The Town FilesFrost, Texas
City in Navarro County · population 620 (2020 Census)
- Median home
- $123,900
- Household income
- $115,500
- Jan low / Jul high
- 35° / 95°
- Snow a year
- 0 in
- Tornadoes ≤10 mi since 1950
- 24
- Median age
- 30.1
Frost is a city of 620 people in Navarro County, Texas. The median home is worth $123,900, below the typical Texas town ($184,100). It ranks easier by car than 93% of Texas towns, better for first-time buyers than 89% of Texas towns, quieter than 87% of Texas towns.
How Frost ranks
Percentile among Texas towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Texas towns.
Homes and cost of living
The median home in Frost is worth $123,900, below the typical Texas town ($184,100). Homes cost about 1.1 times the median household income of $115,500, which is more affordable than 99% of Texas towns. Median rent is $850 a month. 88.6% of households own their home.
| Housing | Frost | Typical Texas town |
|---|---|---|
| Median home value | $123,900 | $184,100 |
| Median rent | $850 | $1,086 |
| Median household income | $115,500 | $65,842 |
| Home value ÷ income | 1.1× | 2.9× |
| Homeownership | 88.6% | 72.9% |
| Median year built | 1971 | 1985 |
| Seasonal / vacation homes | 1.5% | — |
Who lives in Frost
| People | Frost | Typical Texas town |
|---|---|---|
| Median age | 30.1 | 37.1 |
| Age 65 and over | 6.1% | 15.6% |
| Under 18 | 36.9% | — |
| Bachelor's degree or higher | 22.7% | 18.9% |
| Below the poverty line | 7.2% | 13.1% |
| Veterans | 10.5% | — |
| Born outside the U.S. | 12.9% | — |
| Work from home | 2.5% | 7.8% |
| Average commute | 26.0 min | 26.1 min |
| Homes with broadband | 89.2% | 89.2% |
Weather in Frost
July highs average 95.0°F and January lows 35.0°F. About 40.5 inches of rain and melted snow fall a year, with 0.2 inches of snow (typical Texas town: 0.2 in). Expect about 109 days a year at 90°F or hotter and 44 nights at or below freezing.
Tornadoes, storms and disasters
24 tornadoes have passed within 10 miles of Frost since 1950, compared with 21 for the typical Texas town. 7 rated (E)F2 or stronger. The strongest, an F3, struck on March 16, 1965 about 5.4 miles from the town center. The most recent was on April 30, 2025.
Hail of 1 inch or larger has been reported within 10 miles 40 times; the largest was 4.50 inches on June 7, 1989.
Severe weather in Navarro County since 1996
Navarro County has been included in 27 federal disaster or emergency declarations since 1953, most often for fire, flood, other.
| Declared | Incident | Declaration |
|---|---|---|
| May 17, 2024 | Flood | DR-4781: Severe Storms, Straight-Line Winds, Tornadoes, And Flooding |
| February 19, 2021 | Severe Ice Storm | DR-4586: Severe Winter Storms |
| February 14, 2021 | Severe Ice Storm | EM-3554: Severe Winter Storm |
| March 25, 2020 | Biological | DR-4485: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3458: Covid-19 |
Jobs and pay in Navarro County
Navarro County had 16,462 jobs in 2024, paying an average of $50,252 a year. Unemployment was 4% in 2023; in Frost itself the ACS puts it at 0.7%.
Public schools in Frost
2 public schools with 473 students, about 11.5 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| FROST EL | PK-6 | 255 | 12.8 |
| FROST H S | 7-12 | 218 | 10.4 |
Towns near Frost
- Blooming Grove, TX5.4 mi · 857 people · home $124,200
- Italy, TX8.7 mi · 1,926 people · home $168,600
- Milford, TX8.8 mi · 722 people · home $160,200
- Dawson, TX13.9 mi · 815 people · home $140,700
- Bardwell, TX14.6 mi · 625 people · home $133,000
- Hubbard, TX16.1 mi · 1,394 people · home $134,900
- Hillsboro, TX18.6 mi · 8,221 people · home $157,900
- Maypearl, TX19.8 mi · 939 people · home $335,300
Frost questions
Is Frost, Texas a good place to retire?
On The Town Files lifestyle rankings, Frost scores better for retirees than 69% of Texas towns and quieter than 87%. 6.1% of residents are 65 or older (median age 30.1).
How much does a house cost in Frost?
The median owner-occupied home in Frost is valued at $123,900 (Census ACS 2020–2024), against a median household income of $115,500, so homes cost about 1.1 times income. Median rent is $850 a month.
What is the weather like in Frost?
July highs average 95.0°F and January lows 35.0°F (NOAA 1991–2020 normals). It gets about 40.5 inches of precipitation a year and 0.2 inches of snow.
Does Frost get tornadoes?
24 tornadoes have passed within 10 miles of Frost since 1950 (NOAA Storm Events); the strongest was a F3 on March 16, 1965. The typical Texas town has had 21.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)