The Town FilesJosephine, Texas
City in Collin County · population 2,119 (2020 Census) · spans 2 counties
- Median home
- $320,200
- Household income
- $91,000
- Jan low / Jul high
- 34° / 92°
- Snow a year
- 0 in
- Tornadoes ≤10 mi since 1950
- 21
- Median age
- 33.8
Josephine is a city of 2,119 people in Collin County, Texas. The median home is worth $320,200, above the typical Texas town ($184,100). It ranks more of a college town than 93% of Texas towns, better for families than 92% of Texas towns, more upscale than 85% of Texas towns.
How Josephine ranks
Percentile among Texas towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Texas towns.
Homes and cost of living
The median home in Josephine is worth $320,200, above the typical Texas town ($184,100). Homes cost about 3.5 times the median household income of $91,000, which is more affordable than 29% of Texas towns. Median rent is $1,688 a month. 94.2% of households own their home.
| Housing | Josephine | Typical Texas town |
|---|---|---|
| Median home value | $320,200 | $184,100 |
| Median rent | $1,688 | $1,086 |
| Median household income | $91,000 | $65,842 |
| Home value ÷ income | 3.5× | 2.9× |
| Homeownership | 94.2% | 72.9% |
| Median year built | 2013 | 1985 |
| Seasonal / vacation homes | 1.1% | — |
Who lives in Josephine
| People | Josephine | Typical Texas town |
|---|---|---|
| Median age | 33.8 | 37.1 |
| Age 65 and over | 12.0% | 15.6% |
| Under 18 | 33.8% | — |
| Bachelor's degree or higher | 22.1% | 18.9% |
| Below the poverty line | 5.8% | 13.1% |
| Veterans | 10.6% | — |
| Born outside the U.S. | 8.7% | — |
| Work from home | 18.3% | 7.8% |
| Average commute | 49.2 min | 26.1 min |
| Homes with broadband | 84.7% | 89.2% |
Weather in Josephine
July highs average 92.4°F and January lows 34.2°F. About 39.8 inches of rain and melted snow fall a year, with 0.4 inches of snow (typical Texas town: 0.2 in). Expect about 95 days a year at 90°F or hotter and 45 nights at or below freezing.
Tornadoes, storms and disasters
21 tornadoes have passed within 10 miles of Josephine since 1950, compared with 21 for the typical Texas town. 7 rated (E)F2 or stronger. The strongest, an F3, struck on October 4, 1959 about 6.7 miles from the town center. Tornadoes within 10 miles have caused 2 deaths and 173 injuries since 1950. The most recent was on May 29, 2019.
Hail of 1 inch or larger has been reported within 10 miles 63 times; the largest was 2.75 inches on April 27, 2026.
Severe weather in Collin County since 1996
Collin County has been included in 20 federal disaster or emergency declarations since 1953, most often for fire, flood, other.
| Declared | Incident | Declaration |
|---|---|---|
| May 17, 2024 | Flood | DR-4781: Severe Storms, Straight-Line Winds, Tornadoes, And Flooding |
| February 19, 2021 | Severe Ice Storm | DR-4586: Severe Winter Storms |
| February 14, 2021 | Severe Ice Storm | EM-3554: Severe Winter Storm |
| March 25, 2020 | Biological | DR-4485: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3458: Covid-19 |
Jobs and pay in Collin County
Collin County had 546,526 jobs in 2024, paying an average of $88,091 a year. Unemployment was 3.5% in 2023; in Josephine itself the ACS puts it at 1.8%.
Towns near Josephine
- Nevada, TX3.7 mi · 1,314 people · home $393,800
- Caddo Mills, TX5.3 mi · 1,495 people · home $299,700
- Royse City, TX6.2 mi · 13,508 people · home $322,500
- Lavon, TX7.1 mi · 4,469 people · home $394,300
- Farmersville, TX7.2 mi · 3,612 people · home $289,400
- Fate, TX8.8 mi · 17,958 people · home $384,300
- Rockwall, TX12.2 mi · 47,251 people · home $411,700
- Wylie, TX12.4 mi · 57,526 people · home $387,000
Josephine questions
Is Josephine, Texas a good place to retire?
On The Town Files lifestyle rankings, Josephine scores better for retirees than 20% of Texas towns and quieter than 47%. 12.0% of residents are 65 or older (median age 33.8).
How much does a house cost in Josephine?
The median owner-occupied home in Josephine is valued at $320,200 (Census ACS 2020–2024), against a median household income of $91,000, so homes cost about 3.5 times income. Median rent is $1,688 a month.
What is the weather like in Josephine?
July highs average 92.4°F and January lows 34.2°F (NOAA 1991–2020 normals). It gets about 39.8 inches of precipitation a year and 0.4 inches of snow.
Does Josephine get tornadoes?
21 tornadoes have passed within 10 miles of Josephine since 1950 (NOAA Storm Events); the strongest was a F3 on October 4, 1959. The typical Texas town has had 21.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)