The Town Files

The 25 Best Quiet, Affordable Small Towns to Retire in Iowa

Ranked on The Town Files lifestyle rankings among 408 towns of 500–10,000 people in Iowa, scoring every town on all of these at once. #1 is Whiting, IA.

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Numbers match the ranking.
The 25 Best Quiet, Affordable Small Towns to Retire in Iowa1. Whitingscore 952. Manningscore 933. Charter Oakscore 924. Brittscore 915. Allisonscore 916. Aureliascore 897. Buffalo Centerscore 898. Fondascore 899. Albert Cityscore 8910. Gladbrookscore 8911. Tripoliscore 8912. Clarionscore 8913. Aldenscore 8814. Radcliffescore 8815. Armstrongscore 8816. Laurensscore 8717. Melcher-Dallasscore 8718. Clermontscore 8619. Essexscore 8620. Dowsscore 8621. Hubbardscore 8622. Kanawhascore 8523. Sioux Rapidsscore 8424. Walnutscore 8425. Garnavilloscore 84
  1. 25Garnavillo, Iowa

    Retirement: 95th percentile · Quiet: 66th percentile · Home value ÷ income: 91st percentile

    Garnavillo is a city of 763 people in Clayton County, Iowa. Homes have a median value of $123,100 against household income of $75,357; January lows average 10°F.

    763 people · Clayton County · median home $123,100 · income $75,357 · Jan low 10°F · 34 in snow

    Full Garnavillo, Iowa profile: weather, storms, schools, jobs →

    Garnavillo: The 25 Best Quiet, Affordable Small Towns to Retire in Iowa scoresRetirement95th pctQuiet66th pctAffordability91th pct
    Percentile vs Iowa towns on each part of this ranking.
  2. 24Walnut, Iowa

    Retirement: 96th percentile · Quiet: 80th percentile · Home value ÷ income: 76th percentile

    Walnut is a city of 747 people in Pottawattamie County, Iowa. Homes have a median value of $115,900 against household income of $62,500; January lows average 10°F.

    747 people · Pottawattamie County · median home $115,900 · income $62,500 · Jan low 10°F · 29 in snow

    Full Walnut, Iowa profile: weather, storms, schools, jobs →

    Walnut: The 25 Best Quiet, Affordable Small Towns to Retire in Iowa scoresRetirement96th pctQuiet80th pctAffordability76th pct
    Percentile vs Iowa towns on each part of this ranking.
  3. 23Sioux Rapids, Iowa

    Retirement: 82nd percentile · Quiet: 78th percentile · Home value ÷ income: 93rd percentile

    Sioux Rapids is a city of 748 people in Buena Vista County, Iowa. Homes have a median value of $88,700 against household income of $60,000; January lows average 8°F.

    748 people · Buena Vista County · median home $88,700 · income $60,000 · Jan low 8°F · 35 in snow

    Full Sioux Rapids, Iowa profile: weather, storms, schools, jobs →

    Sioux Rapids: The 25 Best Quiet, Affordable Small Towns to Retire in Iowa scoresRetirement82th pctQuiet78th pctAffordability93th pct
    Percentile vs Iowa towns on each part of this ranking.
  4. 22Kanawha, Iowa

    Retirement: 77th percentile · Quiet: 80th percentile · Home value ÷ income: 99th percentile

    Kanawha is a city of 658 people in Hancock County, Iowa. Homes have a median value of $77,600 against household income of $68,250; January lows average 6°F.

    658 people · Hancock County · median home $77,600 · income $68,250 · Jan low 6°F · 35 in snow

    Full Kanawha, Iowa profile: weather, storms, schools, jobs →

    Kanawha: The 25 Best Quiet, Affordable Small Towns to Retire in Iowa scoresRetirement77th pctQuiet80th pctAffordability99th pct
    Percentile vs Iowa towns on each part of this ranking.
  5. 21Hubbard, Iowa

    Retirement: 69th percentile · Quiet: 95th percentile · Home value ÷ income: 93rd percentile

    Hubbard is a city of 860 people in Hardin County, Iowa. Homes have a median value of $106,100 against household income of $68,750; January lows average 8°F.

    860 people · Hardin County · median home $106,100 · income $68,750 · Jan low 8°F · 39 in snow

    Full Hubbard, Iowa profile: weather, storms, schools, jobs →

    Hubbard: The 25 Best Quiet, Affordable Small Towns to Retire in Iowa scoresRetirement69th pctQuiet95th pctAffordability93th pct
    Percentile vs Iowa towns on each part of this ranking.
  6. 20Dows, Iowa

    Retirement: 89th percentile · Quiet: 68th percentile · Home value ÷ income: 100th percentile

    Dows is a city of 521 people in Wright County, Iowa. Homes have a median value of $59,800 against household income of $78,000; January lows average 6°F.

