The Town Files

Harmony, Indiana

Town in Clay County · population 677 (2020 Census)

Map: where Harmony is in IndianaHarmony
Median home
$116,700
Household income
$54,615
Jan low / Jul high
17° / 83°
Snow a year
20 in
Tornadoes ≤10 mi since 1950
18
Median age
43.4

Harmony is a town of 677 people in Clay County, Indiana. The median home is worth $116,700, below the typical Indiana town ($150,400). It ranks more vibrant than 79% of Indiana towns, more walkable than 78% of Indiana towns, better transit than 77% of Indiana towns.

How Harmony ranks

Percentile among Indiana towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Indiana towns.

Harmony lifestyle rankings vs other Indiana townsRetirement25th pctFamilies19th pctQuiet57th pctWalkability78th pctFirst-time buyers46th pctYoung professionals27th pctVibrancy79th pctHip & trendy75th pctCollege town10th pctUpscale10th pctVacation homesbottomSeaside characterbottomCyclingbottomTransit77th pctDriving51st pcttypical
The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025).

Homes and cost of living

The median home in Harmony is worth $116,700, below the typical Indiana town ($150,400). Homes cost about 2.1 times the median household income of $54,615, which is more affordable than 73% of Indiana towns. Median rent is $1,096 a month. 73.5% of households own their home.

Harmony vs Clay County vs typical Indiana townHarmonyClay CountyTypical Indiana townHome value$116,700$153,000$150,400Household income$54,615$70,010$61,953Monthly rent$1,096$873$888
Census ACS 5-year estimates, 2020–2024. "Typical town" = median of Indiana towns with 500+ people.
HousingHarmonyTypical Indiana town
Median home value$116,700$150,400
Median rent$1,096$888
Median household income$54,615$61,953
Home value ÷ income2.1×2.5×
Homeownership73.5%73.4%
Median year built19611966
Seasonal / vacation homes0.0%—

Who lives in Harmony

PeopleHarmonyTypical Indiana town
Median age43.438.9
Age 65 and over27.0%17.1%
Under 1821.6%—
Bachelor's degree or higher6.9%17.4%
Below the poverty line11.4%11.6%
Veterans9.2%—
Born outside the U.S.0.0%—
Work from home0.0%6.2%
Average commute22.9 min24.7 min
Homes with broadband75.0%89.2%

Weather in Harmony

July highs average 83.2°F and January lows 16.9°F. About 46.1 inches of rain and melted snow fall a year, with 19.9 inches of snow (typical Indiana town: 21.1 in). Expect about 15 days a year at 90°F or hotter and 124 nights at or below freezing.

Harmony monthly temperatures and precipitation10°20°30°40°50°60°70°80°90°32° freezing34°17°Jan39°20°Feb50°29°Mar62°39°Apr72°49°May80°58°Jun83°61°Jul82°59°Aug77°52°Sep65°41°Oct51°30°Nov39°22°DecPrecipitation (in) · snow (in) in blue3.27.62.63.93.52.74.74.95.44.73.43.73.63.60.43.05.3
NOAA 1991–2020 climate normals: average daily high and low by month; precipitation and snowfall in inches. Temperatures from the Greencastle 1 W station (12.9 mi away); snow from Reelsville 4 Sw (4.3 mi).

Tornadoes, storms and disasters

18 tornadoes have passed within 10 miles of Harmony since 1950, compared with 23 for the typical Indiana town. 5 rated (E)F2 or stronger. The strongest, an F3, struck on November 15, 2005 about 2.3 miles from the town center. The most recent was on May 16, 2025.

Tornadoes within 10 miles of Harmony by decade21950s31960s31970s21980s21990s42000s12010s12020s
NOAA Storm Events Database, tornado tracks (start to end point) passing within 10 miles of the town center, 1950–2026.

Hail of 1 inch or larger has been reported within 10 miles 28 times; the largest was 2.00 inches on June 25, 2023.

Severe weather in Clay County since 1996

Storm events in Clay County since 1996 by typeHail35Flood25Drought8Tornado7Blizzard1High Wind8Lightning2Heavy Snow11
NOAA Storm Events Database, Clay County, 1996–2026 (all event types recorded since 1996). 3 deaths recorded.

Clay County has been included in 20 federal disaster or emergency declarations since 1953, most often for flood, hurricane, snowstorm.

DeclaredIncidentDeclaration
January 24, 2026Winter StormEM-3641: Severe Winter Storm
July 22, 2025FloodDR-4882: Severe Storms, Straight-Line Winds, Tornadoes, And Flooding
April 3, 2020BiologicalDR-4515: Covid-19 Pandemic
March 13, 2020BiologicalEM-3456: Covid-19
April 22, 2014Severe StormDR-4173: Severe Winter Storm And Snowstorm

Jobs and pay in Clay County

Clay County had 8,172 jobs in 2024, paying an average of $45,786 a year. Unemployment was 3.4% in 2023; in Harmony itself the ACS puts it at 1.7%.

Largest industries in Clay CountyManufacturing3,179 jobs · $61,213Retail865 jobs · $32,058Hotels & restaurants743 jobs · $15,950Other services301 jobs · $17,679Construction270 jobs · $47,840Transportation & warehousing210 jobs · $48,720
BLS Quarterly Census of Employment and Wages, 2024, private-sector jobs and average annual pay.
Unemployment rate in Clay County, 2000–20230%2%4%6%8%10%12%2000200420082012201620202023Clay 3.4%
Annual average unemployment rate (BLS Local Area Unemployment Statistics via USDA ERS).

Towns near Harmony

Harmony questions

Is Harmony, Indiana a good place to retire?

On The Town Files lifestyle rankings, Harmony scores better for retirees than 25% of Indiana towns and quieter than 57%. 27.0% of residents are 65 or older (median age 43.4).

How much does a house cost in Harmony?

The median owner-occupied home in Harmony is valued at $116,700 (Census ACS 2020–2024), against a median household income of $54,615, so homes cost about 2.1 times income. Median rent is $1,096 a month.

What is the weather like in Harmony?

July highs average 83.2°F and January lows 16.9°F (NOAA 1991–2020 normals). It gets about 46.1 inches of precipitation a year and 19.9 inches of snow.

Does Harmony get tornadoes?

18 tornadoes have passed within 10 miles of Harmony since 1950 (NOAA Storm Events); the strongest was a F3 on November 15, 2005. The typical Indiana town has had 23.

How this page is made. Every number comes from public data, matched to Harmony's Census boundary (GEOID 1831486). Comparisons use the median of Indiana towns with at least 500 people. Weather comes from the nearest NOAA normals station; storm counts use NOAA tornado tracks within 10 miles of the town center. Data snapshot 2026-11-13.