The Town FilesGallatin, Tennessee
City in Sumner County · population 44,431 (2020 Census)
- Median home
- $372,000
- Household income
- $77,518
- Jan low / Jul high
- 25° / 88°
- Snow a year
- 4 in
- Tornadoes ≤10 mi since 1950
- 35
- Median age
- 36.6
Gallatin is a city of 44,431 people in Sumner County, Tennessee. The median home is worth $372,000, above the typical Tennessee town ($204,650). It ranks more vibrant than 90% of Tennessee towns, better for cycling than 88% of Tennessee towns, more of a college town than 87% of Tennessee towns.
How Gallatin ranks
Percentile among Tennessee towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Tennessee towns.
Homes and cost of living
The median home in Gallatin is worth $372,000, above the typical Tennessee town ($204,650). Homes cost about 4.8 times the median household income of $77,518, which is more affordable than 15% of Tennessee towns. Median rent is $1,395 a month. 57.1% of households own their home.
| Housing | Gallatin | Typical Tennessee town |
|---|---|---|
| Median home value | $372,000 | $204,650 |
| Median rent | $1,395 | $863 |
| Median household income | $77,518 | $57,917 |
| Home value ÷ income | 4.8× | 3.7× |
| Homeownership | 57.1% | 69.7% |
| Median year built | 2004 | 1980 |
| Seasonal / vacation homes | 0.1% | — |
Who lives in Gallatin
| People | Gallatin | Typical Tennessee town |
|---|---|---|
| Median age | 36.6 | 40.8 |
| Age 65 and over | 16.5% | 18.4% |
| Under 18 | 21.6% | — |
| Bachelor's degree or higher | 33.5% | 18.2% |
| Below the poverty line | 13.0% | 14.2% |
| Veterans | 6.5% | — |
| Born outside the U.S. | 5.1% | — |
| Work from home | 15.2% | 8.2% |
| Average commute | 26.4 min | 25.9 min |
| Homes with broadband | 92.3% | 88.2% |
Weather in Gallatin
July highs average 87.7°F and January lows 25.3°F. About 55.0 inches of rain and melted snow fall a year, with 3.5 inches of snow (typical Tennessee town: 3.5 in). Expect about 36 days a year at 90°F or hotter and 100 nights at or below freezing.
Tornadoes, storms and disasters
35 tornadoes have passed within 10 miles of Gallatin since 1950, compared with 16 for the typical Tennessee town. 14 rated (E)F2 or stronger. The strongest, an EF3, struck on February 5, 2008 about 7.3 miles from the town center and killed 8. Tornadoes within 10 miles have caused 15 deaths and 192 injuries since 1950. The most recent was on December 9, 2023.
Hail of 1 inch or larger has been reported within 10 miles 38 times; the largest was 1.75 inches on February 21, 2007.
Severe weather in Sumner County since 1996
Sumner County has been included in 22 federal disaster or emergency declarations since 1953, most often for flood, tornado, hurricane.
| Declared | Incident | Declaration |
|---|---|---|
| February 6, 2026 | Winter Storm | DR-4898: Severe Winter Storm |
| January 24, 2026 | Winter Storm | EM-3635: Severe Winter Storm |
| April 2, 2025 | Severe Storm | EM-3625: Severe Storms, Straight-Line Winds, Tornadoes, And Flooding |
| June 17, 2024 | Severe Storm | DR-4792: Severe Storms, Tornadoes, And Flooding |
| December 13, 2023 | Severe Storm | DR-4751: Severe Storms And Tornadoes |
Jobs and pay in Sumner County
Sumner County had 62,665 jobs in 2024, paying an average of $59,304 a year. Unemployment was 2.6% in 2023; in Gallatin itself the ACS puts it at 3.1%.
Public schools in Gallatin
16 public schools with 11,297 students, about 15.3 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| Gallatin Senior High School | 9-12 | 1,677 | 15.2 |
| Station Camp High School | 9-12 | 1,114 | 14.1 |
| Station Camp Elementary | PK-5 | 894 | 18.2 |
| Station Camp Middle School | 6-8 | 861 | 15.1 |
| Liberty Creek High School | 9-12 | 818 | 14.9 |
| Vena Stuart Elementary | PK-5 | 723 | 16.1 |
| Benny C. Bills Elementary School | PK-5 | 713 | 15.5 |
| Liberty Creek Elementary | K-5 | 679 | 19.4 |
| Rucker Stewart Middle | 6-8 | 643 | 14.3 |
| Joe Shafer Middle School | 6-8 | 635 | 14.1 |
| Liberty Creek Middle School | 6-8 | 601 | 15.4 |
| Union Elementary School | PK-5 | 590 | 16.9 |
Towns near Gallatin
- Shackle Island, TN8.3 mi · 3,331 people · home $540,400
- Hendersonville, TN9.1 mi · 61,753 people · home $430,700
- Green Hill, TN11.7 mi · 6,518 people · home $365,900
- White House, TN12.6 mi · 12,982 people · home $344,800
- Mount Juliet, TN12.8 mi · 39,289 people · home $460,100
- Millersville, TN13.6 mi · 6,299 people · home $309,900
- Goodlettsville, TN13.6 mi · 17,789 people · home $381,900
- Lebanon, TN14.3 mi · 38,431 people · home $378,400
Gallatin questions
Is Gallatin, Tennessee a good place to retire?
On The Town Files lifestyle rankings, Gallatin scores better for retirees than 48% of Tennessee towns and quieter than 11%. 16.5% of residents are 65 or older (median age 36.6).
How much does a house cost in Gallatin?
The median owner-occupied home in Gallatin is valued at $372,000 (Census ACS 2020–2024), against a median household income of $77,518, so homes cost about 4.8 times income. Median rent is $1,395 a month.
What is the weather like in Gallatin?
July highs average 87.7°F and January lows 25.3°F (NOAA 1991–2020 normals). It gets about 55.0 inches of precipitation a year and 3.5 inches of snow.
Does Gallatin get tornadoes?
35 tornadoes have passed within 10 miles of Gallatin since 1950 (NOAA Storm Events); the strongest was an EF3 on February 5, 2008. The typical Tennessee town has had 16.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)