    521 people · Wright County · median home $59,800 · income $78,000 · Jan low 6°F · 30 in snow

    Full Dows, Iowa profile: weather, storms, schools, jobs →

    Dows: The 25 Best Quiet, Affordable Small Towns to Retire in Iowa scoresRetirement89th pctQuiet68th pctAffordability100th pct
    Percentile vs Iowa towns on each part of this ranking.
  7. 19Essex, Iowa

    Retirement: 66th percentile · Quiet: 99th percentile · Home value ÷ income: 93rd percentile

    Essex is a city of 722 people in Page County, Iowa. Homes have a median value of $89,900 against household income of $58,095; January lows average 14°F.

    722 people · Page County · median home $89,900 · income $58,095 · Jan low 14°F · 26 in snow

    Full Essex, Iowa profile: weather, storms, schools, jobs →

    Essex: The 25 Best Quiet, Affordable Small Towns to Retire in Iowa scoresRetirement66th pctQuiet99th pctAffordability93th pct
    Percentile vs Iowa towns on each part of this ranking.
  8. 18Clermont, Iowa

    Retirement: 69th percentile · Quiet: 95th percentile · Home value ÷ income: 95th percentile

    Clermont is a city of 586 people in Fayette County, Iowa. Homes have a median value of $117,200 against household income of $85,625; January lows average 7°F.

    586 people · Fayette County · median home $117,200 · income $85,625 · Jan low 7°F · 40 in snow

    Full Clermont, Iowa profile: weather, storms, schools, jobs →

    Clermont: The 25 Best Quiet, Affordable Small Towns to Retire in Iowa scoresRetirement69th pctQuiet95th pctAffordability95th pct
    Percentile vs Iowa towns on each part of this ranking.
  9. 17Melcher-Dallas, Iowa

    Retirement: 78th percentile · Quiet: 95th percentile · Home value ÷ income: 88th percentile

    Melcher-Dallas is a city of 1,195 people in Marion County, Iowa. Homes have a median value of $99,800 against household income of $58,611; January lows average 13°F.

    1,195 people · Marion County · median home $99,800 · income $58,611 · Jan low 13°F · 26 in snow

    Full Melcher-Dallas, Iowa profile: weather, storms, schools, jobs →

    Melcher-Dallas: The 25 Best Quiet, Affordable Small Towns to Retire in Iowa scoresRetirement78th pctQuiet95th pctAffordability88th pct
    Percentile vs Iowa towns on each part of this ranking.
  10. 16Laurens, Iowa

    Retirement: 70th percentile · Quiet: 94th percentile · Home value ÷ income: 98th percentile

    Laurens is a city of 1,264 people in Pocahontas County, Iowa. Homes have a median value of $60,300 against household income of $48,988; January lows average 8°F.

    1,264 people · Pocahontas County · median home $60,300 · income $48,988 · Jan low 8°F · 37 in snow

    Full Laurens, Iowa profile: weather, storms, schools, jobs →

    Laurens: The 25 Best Quiet, Affordable Small Towns to Retire in Iowa scoresRetirement70th pctQuiet94th pctAffordability98th pct
    Percentile vs Iowa towns on each part of this ranking.
  11. 15Armstrong, Iowa

    Retirement: 76th percentile · Quiet: 96th percentile · Home value ÷ income: 91st percentile

    Armstrong is a city of 875 people in Emmet County, Iowa. Homes have a median value of $90,500 against household income of $58,250; January lows average 5°F.

    875 people · Emmet County · median home $90,500 · income $58,250 · Jan low 5°F · 39 in snow

    Full Armstrong, Iowa profile: weather, storms, schools, jobs →

    Armstrong: The 25 Best Quiet, Affordable Small Towns to Retire in Iowa scoresRetirement76th pctQuiet96th pctAffordability91th pct
    Percentile vs Iowa towns on each part of this ranking.
  12. 14Radcliffe, Iowa

    Retirement: 78th percentile · Quiet: 98th percentile · Home value ÷ income: 88th percentile

    Radcliffe is a city of 555 people in Hardin County, Iowa. Homes have a median value of $118,300 against household income of $69,286; January lows average 8°F.

    555 people · Hardin County · median home $118,300 · income $69,286 · Jan low 8°F · 39 in snow

    Full Radcliffe, Iowa profile: weather, storms, schools, jobs →

    Radcliffe: The 25 Best Quiet, Affordable Small Towns to Retire in Iowa scoresRetirement78th pctQuiet98th pctAffordability88th pct
    Percentile vs Iowa towns on each part of this ranking.
  13. 13Alden, Iowa

    Retirement: 78th percentile · Quiet: 98th percentile · Home value ÷ income: 88th percentile

    Alden is a city of 763 people in Hardin County, Iowa. Homes have a median value of $107,900 against household income of $64,500; January lows average 8°F.

