Cloverdale, Indiana
Town in Putnam County · population 2,060 (2020 Census)
- Median home
- $136,500
- Household income
- $42,243
- Jan low / Jul high
- 17° / 83°
- Snow a year
- 20 in
- Tornadoes ≤10 mi since 1950
- 18
- Median age
- 52.5
Cloverdale is a town of 2,060 people in Putnam County, Indiana. The median home is worth $136,500, below the typical Indiana town ($150,400). It ranks quieter than 71% of Indiana towns, better for first-time buyers than 70% of Indiana towns.
How Cloverdale ranks
Percentile among Indiana towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Indiana towns.
Homes and cost of living
The median home in Cloverdale is worth $136,500, below the typical Indiana town ($150,400). Homes cost about 3.2 times the median household income of $42,243, which is more affordable than 15% of Indiana towns. Median rent is $743 a month. 61.1% of households own their home.
| Housing | Cloverdale | Typical Indiana town |
|---|---|---|
| Median home value | $136,500 | $150,400 |
| Median rent | $743 | $888 |
| Median household income | $42,243 | $61,953 |
| Home value ÷ income | 3.2× | 2.5× |
| Homeownership | 61.1% | 73.4% |
| Median year built | 1983 | 1966 |
| Seasonal / vacation homes | 0.0% | — |
Who lives in Cloverdale
| People | Cloverdale | Typical Indiana town |
|---|---|---|
| Median age | 52.5 | 38.9 |
| Age 65 and over | 23.4% | 17.1% |
| Under 18 | 13.3% | — |
| Bachelor's degree or higher | 14.9% | 17.4% |
| Below the poverty line | 14.9% | 11.6% |
| Veterans | 8.1% | — |
| Born outside the U.S. | 2.4% | — |
| Work from home | 3.3% | 6.2% |
| Average commute | 23.4 min | 24.7 min |
| Homes with broadband | 78.1% | 89.2% |
Weather in Cloverdale
July highs average 83.2°F and January lows 16.9°F. About 46.1 inches of rain and melted snow fall a year, with 19.5 inches of snow (typical Indiana town: 21.1 in). Expect about 15 days a year at 90°F or hotter and 124 nights at or below freezing.
Tornadoes, storms and disasters
18 tornadoes have passed within 10 miles of Cloverdale since 1950, compared with 23 for the typical Indiana town. 7 rated (E)F2 or stronger. The strongest, an F2, struck on July 30, 1992 about 7.9 miles from the town center. The most recent was on June 16, 2026.
Hail of 1 inch or larger has been reported within 10 miles 53 times; the largest was 3.00 inches on June 18, 2021.
Severe weather in Putnam County since 1996
Putnam County has been included in 20 federal disaster or emergency declarations since 1953, most often for flood, hurricane, snowstorm.
| Declared | Incident | Declaration |
|---|---|---|
| August 25, 2026 | Flood | DR-4933: Severe Storms, Straight-Line Winds, Tornadoes, And Flooding |
| January 24, 2026 | Winter Storm | EM-3641: Severe Winter Storm |
| April 3, 2020 | Biological | DR-4515: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3456: Covid-19 |
| April 22, 2014 | Severe Storm | DR-4173: Severe Winter Storm And Snowstorm |
Jobs and pay in Putnam County
Putnam County had 12,342 jobs in 2024, paying an average of $50,684 a year. Unemployment was 3.2% in 2023; in Cloverdale itself the ACS puts it at 5.2%.
Public schools in Cloverdale
3 public schools with 1,047 students, about 16.6 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| Cloverdale Elementary School | PK-4 | 466 | 20.3 |
| Cloverdale Middle School | 5-8 | 298 | 15.7 |
| Cloverdale High School | 9-12 | 283 | 13.5 |
Towns near Cloverdale
- Greencastle, IN8.7 mi · 9,820 people · home $169,200
- Fillmore, IN10.5 mi · 532 people · home $110,000
- Coatesville, IN13.4 mi · 555 people · home $180,400
- Gosport, IN13.7 mi · 842 people · home $108,300
- Harmony, IN14.7 mi · 677 people · home $116,700
- Paragon, IN15.3 mi · 556 people · home $104,100
- Knightsville, IN15.5 mi · 702 people · home $109,800
- Heritage Lake, IN15.7 mi · 3,012 people · home $262,900
Cloverdale questions
Is Cloverdale, Indiana a good place to retire?
On The Town Files lifestyle rankings, Cloverdale scores better for retirees than 64% of Indiana towns and quieter than 71%. 23.4% of residents are 65 or older (median age 52.5).
How much does a house cost in Cloverdale?
The median owner-occupied home in Cloverdale is valued at $136,500 (Census ACS 2020–2024), against a median household income of $42,243, so homes cost about 3.2 times income. Median rent is $743 a month.
What is the weather like in Cloverdale?
July highs average 83.2°F and January lows 16.9°F (NOAA 1991–2020 normals). It gets about 46.1 inches of precipitation a year and 19.5 inches of snow.
Does Cloverdale get tornadoes?
18 tornadoes have passed within 10 miles of Cloverdale since 1950 (NOAA Storm Events); the strongest was a F2 on July 30, 1992. The typical Indiana town has had 23.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)