The Town FilesCharlotte, Texas
City in Atascosa County · population 1,524 (2020 Census)
- Median home
- $86,900
- Household income
- $28,955
- Jan low / Jul high
- 42° / 99°
- Snow a year
- 0 in
- Tornadoes ≤10 mi since 1950
- 7
- Median age
- 37.8
Charlotte is a city of 1,524 people in Atascosa County, Texas. The median home is worth $86,900, below the typical Texas town ($184,100). It ranks better for first-time buyers than 99% of Texas towns, quieter than 93% of Texas towns.
How Charlotte ranks
Percentile among Texas towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Texas towns.
Homes and cost of living
The median home in Charlotte is worth $86,900, below the typical Texas town ($184,100). Homes cost about 3.0 times the median household income of $28,955, which is more affordable than 49% of Texas towns. 90.2% of households own their home.
| Housing | Charlotte | Typical Texas town |
|---|---|---|
| Median home value | $86,900 | $184,100 |
| Median rent | — | $1,086 |
| Median household income | $28,955 | $65,842 |
| Home value ÷ income | 3.0× | 2.9× |
| Homeownership | 90.2% | 72.9% |
| Median year built | 1980 | 1985 |
| Seasonal / vacation homes | 1.5% | — |
Who lives in Charlotte
| People | Charlotte | Typical Texas town |
|---|---|---|
| Median age | 37.8 | 37.1 |
| Age 65 and over | 23.5% | 15.6% |
| Under 18 | 23.5% | — |
| Bachelor's degree or higher | 12.4% | 18.9% |
| Below the poverty line | 36.4% | 13.1% |
| Veterans | 2.1% | — |
| Born outside the U.S. | 16.0% | — |
| Work from home | 0.0% | 7.8% |
| Average commute | 24.0 min | 26.1 min |
| Homes with broadband | 71.1% | 89.2% |
Weather in Charlotte
July highs average 98.5°F and January lows 41.8°F. About 26.8 inches of rain and melted snow fall a year, with 0.0 inches of snow (typical Texas town: 0.2 in). Expect about 144 days a year at 90°F or hotter and 16 nights at or below freezing.
Tornadoes, storms and disasters
7 tornadoes have passed within 10 miles of Charlotte since 1950, compared with 21 for the typical Texas town. 1 rated (E)F2 or stronger. The strongest, an F4, struck on April 15, 1973 about 8.3 miles from the town center and killed 5. Tornadoes within 10 miles have caused 5 deaths and 13 injuries since 1950. The most recent was on June 3, 2003.
Hail of 1 inch or larger has been reported within 10 miles 15 times; the largest was 3.00 inches on April 30, 2025.
Severe weather in Atascosa County since 1996
Atascosa County has been included in 21 federal disaster or emergency declarations since 1953, most often for fire, flood, drought.
| Declared | Incident | Declaration |
|---|---|---|
| July 18, 2026 | Flood | EM-3649: Flooding |
| March 5, 2025 | Fire | FM-5553: Duke Fire |
| February 19, 2021 | Severe Ice Storm | DR-4586: Severe Winter Storms |
| February 14, 2021 | Severe Ice Storm | EM-3554: Severe Winter Storm |
| March 25, 2020 | Biological | DR-4485: Covid-19 Pandemic |
Jobs and pay in Atascosa County
Atascosa County had 14,358 jobs in 2024, paying an average of $63,426 a year. Unemployment was 3.8% in 2023; in Charlotte itself the ACS puts it at 5.8%.
Public schools in Charlotte
4 public schools with 444 students, about 9.9 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| CHARLOTTE EL | PK-5 | 218 | 12.1 |
| CHARLOTTE H S | 9-12 | 137 | 8.1 |
| CHARLOTTE MIDDLE | 6-8 | 88 | 8.8 |
| DISTRICT REASSIGNMENT & OPPORTUNITY CENTER | 7-10 | 1 | — |
Towns near Charlotte
- Jourdanton, TX10.4 mi · 4,094 people · home $171,000
- Pleasanton, TX14.3 mi · 10,648 people · home $204,300
- Poteet, TX14.6 mi · 2,795 people · home $119,200
- Leming, TX20.0 mi · 841 people · home $152,200
- Moore, TX23.0 mi · 610 people · home —
- Devine, TX23.3 mi · 4,324 people · home $167,900
- Pearsall, TX24.1 mi · 7,325 people · home $106,700
- North Pearsall, TX24.2 mi · 739 people · home $85,200
Charlotte questions
Is Charlotte, Texas a good place to retire?
On The Town Files lifestyle rankings, Charlotte scores better for retirees than 36% of Texas towns and quieter than 93%. 23.5% of residents are 65 or older (median age 37.8).
How much does a house cost in Charlotte?
The median owner-occupied home in Charlotte is valued at $86,900 (Census ACS 2020–2024), against a median household income of $28,955, so homes cost about 3.0 times income. Median rent is — a month.
What is the weather like in Charlotte?
July highs average 98.5°F and January lows 41.8°F (NOAA 1991–2020 normals). It gets about 26.8 inches of precipitation a year and 0.0 inches of snow.
Does Charlotte get tornadoes?
7 tornadoes have passed within 10 miles of Charlotte since 1950 (NOAA Storm Events); the strongest was a F4 on April 15, 1973. The typical Texas town has had 21.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)