The Town FilesElm Creek, Texas
Community in Maverick County · population 2,884 (2020 Census)
- Median home
- $170,100
- Household income
- $52,263
- Jan low / Jul high
- 40° / 98°
- Snow a year
- 0 in
- Tornadoes ≤10 mi since 1950
- 2
- Median age
- 33.0
Elm Creek is a community of 2,884 people in Maverick County, Texas. The median home is worth $170,100, below the typical Texas town ($184,100). It ranks better transit than 91% of Texas towns, better for families than 89% of Texas towns.
How Elm Creek ranks
Percentile among Texas towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Texas towns.
Homes and cost of living
The median home in Elm Creek is worth $170,100, below the typical Texas town ($184,100). Homes cost about 3.3 times the median household income of $52,263, which is more affordable than 36% of Texas towns. 89.4% of households own their home.
| Housing | Elm Creek | Typical Texas town |
|---|---|---|
| Median home value | $170,100 | $184,100 |
| Median rent | — | $1,086 |
| Median household income | $52,263 | $65,842 |
| Home value ÷ income | 3.3× | 2.9× |
| Homeownership | 89.4% | 72.9% |
| Median year built | 2006 | 1985 |
| Seasonal / vacation homes | 0.0% | — |
Who lives in Elm Creek
| People | Elm Creek | Typical Texas town |
|---|---|---|
| Median age | 33.0 | 37.1 |
| Age 65 and over | 9.4% | 15.6% |
| Under 18 | 28.2% | — |
| Bachelor's degree or higher | 6.3% | 18.9% |
| Below the poverty line | 13.8% | 13.1% |
| Veterans | 1.2% | — |
| Born outside the U.S. | 36.5% | — |
| Work from home | 15.9% | 7.8% |
| Average commute | 28.8 min | 26.1 min |
| Homes with broadband | 64.9% | 89.2% |
Weather in Elm Creek
July highs average 97.5°F and January lows 39.7°F. About 20.8 inches of rain and melted snow fall a year, with 0.0 inches of snow (typical Texas town: 0.2 in). Expect about 151 days a year at 90°F or hotter and 12 nights at or below freezing.
Tornadoes, storms and disasters
2 tornadoes have passed within 10 miles of Elm Creek since 1950, compared with 21 for the typical Texas town. 1 rated (E)F2 or stronger. The strongest, an F2, struck on May 6, 1969 about 7.5 miles from the town center. The most recent was on May 6, 1969.
Hail of 1 inch or larger has been reported within 10 miles 45 times; the largest was 2.75 inches on May 14, 2006.
Severe weather in Maverick County since 1996
Maverick County has been included in 16 federal disaster or emergency declarations since 1953, most often for fire, flood, drought.
| Declared | Incident | Declaration |
|---|---|---|
| September 1, 2026 | Flood | DR-4935: Severe Storms, Straight-Line Winds, Tornadoes, And Flooding |
| July 18, 2026 | Flood | EM-3649: Flooding |
| February 19, 2021 | Severe Ice Storm | DR-4586: Severe Winter Storms |
| February 14, 2021 | Severe Ice Storm | EM-3554: Severe Winter Storm |
| March 25, 2020 | Biological | DR-4485: Covid-19 Pandemic |
Jobs and pay in Maverick County
Maverick County had 18,461 jobs in 2024, paying an average of $43,379 a year. Unemployment was 7.5% in 2023; in Elm Creek itself the ACS puts it at 5.5%.
Towns near Elm Creek
- Eagle Pass, TX5.4 mi · 28,130 people · home $188,000
- Eidson Road, TX7.3 mi · 9,461 people · home $100,900
- Chula Vista, TX9.3 mi · 5,100 people · home $100,700
- Rosita, TX11.2 mi · 3,501 people · home $131,200
Elm Creek questions
Is Elm Creek, Texas a good place to retire?
On The Town Files lifestyle rankings, Elm Creek scores better for retirees than 10% of Texas towns and quieter than 64%. 9.4% of residents are 65 or older (median age 33.0).
How much does a house cost in Elm Creek?
The median owner-occupied home in Elm Creek is valued at $170,100 (Census ACS 2020–2024), against a median household income of $52,263, so homes cost about 3.3 times income. Median rent is — a month.
What is the weather like in Elm Creek?
July highs average 97.5°F and January lows 39.7°F (NOAA 1991–2020 normals). It gets about 20.8 inches of precipitation a year and 0.0 inches of snow.
Does Elm Creek get tornadoes?
2 tornadoes have passed within 10 miles of Elm Creek since 1950 (NOAA Storm Events); the strongest was a F2 on May 6, 1969. The typical Texas town has had 21.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)