The Town FilesMill Creek, Pennsylvania
Township in Mercer County · population 778 (2020 Census)
- Median home
- $239,800
- Household income
- $77,639
- Jan low / Jul high
- 18° / 83°
- Snow a year
- 60 in
- Tornadoes ≤10 mi since 1950
- 16
- Median age
- 42.6
Mill Creek is a township of 778 people in Mercer County, Pennsylvania. The median home is worth $239,800, above the typical Pennsylvania town ($214,250). It ranks easier by car than 94% of Pennsylvania towns, better for families than 93% of Pennsylvania towns, quieter than 87% of Pennsylvania towns.
How Mill Creek ranks
Percentile among Pennsylvania towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Pennsylvania towns.
Homes and cost of living
The median home in Mill Creek is worth $239,800, above the typical Pennsylvania town ($214,250). Homes cost about 3.1 times the median household income of $77,639, which is more affordable than 39% of Pennsylvania towns. Median rent is $868 a month. 80.3% of households own their home.
| Housing | Mill Creek | Typical Pennsylvania town |
|---|---|---|
| Median home value | $239,800 | $214,250 |
| Median rent | $868 | $996 |
| Median household income | $77,639 | $75,278 |
| Home value ÷ income | 3.1× | 2.8× |
| Homeownership | 80.3% | 81.5% |
| Median year built | 1978 | 1971 |
| Seasonal / vacation homes | 8.2% | — |
Who lives in Mill Creek
| People | Mill Creek | Typical Pennsylvania town |
|---|---|---|
| Median age | 42.6 | 44.2 |
| Age 65 and over | 23.6% | 21.1% |
| Under 18 | 20.4% | — |
| Bachelor's degree or higher | 17.7% | 23.8% |
| Below the poverty line | 7.3% | 8.5% |
| Veterans | 8.8% | — |
| Born outside the U.S. | 0.3% | — |
| Work from home | 19.0% | 10.6% |
| Average commute | 27.4 min | 25.9 min |
| Homes with broadband | 81.6% | 89.0% |
Weather in Mill Creek
July highs average 82.7°F and January lows 18.3°F. About 46.3 inches of rain and melted snow fall a year, with 60.2 inches of snow (typical Pennsylvania town: 31.8 in). Expect about 10 days a year at 90°F or hotter and 142 nights at or below freezing.
Tornadoes, storms and disasters
16 tornadoes have passed within 10 miles of Mill Creek since 1950, compared with 10 for the typical Pennsylvania town. 6 rated (E)F2 or stronger. The strongest, an F4, struck on May 31, 1985 about 7.4 miles from the town center and killed 8. Tornadoes within 10 miles have caused 16 deaths and 122 injuries since 1950. The most recent was on September 22, 2021.
Hail of 1 inch or larger has been reported within 10 miles 31 times; the largest was 2.75 inches on May 28, 2019.
Severe weather in Mercer County since 1996
Mercer County has been included in 13 federal disaster or emergency declarations since 1953, most often for flood, tornado, hurricane.
| Declared | Incident | Declaration |
|---|---|---|
| March 30, 2020 | Biological | DR-4506: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3441: Covid-19 |
| October 29, 2012 | Hurricane | EM-3356: Hurricane Sandy |
| September 10, 2005 | Hurricane | EM-3235: Hurricane Katrina |
| September 19, 2004 | Severe Storm | DR-1555: Severe Storms And Flooding Associated With Tropical Depression Frances |
Jobs and pay in Mercer County
Mercer County had 43,239 jobs in 2024, paying an average of $54,120 a year. Unemployment was 3.8% in 2023; in Mill Creek itself the ACS puts it at 9.7%.
Towns near Mill Creek
- French Creek, PA4.1 mi · 710 people · home $157,000
- Sandy Lake, PA4.1 mi · 649 people · home $177,300
- Sandy Lake, PA4.6 mi · 1,202 people · home $169,400
- Frenchcreek, PA5.2 mi · 1,427 people · home $154,100
- Stoneboro, PA6.3 mi · 945 people · home $112,700
- Lake, PA6.4 mi · 699 people · home $212,000
- Polk, PA6.4 mi · 634 people · home $101,400
- Canal, PA7.3 mi · 937 people · home $134,000
Mill Creek questions
Is Mill Creek, Pennsylvania a good place to retire?
On The Town Files lifestyle rankings, Mill Creek scores better for retirees than 73% of Pennsylvania towns and quieter than 87%. 23.6% of residents are 65 or older (median age 42.6).
How much does a house cost in Mill Creek?
The median owner-occupied home in Mill Creek is valued at $239,800 (Census ACS 2020–2024), against a median household income of $77,639, so homes cost about 3.1 times income. Median rent is $868 a month.
What is the weather like in Mill Creek?
July highs average 82.7°F and January lows 18.3°F (NOAA 1991–2020 normals). It gets about 46.3 inches of precipitation a year and 60.2 inches of snow.
Does Mill Creek get tornadoes?
16 tornadoes have passed within 10 miles of Mill Creek since 1950 (NOAA Storm Events); the strongest was a F4 on May 31, 1985. The typical Pennsylvania town has had 10.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)