The Town FilesSomerset, Wisconsin
Town in St. Croix County · population 4,291 (2020 Census)
- Median home
- $464,800
- Household income
- $131,226
- Jan low / Jul high
- 9° / 85°
- Snow a year
- 48 in
- Tornadoes ≤10 mi since 1950
- 16
- Median age
- 46.9
Somerset is a town of 4,291 people in St. Croix County, Wisconsin. The median home is worth $464,800, above the typical Wisconsin town ($256,000). It ranks better transit than 93% of Wisconsin towns, more of a college town than 91% of Wisconsin towns, more upscale than 89% of Wisconsin towns.
How Somerset ranks
Percentile among Wisconsin towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Wisconsin towns.
Homes and cost of living
The median home in Somerset is worth $464,800, above the typical Wisconsin town ($256,000). Homes cost about 3.5 times the median household income of $131,226, which is more affordable than 32% of Wisconsin towns. 98.3% of households own their home.
| Housing | Somerset | Typical Wisconsin town |
|---|---|---|
| Median home value | $464,800 | $256,000 |
| Median rent | — | $951 |
| Median household income | $131,226 | $82,217 |
| Home value ÷ income | 3.5× | 3.1× |
| Homeownership | 98.3% | 86.8% |
| Median year built | 1998 | 1978 |
| Seasonal / vacation homes | 0.0% | — |
Who lives in Somerset
| People | Somerset | Typical Wisconsin town |
|---|---|---|
| Median age | 46.9 | 45.1 |
| Age 65 and over | 18.7% | 21.0% |
| Under 18 | 17.8% | — |
| Bachelor's degree or higher | 41.8% | 23.8% |
| Below the poverty line | 1.6% | 7.2% |
| Veterans | 7.5% | — |
| Born outside the U.S. | 1.4% | — |
| Work from home | 14.7% | 10.9% |
| Average commute | 29.7 min | 24.6 min |
| Homes with broadband | 96.7% | 89.1% |
Weather in Somerset
July highs average 85.3°F and January lows 9.1°F. About 35.1 inches of rain and melted snow fall a year, with 47.7 inches of snow (typical Wisconsin town: 45.7 in). Expect about 18 days a year at 90°F or hotter and 147 nights at or below freezing.
Tornadoes, storms and disasters
16 tornadoes have passed within 10 miles of Somerset since 1950, compared with 15 for the typical Wisconsin town. 3 rated (E)F2 or stronger. The strongest, an F3, struck on May 24, 1958 about 9.6 miles from the town center. The most recent was on July 12, 2017.
Hail of 1 inch or larger has been reported within 10 miles 60 times; the largest was 3.00 inches on May 25, 2008.
Severe weather in St. Croix County since 1996
St. Croix County has been included in 11 federal disaster or emergency declarations since 1953, most often for flood, drought, tornado.
| Declared | Incident | Declaration |
|---|---|---|
| April 4, 2020 | Biological | DR-4520: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3454: Covid-19 |
| August 8, 2013 | Severe Storm | DR-4141: Severe Storms, Flooding, And Mudslides |
| September 13, 2005 | Hurricane | EM-3249: Hurricane Katrina Evacuation |
| September 10, 2002 | Tornado | DR-1432: Severe Storms, Tornadoes And Flooding |
Jobs and pay in St. Croix County
St. Croix County had 36,959 jobs in 2024, paying an average of $55,261 a year. Unemployment was 3.5% in 2023; in Somerset itself the ACS puts it at 0.7%.
Towns near Somerset
- Somerset, WI2.0 mi · 3,019 people · home $286,600
- Star Prairie, WI5.2 mi · 3,733 people · home $320,500
- May, MN6.5 mi · 2,670 people · home $685,700
- St. Joseph, WI6.8 mi · 4,178 people · home $509,600
- New Richmond, WI7.7 mi · 10,079 people · home $285,100
- Richmond, WI8.3 mi · 4,074 people · home $407,000
- Stillwater, MN8.6 mi · 19,394 people · home $414,200
- Oak Park Heights, MN9.3 mi · 4,849 people · home $354,800
Somerset questions
Is Somerset, Wisconsin a good place to retire?
On The Town Files lifestyle rankings, Somerset scores better for retirees than 12% of Wisconsin towns and quieter than 8%. 18.7% of residents are 65 or older (median age 46.9).
How much does a house cost in Somerset?
The median owner-occupied home in Somerset is valued at $464,800 (Census ACS 2020–2024), against a median household income of $131,226, so homes cost about 3.5 times income. Median rent is — a month.
What is the weather like in Somerset?
July highs average 85.3°F and January lows 9.1°F (NOAA 1991–2020 normals). It gets about 35.1 inches of precipitation a year and 47.7 inches of snow.
Does Somerset get tornadoes?
16 tornadoes have passed within 10 miles of Somerset since 1950 (NOAA Storm Events); the strongest was a F3 on May 24, 1958. The typical Wisconsin town has had 15.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)