The Town FilesTroy, Wisconsin
Town in St. Croix County · population 5,518 (2020 Census)
- Median home
- $574,100
- Household income
- $161,161
- Jan low / Jul high
- 4° / 82°
- Snow a year
- 50 in
- Tornadoes ≤10 mi since 1950
- 22
- Median age
- 49.3
Troy is a town of 5,518 people in St. Croix County, Wisconsin. The median home is worth $574,100, above the typical Wisconsin town ($256,000). It ranks more upscale than 99% of Wisconsin towns, better for families than 98% of Wisconsin towns, easier by car than 82% of Wisconsin towns.
How Troy ranks
Percentile among Wisconsin towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Wisconsin towns.
Homes and cost of living
The median home in Troy is worth $574,100, above the typical Wisconsin town ($256,000). Homes cost about 3.6 times the median household income of $161,161, which is more affordable than 27% of Wisconsin towns. 96.4% of households own their home.
| Housing | Troy | Typical Wisconsin town |
|---|---|---|
| Median home value | $574,100 | $256,000 |
| Median rent | — | $951 |
| Median household income | $161,161 | $82,217 |
| Home value ÷ income | 3.6× | 3.1× |
| Homeownership | 96.4% | 86.8% |
| Median year built | 1998 | 1978 |
| Seasonal / vacation homes | 2.5% | — |
Who lives in Troy
| People | Troy | Typical Wisconsin town |
|---|---|---|
| Median age | 49.3 | 45.1 |
| Age 65 and over | 19.0% | 21.0% |
| Under 18 | 21.4% | — |
| Bachelor's degree or higher | 61.9% | 23.8% |
| Below the poverty line | 3.6% | 7.2% |
| Veterans | 7.5% | — |
| Born outside the U.S. | 4.3% | — |
| Work from home | 20.2% | 10.9% |
| Average commute | 27.6 min | 24.6 min |
| Homes with broadband | 96.8% | 89.1% |
Weather in Troy
July highs average 81.5°F and January lows 4.3°F. About 34.1 inches of rain and melted snow fall a year, with 49.7 inches of snow (typical Wisconsin town: 45.7 in). Expect about 7 days a year at 90°F or hotter and 170 nights at or below freezing.
Tornadoes, storms and disasters
22 tornadoes have passed within 10 miles of Troy since 1950, compared with 15 for the typical Wisconsin town. 7 rated (E)F2 or stronger. The strongest, an F3, struck on May 24, 1958 about 6.2 miles from the town center. Tornadoes within 10 miles have caused 1 deaths and 21 injuries since 1950. The most recent was on August 29, 2024.
Hail of 1 inch or larger has been reported within 10 miles 62 times; the largest was 4.50 inches on June 19, 1988.
Severe weather in St. Croix County since 1996
St. Croix County has been included in 11 federal disaster or emergency declarations since 1953, most often for flood, drought, tornado.
| Declared | Incident | Declaration |
|---|---|---|
| April 4, 2020 | Biological | DR-4520: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3454: Covid-19 |
| August 8, 2013 | Severe Storm | DR-4141: Severe Storms, Flooding, And Mudslides |
| September 13, 2005 | Hurricane | EM-3249: Hurricane Katrina Evacuation |
| September 10, 2002 | Tornado | DR-1432: Severe Storms, Tornadoes And Flooding |
Jobs and pay in St. Croix County
St. Croix County had 36,959 jobs in 2024, paying an average of $55,261 a year. Unemployment was 3.5% in 2023; in Troy itself the ACS puts it at 5%.
Towns near Troy
- River Falls, WI4.1 mi · 16,182 people · home $327,600
- Hudson, WI4.7 mi · 14,755 people · home $392,700
- Hudson, WI5.4 mi · 8,671 people · home $507,000
- Afton, MN6.7 mi · 2,955 people · home $679,300
- North Hudson, WI7.2 mi · 3,803 people · home $385,300
- West Lakeland, MN8.2 mi · 3,976 people · home $709,300
- Bayport, MN8.9 mi · 4,024 people · home $376,900
- St. Joseph, WI9.8 mi · 4,178 people · home $509,600
Troy questions
Is Troy, Wisconsin a good place to retire?
On The Town Files lifestyle rankings, Troy scores better for retirees than 48% of Wisconsin towns and quieter than 41%. 19.0% of residents are 65 or older (median age 49.3).
How much does a house cost in Troy?
The median owner-occupied home in Troy is valued at $574,100 (Census ACS 2020–2024), against a median household income of $161,161, so homes cost about 3.6 times income. Median rent is — a month.
What is the weather like in Troy?
July highs average 81.5°F and January lows 4.3°F (NOAA 1991–2020 normals). It gets about 34.1 inches of precipitation a year and 49.7 inches of snow.
Does Troy get tornadoes?
22 tornadoes have passed within 10 miles of Troy since 1950 (NOAA Storm Events); the strongest was a F3 on May 24, 1958. The typical Wisconsin town has had 15.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)