The Town FilesFincastle, Tennessee
Community in Campbell County · population 1,611 (2020 Census)
- Median home
- $215,300
- Household income
- $51,591
- Jan low / Jul high
- 26° / 86°
- Snow a year
- 5 in
- Tornadoes ≤10 mi since 1950
- 2
- Median age
- 44.9
Fincastle is a community of 1,611 people in Campbell County, Tennessee. The median home is worth $215,300, above the typical Tennessee town ($204,650). It ranks better for a vacation home than 99% of Tennessee towns, better for first-time buyers than 94% of Tennessee towns, more of a college town than 91% of Tennessee towns.
How Fincastle ranks
Percentile among Tennessee towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Tennessee towns.
Homes and cost of living
The median home in Fincastle is worth $215,300, above the typical Tennessee town ($204,650). Homes cost about 4.2 times the median household income of $51,591, which is more affordable than 32% of Tennessee towns. 91.1% of households own their home.
| Housing | Fincastle | Typical Tennessee town |
|---|---|---|
| Median home value | $215,300 | $204,650 |
| Median rent | — | $863 |
| Median household income | $51,591 | $57,917 |
| Home value ÷ income | 4.2× | 3.7× |
| Homeownership | 91.1% | 69.7% |
| Median year built | 1982 | 1980 |
| Seasonal / vacation homes | 0.0% | — |
Who lives in Fincastle
| People | Fincastle | Typical Tennessee town |
|---|---|---|
| Median age | 44.9 | 40.8 |
| Age 65 and over | 18.3% | 18.4% |
| Under 18 | 22.9% | — |
| Bachelor's degree or higher | 15.0% | 18.2% |
| Below the poverty line | 18.6% | 14.2% |
| Veterans | 5.6% | — |
| Born outside the U.S. | 0.0% | — |
| Work from home | 10.6% | 8.2% |
| Average commute | 34.1 min | 25.9 min |
| Homes with broadband | 91.1% | 88.2% |
Weather in Fincastle
July highs average 86.2°F and January lows 25.6°F. About 54.6 inches of rain and melted snow fall a year, with 5.0 inches of snow (typical Tennessee town: 3.5 in). Expect about 24 days a year at 90°F or hotter and 107 nights at or below freezing.
Tornadoes, storms and disasters
2 tornadoes have passed within 10 miles of Fincastle since 1950, compared with 16 for the typical Tennessee town. 2 rated (E)F2 or stronger. The strongest, an EF3, struck on July 27, 2014 about 7.2 miles from the town center. The most recent was on July 27, 2014.
Hail of 1 inch or larger has been reported within 10 miles 8 times; the largest was 4.25 inches on June 15, 2007.
Severe weather in Campbell County since 1996
Campbell County has been included in 25 federal disaster or emergency declarations since 1953, most often for flood, tornado, hurricane.
| Declared | Incident | Declaration |
|---|---|---|
| February 6, 2026 | Winter Storm | DR-4898: Severe Winter Storm |
| January 24, 2026 | Winter Storm | EM-3635: Severe Winter Storm |
| April 2, 2025 | Severe Storm | EM-3625: Severe Storms, Straight-Line Winds, Tornadoes, And Flooding |
| May 17, 2023 | Severe Storm | DR-4712: Severe Storms, Straight-Line Winds, And Tornado |
| May 8, 2021 | Tornado | DR-4601: Severe Storms, Tornadoes, And Flooding |
Jobs and pay in Campbell County
Campbell County had 9,359 jobs in 2024, paying an average of $44,011 a year. Unemployment was 4.1% in 2023; in Fincastle itself the ACS puts it at 4.5%.
Public schools in Fincastle
1 public school with 443 students, about 15.3 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| Valley View Elementary | PK-5 | 443 | 15.3 |
Towns near Fincastle
- La Follette, TN4.9 mi · 7,430 people · home $138,900
- Jacksboro, TN9.3 mi · 2,306 people · home $236,500
- Caryville, TN10.6 mi · 2,212 people · home $200,500
- Jellico, TN12.2 mi · 2,154 people · home $127,300
- Norris, TN13.2 mi · 1,599 people · home $315,900
- Rocky Top, TN13.7 mi · 1,628 people · home $149,100
- Andersonville, TN14.3 mi · 508 people · home $340,400
- Maynardville, TN17.3 mi · 2,456 people · home $205,400
Fincastle questions
Is Fincastle, Tennessee a good place to retire?
On The Town Files lifestyle rankings, Fincastle scores better for retirees than 46% of Tennessee towns and quieter than 46%. 18.3% of residents are 65 or older (median age 44.9).
How much does a house cost in Fincastle?
The median owner-occupied home in Fincastle is valued at $215,300 (Census ACS 2020–2024), against a median household income of $51,591, so homes cost about 4.2 times income. Median rent is — a month.
What is the weather like in Fincastle?
July highs average 86.2°F and January lows 25.6°F (NOAA 1991–2020 normals). It gets about 54.6 inches of precipitation a year and 5.0 inches of snow.
Does Fincastle get tornadoes?
2 tornadoes have passed within 10 miles of Fincastle since 1950 (NOAA Storm Events); the strongest was an EF3 on July 27, 2014. The typical Tennessee town has had 16.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)