The Town FilesCharlotte, Tennessee
Town in Dickson County · population 1,656 (2020 Census)
- Median home
- $252,900
- Household income
- $58,750
- Jan low / Jul high
- 26° / 85°
- Snow a year
- 3 in
- Tornadoes ≤10 mi since 1950
- 21
- Median age
- 36.8
Charlotte is a town of 1,656 people in Dickson County, Tennessee. The median home is worth $252,900, above the typical Tennessee town ($204,650). It ranks more of a college town than 82% of Tennessee towns, better for first-time buyers than 79% of Tennessee towns, better for families than 70% of Tennessee towns.
How Charlotte ranks
Percentile among Tennessee towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Tennessee towns.
Homes and cost of living
The median home in Charlotte is worth $252,900, above the typical Tennessee town ($204,650). Homes cost about 4.3 times the median household income of $58,750, which is more affordable than 27% of Tennessee towns. Median rent is $878 a month. 81.2% of households own their home.
| Housing | Charlotte | Typical Tennessee town |
|---|---|---|
| Median home value | $252,900 | $204,650 |
| Median rent | $878 | $863 |
| Median household income | $58,750 | $57,917 |
| Home value ÷ income | 4.3× | 3.7× |
| Homeownership | 81.2% | 69.7% |
| Median year built | 1976 | 1980 |
| Seasonal / vacation homes | 1.3% | — |
Who lives in Charlotte
| People | Charlotte | Typical Tennessee town |
|---|---|---|
| Median age | 36.8 | 40.8 |
| Age 65 and over | 15.4% | 18.4% |
| Under 18 | 23.3% | — |
| Bachelor's degree or higher | 15.0% | 18.2% |
| Below the poverty line | 11.7% | 14.2% |
| Veterans | 7.0% | — |
| Born outside the U.S. | 1.1% | — |
| Work from home | 6.9% | 8.2% |
| Average commute | 33.8 min | 25.9 min |
| Homes with broadband | 82.1% | 88.2% |
Weather in Charlotte
July highs average 85.3°F and January lows 25.6°F. About 54.9 inches of rain and melted snow fall a year, with 2.5 inches of snow (typical Tennessee town: 3.5 in). Expect about 10 days a year at 90°F or hotter and 105 nights at or below freezing.
Tornadoes, storms and disasters
21 tornadoes have passed within 10 miles of Charlotte since 1950, compared with 16 for the typical Tennessee town. 5 rated (E)F2 or stronger. The strongest, an F3, struck on April 7, 2006 about 7.4 miles from the town center. The most recent was on April 5, 2025.
Hail of 1 inch or larger has been reported within 10 miles 49 times; the largest was 3.00 inches on March 3, 2020.
Severe weather in Dickson County since 1996
Dickson County has been included in 27 federal disaster or emergency declarations since 1953, most often for flood, tornado, hurricane.
| Declared | Incident | Declaration |
|---|---|---|
| February 6, 2026 | Winter Storm | DR-4898: Severe Winter Storm |
| January 24, 2026 | Winter Storm | EM-3635: Severe Winter Storm |
| June 19, 2025 | Severe Storm | DR-4878: Severe Storms, Straight-Line Winds, Tornadoes, And Flooding |
| April 2, 2025 | Severe Storm | EM-3625: Severe Storms, Straight-Line Winds, Tornadoes, And Flooding |
| December 13, 2023 | Severe Storm | DR-4751: Severe Storms And Tornadoes |
Jobs and pay in Dickson County
Dickson County had 18,872 jobs in 2024, paying an average of $51,716 a year. Unemployment was 2.7% in 2023; in Charlotte itself the ACS puts it at 7%.
Public schools in Charlotte
4 public schools with 2,022 students, about 13.4 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| Creek Wood High School | 9-12 | 949 | 16.6 |
| Charlotte Elementary | PK-5 | 591 | 12.3 |
| Charlotte Middle School | 6-8 | 446 | 14.9 |
| New Directions Academy | 6-12 | 36 | 2.3 |
Towns near Charlotte
- Dickson, TN8.6 mi · 16,058 people · home $292,600
- Burns, TN8.9 mi · 1,573 people · home $286,400
- White Bluff, TN9.2 mi · 3,862 people · home $279,900
- Kingston Springs, TN14.7 mi · 2,824 people · home $426,500
- Pegram, TN16.8 mi · 2,072 people · home $387,100
- McEwen, TN17.4 mi · 1,643 people · home $205,300
- Ashland City, TN17.7 mi · 5,193 people · home $294,100
- Bon Aqua Junction, TN17.9 mi · 1,279 people · home $187,500
Charlotte questions
Is Charlotte, Tennessee a good place to retire?
On The Town Files lifestyle rankings, Charlotte scores better for retirees than 48% of Tennessee towns and quieter than 46%. 15.4% of residents are 65 or older (median age 36.8).
How much does a house cost in Charlotte?
The median owner-occupied home in Charlotte is valued at $252,900 (Census ACS 2020–2024), against a median household income of $58,750, so homes cost about 4.3 times income. Median rent is $878 a month.
What is the weather like in Charlotte?
July highs average 85.3°F and January lows 25.6°F (NOAA 1991–2020 normals). It gets about 54.9 inches of precipitation a year and 2.5 inches of snow.
Does Charlotte get tornadoes?
21 tornadoes have passed within 10 miles of Charlotte since 1950 (NOAA Storm Events); the strongest was a F3 on April 7, 2006. The typical Tennessee town has had 16.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)