The Town FilesCambridge, Iowa
City in Story County · population 827 (2020 Census)
- Median home
- $178,100
- Household income
- $57,333
- Jan low / Jul high
- 10° / 84°
- Snow a year
- 27 in
- Tornadoes ≤10 mi since 1950
- 36
- Median age
- 40.5
Cambridge is a city of 827 people in Story County, Iowa. The median home is worth $178,100, above the typical Iowa town ($156,300). It ranks more upscale than 97% of Iowa towns, better for families than 91% of Iowa towns, easier by car than 91% of Iowa towns.
How Cambridge ranks
Percentile among Iowa towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Iowa towns.
Homes and cost of living
The median home in Cambridge is worth $178,100, above the typical Iowa town ($156,300). Homes cost about 3.1 times the median household income of $57,333, which is more affordable than 10% of Iowa towns. Median rent is $1,043 a month. 83.0% of households own their home.
| Housing | Cambridge | Typical Iowa town |
|---|---|---|
| Median home value | $178,100 | $156,300 |
| Median rent | $1,043 | $820 |
| Median household income | $57,333 | $69,254 |
| Home value ÷ income | 3.1× | 2.2× |
| Homeownership | 83.0% | 77.1% |
| Median year built | 1965 | 1962 |
| Seasonal / vacation homes | 2.0% | — |
Who lives in Cambridge
| People | Cambridge | Typical Iowa town |
|---|---|---|
| Median age | 40.5 | 40.2 |
| Age 65 and over | 10.0% | 20.0% |
| Under 18 | 27.0% | — |
| Bachelor's degree or higher | 15.7% | 21.8% |
| Below the poverty line | 11.2% | 9.3% |
| Veterans | 4.5% | — |
| Born outside the U.S. | 8.1% | — |
| Work from home | 6.5% | 7.1% |
| Average commute | 24.0 min | 21.6 min |
| Homes with broadband | 89.1% | 88.5% |
Weather in Cambridge
July highs average 83.9°F and January lows 9.8°F. About 38.1 inches of rain and melted snow fall a year, with 27.3 inches of snow (typical Iowa town: 32.5 in). Expect about 15 days a year at 90°F or hotter and 151 nights at or below freezing.
Tornadoes, storms and disasters
36 tornadoes have passed within 10 miles of Cambridge since 1950, compared with 24 for the typical Iowa town. 9 rated (E)F2 or stronger. The strongest, an F3, struck on March 22, 1991 about 4.1 miles from the town center. The most recent was on May 21, 2024.
Hail of 1 inch or larger has been reported within 10 miles 107 times; the largest was 4.00 inches on July 26, 2000.
Severe weather in Story County since 1996
Story County has been included in 22 federal disaster or emergency declarations since 1953, most often for flood, hurricane, biological.
| Declared | Incident | Declaration |
|---|---|---|
| September 1, 2026 | Severe Storm | DR-4942: Severe Storms And Flooding |
| May 24, 2024 | Severe Storm | DR-4784: Severe Storms, Tornadoes, And Flooding |
| August 17, 2020 | Severe Storm | DR-4557: Severe Storms |
| March 23, 2020 | Biological | DR-4483: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3480: Covid-19 |
Jobs and pay in Story County
Story County had 47,549 jobs in 2024, paying an average of $62,615 a year. Unemployment was 2.1% in 2023; in Cambridge itself the ACS puts it at 5.2%.
Public schools in Cambridge
1 public school with 431 students, about 12.7 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| Ballard East Elementary | 3-5 | 431 | 12.7 |
Towns near Cambridge
- Huxley, IA2.9 mi · 4,244 people · home $297,100
- Maxwell, IA7.3 mi · 859 people · home $184,600
- Elkhart, IA7.5 mi · 882 people · home $253,900
- Slater, IA8.1 mi · 1,543 people · home $232,800
- Nevada, IA8.7 mi · 6,925 people · home $182,400
- Ames, IA9.6 mi · 66,427 people · home $277,400
- Ankeny, IA12.2 mi · 67,887 people · home $331,000
- Polk City, IA12.7 mi · 5,543 people · home $414,800
Cambridge questions
Is Cambridge, Iowa a good place to retire?
On The Town Files lifestyle rankings, Cambridge scores better for retirees than 25% of Iowa towns and quieter than 24%. 10.0% of residents are 65 or older (median age 40.5).
How much does a house cost in Cambridge?
The median owner-occupied home in Cambridge is valued at $178,100 (Census ACS 2020–2024), against a median household income of $57,333, so homes cost about 3.1 times income. Median rent is $1,043 a month.
What is the weather like in Cambridge?
July highs average 83.9°F and January lows 9.8°F (NOAA 1991–2020 normals). It gets about 38.1 inches of precipitation a year and 27.3 inches of snow.
Does Cambridge get tornadoes?
36 tornadoes have passed within 10 miles of Cambridge since 1950 (NOAA Storm Events); the strongest was a F3 on March 22, 1991. The typical Iowa town has had 24.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)