The Town FilesMiddle Valley, Tennessee
Community in Hamilton County · population 11,695 (2020 Census)
- Median home
- $319,400
- Household income
- $95,000
- Jan low / Jul high
- 28° / 88°
- Snow a year
- 4 in
- Tornadoes ≤10 mi since 1950
- 10
- Median age
- 45.4
Middle Valley is a community of 11,695 people in Hamilton County, Tennessee. The median home is worth $319,400, above the typical Tennessee town ($204,650). It ranks better for cycling than 88% of Tennessee towns, more upscale than 87% of Tennessee towns, better for families than 85% of Tennessee towns.
How Middle Valley ranks
Percentile among Tennessee towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Tennessee towns.
Homes and cost of living
The median home in Middle Valley is worth $319,400, above the typical Tennessee town ($204,650). Homes cost about 3.4 times the median household income of $95,000, which is more affordable than 64% of Tennessee towns. Median rent is $1,180 a month. 83.7% of households own their home.
| Housing | Middle Valley | Typical Tennessee town |
|---|---|---|
| Median home value | $319,400 | $204,650 |
| Median rent | $1,180 | $863 |
| Median household income | $95,000 | $57,917 |
| Home value ÷ income | 3.4× | 3.7× |
| Homeownership | 83.7% | 69.7% |
| Median year built | 1980 | 1980 |
| Seasonal / vacation homes | 2.7% | — |
Who lives in Middle Valley
| People | Middle Valley | Typical Tennessee town |
|---|---|---|
| Median age | 45.4 | 40.8 |
| Age 65 and over | 20.4% | 18.4% |
| Under 18 | 19.8% | — |
| Bachelor's degree or higher | 30.8% | 18.2% |
| Below the poverty line | 5.0% | 14.2% |
| Veterans | 7.3% | — |
| Born outside the U.S. | 3.9% | — |
| Work from home | 18.7% | 8.2% |
| Average commute | 24.4 min | 25.9 min |
| Homes with broadband | 94.0% | 88.2% |
Weather in Middle Valley
July highs average 87.9°F and January lows 28.4°F. About 63.1 inches of rain and melted snow fall a year, with 4.3 inches of snow (typical Tennessee town: 3.5 in). Expect about 17 days a year at 90°F or hotter and 82 nights at or below freezing.
Tornadoes, storms and disasters
10 tornadoes have passed within 10 miles of Middle Valley since 1950, compared with 16 for the typical Tennessee town. 3 rated (E)F2 or stronger. The strongest, an EF3, struck on March 2, 2012 about 4.8 miles from the town center. The most recent was on March 2, 2012.
Hail of 1 inch or larger has been reported within 10 miles 46 times; the largest was 2.50 inches on March 2, 2012.
Severe weather in Hamilton County since 1996
Hamilton County has been included in 25 federal disaster or emergency declarations since 1953, most often for fire, flood, tornado.
| Declared | Incident | Declaration |
|---|---|---|
| February 6, 2026 | Winter Storm | DR-4898: Severe Winter Storm |
| January 24, 2026 | Winter Storm | EM-3635: Severe Winter Storm |
| April 2, 2025 | Severe Storm | EM-3625: Severe Storms, Straight-Line Winds, Tornadoes, And Flooding |
| June 17, 2024 | Severe Storm | DR-4792: Severe Storms, Tornadoes, And Flooding |
| May 17, 2023 | Severe Storm | DR-4712: Severe Storms, Straight-Line Winds, And Tornado |
Jobs and pay in Hamilton County
Hamilton County had 221,207 jobs in 2024, paying an average of $66,004 a year. Unemployment was 3.2% in 2023; in Middle Valley itself the ACS puts it at 4%.
Public schools in Middle Valley
4 public schools with 2,654 students, about 15.3 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| Hixson High School | 9-12 | 887 | 15.6 |
| Middle Valley Elementary School | PK-5 | 739 | 18.0 |
| Hixson Middle School | 6-8 | 558 | 13.6 |
| Ivy Academy Inc. (charter) | 6-12 | 470 | 13.4 |
Towns near Middle Valley
- Soddy-Daisy, TN5.1 mi · 13,070 people · home $256,600
- Harrison, TN5.4 mi · 7,902 people · home $307,400
- Red Bank, TN7.8 mi · 11,899 people · home $269,400
- Signal Mountain, TN8.8 mi · 8,852 people · home $544,300
- Chattanooga, TN9.1 mi · 181,099 people · home $283,200
- Collegedale, TN12.7 mi · 11,109 people · home $365,100
- East Ridge, TN13.5 mi · 22,167 people · home $211,100
- Sale Creek, TN15.0 mi · 3,021 people · home $299,700
Middle Valley questions
Is Middle Valley, Tennessee a good place to retire?
On The Town Files lifestyle rankings, Middle Valley scores better for retirees than 55% of Tennessee towns and quieter than 26%. 20.4% of residents are 65 or older (median age 45.4).
How much does a house cost in Middle Valley?
The median owner-occupied home in Middle Valley is valued at $319,400 (Census ACS 2020–2024), against a median household income of $95,000, so homes cost about 3.4 times income. Median rent is $1,180 a month.
What is the weather like in Middle Valley?
July highs average 87.9°F and January lows 28.4°F (NOAA 1991–2020 normals). It gets about 63.1 inches of precipitation a year and 4.3 inches of snow.
Does Middle Valley get tornadoes?
10 tornadoes have passed within 10 miles of Middle Valley since 1950 (NOAA Storm Events); the strongest was an EF3 on March 2, 2012. The typical Tennessee town has had 16.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)