupied home in Temple is valued at $51,600 (Census ACS 2020–2024), against a median household income of $29,243, so homes cost about 1.8 times income. Median rent is $717 a month.

What is the weather like in Temple?

July highs average 96.6°F and January lows 27.3°F (NOAA 1991–2020 normals). It gets about 33.3 inches of precipitation a year and 2.2 inches of snow.

Does Temple get tornadoes?

21 tornadoes have passed within 10 miles of Temple since 1950 (NOAA Storm Events); the strongest was a F4 on May 26, 1962. The typical Oklahoma town has had 33.

How this page is made. Every number comes from public data, matched to Temple's Census boundary (GEOID 4072750). Comparisons use the median of Oklahoma towns with at least 500 people. Weather comes from the nearest NOAA normals station; storm counts use NOAA tornado tracks within 10 miles of the town center. Data snapshot 2026-11-13.