The Town FilesPayne Springs, Texas
Town in Henderson County · population 741 (2020 Census)
- Median home
- $233,200
- Household income
- $63,145
- Jan low / Jul high
- 35° / 94°
- Snow a year
- 0 in
- Tornadoes ≤10 mi since 1950
- 25
- Median age
- 36.2
Payne Springs is a town of 741 people in Henderson County, Texas. The median home is worth $233,200, above the typical Texas town ($184,100). It ranks better for a vacation home than 95% of Texas towns, hipper than 92% of Texas towns, better for retirees than 73% of Texas towns.
How Payne Springs ranks
Percentile among Texas towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Texas towns.
Homes and cost of living
The median home in Payne Springs is worth $233,200, above the typical Texas town ($184,100). Homes cost about 3.7 times the median household income of $63,145, which is more affordable than 22% of Texas towns. Median rent is $1,158 a month. 80.7% of households own their home.
| Housing | Payne Springs | Typical Texas town |
|---|---|---|
| Median home value | $233,200 | $184,100 |
| Median rent | $1,158 | $1,086 |
| Median household income | $63,145 | $65,842 |
| Home value ÷ income | 3.7× | 2.9× |
| Homeownership | 80.7% | 72.9% |
| Median year built | 1985 | 1985 |
| Seasonal / vacation homes | 13.4% | — |
Who lives in Payne Springs
| People | Payne Springs | Typical Texas town |
|---|---|---|
| Median age | 36.2 | 37.1 |
| Age 65 and over | 14.7% | 15.6% |
| Under 18 | 24.9% | — |
| Bachelor's degree or higher | 19.4% | 18.9% |
| Below the poverty line | 12.6% | 13.1% |
| Veterans | 6.4% | — |
| Born outside the U.S. | 0.7% | — |
| Work from home | 10.2% | 7.8% |
| Average commute | 44.3 min | 26.1 min |
| Homes with broadband | 86.9% | 89.2% |
Weather in Payne Springs
July highs average 94.1°F and January lows 34.5°F. About 44.8 inches of rain and melted snow fall a year, with 0.2 inches of snow (typical Texas town: 0.2 in). Expect about 92 days a year at 90°F or hotter and 42 nights at or below freezing.
Tornadoes, storms and disasters
25 tornadoes have passed within 10 miles of Payne Springs since 1950, compared with 21 for the typical Texas town. 6 rated (E)F2 or stronger. The strongest, an EF4, struck on April 29, 2017 about 8.8 miles from the town center and killed 2. Tornadoes within 10 miles have caused 2 deaths and 34 injuries since 1950. The most recent was on June 3, 2024.
Hail of 1 inch or larger has been reported within 10 miles 66 times; the largest was 2.75 inches on June 1, 2024.
Severe weather in Henderson County since 1996
Henderson County has been included in 25 federal disaster or emergency declarations since 1953, most often for fire, flood, other.
| Declared | Incident | Declaration |
|---|---|---|
| May 17, 2024 | Flood | DR-4781: Severe Storms, Straight-Line Winds, Tornadoes, And Flooding |
| April 21, 2023 | Winter Storm | DR-4705: Severe Winter Storm |
| February 19, 2021 | Severe Ice Storm | DR-4586: Severe Winter Storms |
| February 14, 2021 | Severe Ice Storm | EM-3554: Severe Winter Storm |
| March 25, 2020 | Biological | DR-4485: Covid-19 Pandemic |
Jobs and pay in Henderson County
Henderson County had 19,534 jobs in 2024, paying an average of $48,745 a year. Unemployment was 4.1% in 2023; in Payne Springs itself the ACS puts it at 1.1%.
Towns near Payne Springs
- Eustace, TX4.0 mi · 1,137 people · home $192,900
- Gun Barrel City, TX4.7 mi · 6,190 people · home $237,300
- Log Cabin, TX5.0 mi · 678 people · home —
- Tool, TX5.7 mi · 2,175 people · home $213,300
- Mabank, TX6.7 mi · 4,050 people · home $254,900
- Seven Points, TX8.0 mi · 1,370 people · home $91,100
- Malakoff, TX8.0 mi · 2,179 people · home $83,800
- Trinidad, TX8.6 mi · 860 people · home $146,900
Payne Springs questions
Is Payne Springs, Texas a good place to retire?
On The Town Files lifestyle rankings, Payne Springs scores better for retirees than 73% of Texas towns and quieter than 67%. 14.7% of residents are 65 or older (median age 36.2).
How much does a house cost in Payne Springs?
The median owner-occupied home in Payne Springs is valued at $233,200 (Census ACS 2020–2024), against a median household income of $63,145, so homes cost about 3.7 times income. Median rent is $1,158 a month.
What is the weather like in Payne Springs?
July highs average 94.1°F and January lows 34.5°F (NOAA 1991–2020 normals). It gets about 44.8 inches of precipitation a year and 0.2 inches of snow.
Does Payne Springs get tornadoes?
25 tornadoes have passed within 10 miles of Payne Springs since 1950 (NOAA Storm Events); the strongest was an EF4 on April 29, 2017. The typical Texas town has had 21.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)