The Town FilesSaint Jo, Texas
City in Montague County · population 881 (2020 Census)
- Median home
- $159,400
- Household income
- $68,182
- Jan low / Jul high
- 31° / 95°
- Snow a year
- 1 in
- Tornadoes ≤10 mi since 1950
- 22
- Median age
- 34.9
Saint Jo is a city of 881 people in Montague County, Texas. The median home is worth $159,400, below the typical Texas town ($184,100). It ranks better for retirees than 91% of Texas towns, quieter than 84% of Texas towns.
How Saint Jo ranks
Percentile among Texas towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Texas towns.
Homes and cost of living
The median home in Saint Jo is worth $159,400, below the typical Texas town ($184,100). Homes cost about 2.3 times the median household income of $68,182, which is more affordable than 72% of Texas towns. Median rent is $752 a month. 68.6% of households own their home.
| Housing | Saint Jo | Typical Texas town |
|---|---|---|
| Median home value | $159,400 | $184,100 |
| Median rent | $752 | $1,086 |
| Median household income | $68,182 | $65,842 |
| Home value ÷ income | 2.3× | 2.9× |
| Homeownership | 68.6% | 72.9% |
| Median year built | 1972 | 1985 |
| Seasonal / vacation homes | 0.0% | — |
Who lives in Saint Jo
| People | Saint Jo | Typical Texas town |
|---|---|---|
| Median age | 34.9 | 37.1 |
| Age 65 and over | 14.4% | 15.6% |
| Under 18 | 34.8% | — |
| Bachelor's degree or higher | 20.4% | 18.9% |
| Below the poverty line | 14.6% | 13.1% |
| Veterans | 8.4% | — |
| Born outside the U.S. | 1.0% | — |
| Work from home | 1.7% | 7.8% |
| Average commute | 26.4 min | 26.1 min |
| Homes with broadband | 94.2% | 89.2% |
Weather in Saint Jo
July highs average 95.3°F and January lows 30.5°F. About 35.4 inches of rain and melted snow fall a year, with 1.2 inches of snow (typical Texas town: 0.2 in). Expect about 90 days a year at 90°F or hotter and 61 nights at or below freezing.
Tornadoes, storms and disasters
22 tornadoes have passed within 10 miles of Saint Jo since 1950, compared with 21 for the typical Texas town. 3 rated (E)F2 or stronger. The strongest, an F3, struck on May 7, 1995 about 3.1 miles from the town center and killed 1. Tornadoes within 10 miles have caused 1 deaths and 14 injuries since 1950. The most recent was on May 19, 2025.
Hail of 1 inch or larger has been reported within 10 miles 93 times; the largest was 4.50 inches on May 19, 2025.
Severe weather in Montague County since 1996
Montague County has been included in 22 federal disaster or emergency declarations since 1953, most often for fire, flood, drought.
| Declared | Incident | Declaration |
|---|---|---|
| May 17, 2024 | Flood | DR-4781: Severe Storms, Straight-Line Winds, Tornadoes, And Flooding |
| February 19, 2021 | Severe Ice Storm | DR-4586: Severe Winter Storms |
| February 14, 2021 | Severe Ice Storm | EM-3554: Severe Winter Storm |
| March 25, 2020 | Biological | DR-4485: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3458: Covid-19 |
Jobs and pay in Montague County
Montague County had 4,925 jobs in 2024, paying an average of $47,325 a year. Unemployment was 3.5% in 2023; in Saint Jo itself the ACS puts it at 0%.
Public schools in Saint Jo
2 public schools with 346 students, about 11.9 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| SAINT JO EL | PK-6 | 200 | 14.3 |
| SAINT JO H S | 7-12 | 146 | 9.7 |
Towns near Saint Jo
- Muenster, TX9.0 mi · 1,536 people · home $270,700
- Nocona Hills, TX12.4 mi · 637 people · home $231,300
- Nocona, TX13.4 mi · 3,002 people · home $122,400
- Lindsay, TX17.8 mi · 1,045 people · home $352,300
- Burneyville, OK18.9 mi · 815 people · home $162,900
- Bowie, TX20.9 mi · 5,448 people · home $174,300
- Gainesville, TX21.9 mi · 17,394 people · home $177,000
- Sunset, TX22.2 mi · 543 people · home $224,600
Saint Jo questions
Is Saint Jo, Texas a good place to retire?
On The Town Files lifestyle rankings, Saint Jo scores better for retirees than 91% of Texas towns and quieter than 84%. 14.4% of residents are 65 or older (median age 34.9).
How much does a house cost in Saint Jo?
The median owner-occupied home in Saint Jo is valued at $159,400 (Census ACS 2020–2024), against a median household income of $68,182, so homes cost about 2.3 times income. Median rent is $752 a month.
What is the weather like in Saint Jo?
July highs average 95.3°F and January lows 30.5°F (NOAA 1991–2020 normals). It gets about 35.4 inches of precipitation a year and 1.2 inches of snow.
Does Saint Jo get tornadoes?
22 tornadoes have passed within 10 miles of Saint Jo since 1950 (NOAA Storm Events); the strongest was a F3 on May 7, 1995. The typical Texas town has had 21.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)