The Town FilesSt. Germain, Wisconsin
Town in Vilas County · population 2,083 (2020 Census)
- Median home
- $255,600
- Household income
- $62,875
- Jan low / Jul high
- 1° / 75°
- Snow a year
- 74 in
- Tornadoes ≤10 mi since 1950
- 11
- Median age
- 57.4
St. Germain is a town of 2,083 people in Vilas County, Wisconsin. The median home is worth $255,600, close to the typical Wisconsin town ($256,000). It ranks better for a vacation home than 90% of Wisconsin towns, hipper than 89% of Wisconsin towns, better for retirees than 81% of Wisconsin towns.
How St. Germain ranks
Percentile among Wisconsin towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Wisconsin towns.
Homes and cost of living
The median home in St. Germain is worth $255,600, close to the typical Wisconsin town ($256,000). Homes cost about 4.1 times the median household income of $62,875, which is more affordable than 11% of Wisconsin towns. Median rent is $891 a month. 78.9% of households own their home.
| Housing | St. Germain | Typical Wisconsin town |
|---|---|---|
| Median home value | $255,600 | $256,000 |
| Median rent | $891 | $951 |
| Median household income | $62,875 | $82,217 |
| Home value ÷ income | 4.1× | 3.1× |
| Homeownership | 78.9% | 86.8% |
| Median year built | 1980 | 1978 |
| Seasonal / vacation homes | 50.6% | — |
Who lives in St. Germain
| People | St. Germain | Typical Wisconsin town |
|---|---|---|
| Median age | 57.4 | 45.1 |
| Age 65 and over | 34.8% | 21.0% |
| Under 18 | 10.2% | — |
| Bachelor's degree or higher | 26.7% | 23.8% |
| Below the poverty line | 10.4% | 7.2% |
| Veterans | 7.4% | — |
| Born outside the U.S. | 1.2% | — |
| Work from home | 3.4% | 10.9% |
| Average commute | 17.6 min | 24.6 min |
| Homes with broadband | 90.5% | 89.1% |
Weather in St. Germain
July highs average 75.4°F and January lows 0.5°F. About 33.6 inches of rain and melted snow fall a year, with 73.7 inches of snow (typical Wisconsin town: 45.7 in). Expect about 1 days a year at 90°F or hotter and 191 nights at or below freezing.
Tornadoes, storms and disasters
11 tornadoes have passed within 10 miles of St. Germain since 1950, compared with 15 for the typical Wisconsin town. 2 rated (E)F2 or stronger. The strongest, an F3, struck on April 27, 1984 about 6.5 miles from the town center and killed 1. Tornadoes within 10 miles have caused 1 deaths and 8 injuries since 1950. The most recent was on August 9, 2020.
Hail of 1 inch or larger has been reported within 10 miles 27 times; the largest was 2.50 inches on September 4, 2014.
Severe weather in Vilas County since 1996
Vilas County has been included in 7 federal disaster or emergency declarations since 1953, most often for flood, drought, tornado.
| Declared | Incident | Declaration |
|---|---|---|
| October 7, 2026 | Tornado | DR-4949: Severe Storms And Tornadoes |
| April 4, 2020 | Biological | DR-4520: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3454: Covid-19 |
| September 13, 2005 | Hurricane | EM-3249: Hurricane Katrina Evacuation |
| August 16, 1999 | Flood | DR-1284: Wi-Flood-07/20/99 |
Jobs and pay in Vilas County
Vilas County had 8,275 jobs in 2024, paying an average of $45,114 a year. Unemployment was 3.9% in 2023; in St. Germain itself the ACS puts it at 5.2%.
Public schools in St. Germain
2 public schools with 162 students, about 13.5 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| Northland Pines Elementary-St Germain | PK-4 | 92 | 11.5 |
| Northland Pines Montessori Learning Center (NPMLC) (charter) | PK-4 | 70 | 17.5 |
Towns near St. Germain
- Cloverland, WI6.6 mi · 1,068 people · home $272,000
- Woodruff, WI7.2 mi · 2,044 people · home $282,400
- Plum Lake, WI8.4 mi · 553 people · home $285,000
- Arbor Vitae, WI9.3 mi · 3,403 people · home $280,600
- Woodruff, WI9.4 mi · 891 people · home $278,400
- Newbold, WI10.7 mi · 2,831 people · home $274,000
- Eagle River, WI11.7 mi · 1,628 people · home $213,900
- Lake Tomahawk, WI11.7 mi · 1,155 people · home $272,800
St. Germain questions
Is St. Germain, Wisconsin a good place to retire?
On The Town Files lifestyle rankings, St. Germain scores better for retirees than 81% of Wisconsin towns and quieter than 75%. 34.8% of residents are 65 or older (median age 57.4).
How much does a house cost in St. Germain?
The median owner-occupied home in St. Germain is valued at $255,600 (Census ACS 2020–2024), against a median household income of $62,875, so homes cost about 4.1 times income. Median rent is $891 a month.
What is the weather like in St. Germain?
July highs average 75.4°F and January lows 0.5°F (NOAA 1991–2020 normals). It gets about 33.6 inches of precipitation a year and 73.7 inches of snow.
Does St. Germain get tornadoes?
11 tornadoes have passed within 10 miles of St. Germain since 1950 (NOAA Storm Events); the strongest was a F3 on April 27, 1984. The typical Wisconsin town has had 15.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)