The Town FilesHubbard, Iowa
City in Hardin County · population 860 (2020 Census)
- Median home
- $106,100
- Household income
- $68,750
- Jan low / Jul high
- 8° / 84°
- Snow a year
- 39 in
- Tornadoes ≤10 mi since 1950
- 25
- Median age
- 54.3
Hubbard is a city of 860 people in Hardin County, Iowa. The median home is worth $106,100, below the typical Iowa town ($156,300). It ranks quieter than 95% of Iowa towns, better for first-time buyers than 84% of Iowa towns, better for cycling than 84% of Iowa towns.
How Hubbard ranks
Percentile among Iowa towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Iowa towns.
Homes and cost of living
The median home in Hubbard is worth $106,100, below the typical Iowa town ($156,300). Homes cost about 1.5 times the median household income of $68,750, which is more affordable than 93% of Iowa towns. Median rent is $632 a month. 90.1% of households own their home.
| Housing | Hubbard | Typical Iowa town |
|---|---|---|
| Median home value | $106,100 | $156,300 |
| Median rent | $632 | $820 |
| Median household income | $68,750 | $69,254 |
| Home value ÷ income | 1.5× | 2.2× |
| Homeownership | 90.1% | 77.1% |
| Median year built | 1951 | 1962 |
| Seasonal / vacation homes | 0.0% | — |
Who lives in Hubbard
| People | Hubbard | Typical Iowa town |
|---|---|---|
| Median age | 54.3 | 40.2 |
| Age 65 and over | 31.2% | 20.0% |
| Under 18 | 14.6% | — |
| Bachelor's degree or higher | 13.5% | 21.8% |
| Below the poverty line | 5.6% | 9.3% |
| Veterans | 7.7% | — |
| Born outside the U.S. | 2.1% | — |
| Work from home | 4.0% | 7.1% |
| Average commute | 25.9 min | 21.6 min |
| Homes with broadband | 80.3% | 88.5% |
Weather in Hubbard
July highs average 83.5°F and January lows 8.4°F. About 37.9 inches of rain and melted snow fall a year, with 39.1 inches of snow (typical Iowa town: 32.5 in). Expect about 16 days a year at 90°F or hotter and 153 nights at or below freezing.
Tornadoes, storms and disasters
25 tornadoes have passed within 10 miles of Hubbard since 1950, compared with 24 for the typical Iowa town. 9 rated (E)F2 or stronger. The strongest, an F4, struck on May 30, 1989 about 7.0 miles from the town center. Tornadoes within 10 miles have caused 1 deaths and 3 injuries since 1950. The most recent was on May 29, 2019.
Hail of 1 inch or larger has been reported within 10 miles 29 times; the largest was 2.50 inches on May 16, 1999.
Severe weather in Hardin County since 1996
Hardin County has been included in 18 federal disaster or emergency declarations since 1953, most often for flood, hurricane, biological.
| Declared | Incident | Declaration |
|---|---|---|
| August 17, 2020 | Severe Storm | DR-4557: Severe Storms |
| March 23, 2020 | Biological | DR-4483: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3480: Covid-19 |
| March 23, 2019 | Flood | DR-4421: Severe Storms And Flooding |
| August 5, 2014 | Severe Storm | DR-4187: Severe Storms, Tornadoes, Straight-Line Winds, And Flooding |
Jobs and pay in Hardin County
Hardin County had 6,483 jobs in 2024, paying an average of $54,065 a year. Unemployment was 3.1% in 2023; in Hubbard itself the ACS puts it at 2.9%.
Public schools in Hubbard
1 public school with 194 students, about 13.9 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| South Hardin Middle School | 6-8 | 194 | 13.9 |
Towns near Hubbard
- Radcliffe, IA6.8 mi · 555 people · home $118,300
- Zearing, IA10.2 mi · 528 people · home $158,800
- Eldora, IA10.9 mi · 2,663 people · home $133,000
- Roland, IA14.1 mi · 1,362 people · home $185,900
- Ellsworth, IA14.3 mi · 508 people · home $149,000
- Alden, IA14.8 mi · 763 people · home $107,900
- Iowa Falls, IA14.8 mi · 5,106 people · home $123,800
- Story City, IA16.8 mi · 3,352 people · home $215,600
Hubbard questions
Is Hubbard, Iowa a good place to retire?
On The Town Files lifestyle rankings, Hubbard scores better for retirees than 69% of Iowa towns and quieter than 95%. 31.2% of residents are 65 or older (median age 54.3).
How much does a house cost in Hubbard?
The median owner-occupied home in Hubbard is valued at $106,100 (Census ACS 2020–2024), against a median household income of $68,750, so homes cost about 1.5 times income. Median rent is $632 a month.
What is the weather like in Hubbard?
July highs average 83.5°F and January lows 8.4°F (NOAA 1991–2020 normals). It gets about 37.9 inches of precipitation a year and 39.1 inches of snow.
Does Hubbard get tornadoes?
25 tornadoes have passed within 10 miles of Hubbard since 1950 (NOAA Storm Events); the strongest was a F4 on May 30, 1989. The typical Iowa town has had 24.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)