    763 people · Hardin County · median home $107,900 · income $64,500 · Jan low 8°F · 30 in snow

    Full Alden, Iowa profile: weather, storms, schools, jobs →

    Alden: The 25 Best Quiet, Affordable Small Towns to Retire in Iowa scoresRetirement78th pctQuiet98th pctAffordability88th pct
    Percentile vs Iowa towns on each part of this ranking.
  14. 12Clarion, Iowa

    Retirement: 98th percentile · Quiet: 85th percentile · Home value ÷ income: 83rd percentile

    Clarion is a city of 2,810 people in Wright County, Iowa. Homes have a median value of $116,200 against household income of $64,625; January lows average 6°F.

    2,810 people · Wright County · median home $116,200 · income $64,625 · Jan low 6°F · 31 in snow

    Full Clarion, Iowa profile: weather, storms, schools, jobs →

    Clarion: The 25 Best Quiet, Affordable Small Towns to Retire in Iowa scoresRetirement98th pctQuiet85th pctAffordability83th pct
    Percentile vs Iowa towns on each part of this ranking.
  15. 11Tripoli, Iowa

    Retirement: 80th percentile · Quiet: 93rd percentile · Home value ÷ income: 93rd percentile

    Tripoli is a city of 1,191 people in Bremer County, Iowa. Homes have a median value of $120,500 against household income of $78,324; January lows average 7°F.

    1,191 people · Bremer County · median home $120,500 · income $78,324 · Jan low 7°F · 38 in snow

    Full Tripoli, Iowa profile: weather, storms, schools, jobs →

    Tripoli: The 25 Best Quiet, Affordable Small Towns to Retire in Iowa scoresRetirement80th pctQuiet93th pctAffordability93th pct
    Percentile vs Iowa towns on each part of this ranking.
  16. 10Gladbrook, Iowa

    Retirement: 94th percentile · Quiet: 90th percentile · Home value ÷ income: 83rd percentile

    Gladbrook is a city of 799 people in Tama County, Iowa. Homes have a median value of $125,200 against household income of $70,125; January lows average 10°F.

    799 people · Tama County · median home $125,200 · income $70,125 · Jan low 10°F · 28 in snow

    Full Gladbrook, Iowa profile: weather, storms, schools, jobs →

    Gladbrook: The 25 Best Quiet, Affordable Small Towns to Retire in Iowa scoresRetirement94th pctQuiet90th pctAffordability83th pct
    Percentile vs Iowa towns on each part of this ranking.
  17. 9Albert City, Iowa

    Retirement: 86th percentile · Quiet: 83rd percentile · Home value ÷ income: 98th percentile

    Albert City is a city of 677 people in Buena Vista County, Iowa. Homes have a median value of $96,500 against household income of $80,972; January lows average 8°F.

    677 people · Buena Vista County · median home $96,500 · income $80,972 · Jan low 8°F · 36 in snow

    Full Albert City, Iowa profile: weather, storms, schools, jobs →

    Albert City: The 25 Best Quiet, Affordable Small Towns to Retire in Iowa scoresRetirement86th pctQuiet83th pctAffordability98th pct
    Percentile vs Iowa towns on each part of this ranking.
  18. 8Fonda, Iowa

    Retirement: 85th percentile · Quiet: 83rd percentile · Home value ÷ income: 99th percentile

    Fonda is a city of 636 people in Pocahontas County, Iowa. Homes have a median value of $58,500 against household income of $54,853; January lows average 8°F.

    636 people · Pocahontas County · median home $58,500 · income $54,853 · Jan low 8°F · 34 in snow

    Full Fonda, Iowa profile: weather, storms, schools, jobs →

    Fonda: The 25 Best Quiet, Affordable Small Towns to Retire in Iowa scoresRetirement85th pctQuiet83th pctAffordability99th pct
    Percentile vs Iowa towns on each part of this ranking.
  19. 7Buffalo Center, Iowa

    Retirement: 99th percentile · Quiet: 93rd percentile · Home value ÷ income: 76th percentile

    Buffalo Center is a city of 857 people in Winnebago County, Iowa. Homes have a median value of $100,500 against household income of $52,917; January lows average 6°F.

    857 people · Winnebago County · median home $100,500 · income $52,917 · Jan low 6°F · 44 in snow

    Full Buffalo Center, Iowa profile: weather, storms, schools, jobs →

    Buffalo Center: The 25 Best Quiet, Affordable Small Towns to Retire in Iowa scoresRetirement99th pctQuiet93th pctAffordability76th pct
    Percentile vs Iowa towns on each part of this ranking.
  20. 6Aurelia, Iowa

    Retirement: 98th percentile · Quiet: 99th percentile · Home value ÷ income: 71st percentile

    Aurelia is a city of 968 people in Cherokee County, Iowa. Homes have a median value of $139,900 against household income of $71,500; January lows average 7°F.

    968 people · Cherokee County · median home $139,900 · income $71,500 · Jan low 7°F · 38 in snow

    Full Aurelia, Iowa profile: weather, storms, schools, jobs →

    Aurelia: The 25 Best Quiet, Affordable Small Towns to Retire in Iowa scoresRetirement98th pctQuiet99th pctAffordability71th pct
    Percentile vs Iowa towns on each part of this ranking.
  21. 5Allison, Iowa

    Retirement: 98th percentile · Quiet: 88th percentile · Home value ÷ income: 88th percentile

    Allison is a city of 966 people in Butler County, Iowa. Homes have a median value of $111,500 against household income of $64,063; January lows average 8°F.

    966 people · Butler County · median home $111,500 · income $64,063 · Jan low 8°F · 34 in snow

    Full Allison, Iowa profile: weather, storms, schools, jobs →

    Allison: The 25 Best Quiet, Affordable Small Towns to Retire in Iowa scoresRetirement98th pctQuiet88th pctAffordability88th pct
    Percentile vs Iowa towns on each part of this ranking.
  22. 4Britt, Iowa

    Retirement: 82nd percentile · Quiet: 97th percentile · Home value ÷ income: 95th percentile

    Britt is a city of 2,044 people in Hancock County, Iowa. Homes have a median value of $101,900 against household income of $72,943; January lows average 6°F.

    2,044 people · Hancock County · median home $101,900 · income $72,943 · Jan low 6°F · 37 in snow

    Full Britt, Iowa profile: weather, storms, schools, jobs →

    Britt: The 25 Best Quiet, Affordable Small Towns to Retire in Iowa scoresRetirement82th pctQuiet97th pctAffordability95th pct
    Percentile vs Iowa towns on each part of this ranking.
  23. 3Charter Oak, Iowa

    Retirement: 88th percentile · Quiet: 96th percentile · Home value ÷ income: 93rd percentile

    Charter Oak is a city of 535 people in Crawford County, Iowa. Homes have a median value of $77,700 against household income of $53,042; January lows average 9°F.

    535 people · Crawford County · median home $77,700 · income $53,042 · Jan low 9°F · 31 in snow

    Full Charter Oak, Iowa profile: weather, storms, schools, jobs →

    Charter Oak: The 25 Best Quiet, Affordable Small Towns to Retire in Iowa scoresRetirement88th pctQuiet96th pctAffordability93th pct
    Percentile vs Iowa towns on each part of this ranking.
  24. 2Manning, Iowa

    Retirement: 93rd percentile · Quiet: 98th percentile · Home value ÷ income: 88th percentile

    Manning is a city of 1,455 people in Carroll County, Iowa. Homes have a median value of $120,500 against household income of $72,831; January lows average 10°F.

    1,455 people · Carroll County · median home $120,500 · income $72,831 · Jan low 10°F · 33 in snow

    Full Manning, Iowa profile: weather, storms, schools, jobs →

    Manning: The 25 Best Quiet, Affordable Small Towns to Retire in Iowa scoresRetirement93th pctQuiet98th pctAffordability88th pct
    Percentile vs Iowa towns on each part of this ranking.
  25. 1Whiting, Iowa

    Retirement: 99th percentile · Quiet: 95th percentile · Home value ÷ income: 91st percentile

    Whiting is a city of 745 people in Monona County, Iowa. Homes have a median value of $113,800 against household income of $73,333; January lows average 9°F.

    745 people · Monona County · median home $113,800 · income $73,333 · Jan low 9°F · 31 in snow

    Full Whiting, Iowa profile: weather, storms, schools, jobs →

    Whiting: The 25 Best Quiet, Affordable Small Towns to Retire in Iowa scoresRetirement99th pctQuiet95th pctAffordability91th pct
    Percentile vs Iowa towns on each part of this ranking.

Price vs ranking

Median home value vs ranking, Iowa towns0255075100$49K$134K$219K$304K$389KMedian home valuePercentile
Orange squares are the 25 towns on this list; green dots are other towns on The Town Files in Iowa.

More Iowa rankings

Same ranking, other places

Methodology. We ranked 408 towns of 500–10,000 people in Iowa (2020 Census population). Lifestyle measures are The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025), shown as percentiles. The combined score is the average of the percentiles shown for each town; a town must be above the middle on every one. Only towns better than 60% of their peers on this measure qualify, so lists can be shorter than 25. Sources: