The 25 Best Small Towns to Retire in Iowa
Ranked on The Town Files lifestyle rankings among 99 towns of 2,500–10,000 people in Iowa. #1 is Decorah, IA.
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25New Hampton, Iowa
Better for retirees than 69% of Iowa towns
3,494 people · Chickasaw County · median home $167,700 · income $62,870 · Jan low 6°F · 39 in snow
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24Shenandoah, Iowa
Better for retirees than 71% of Iowa towns
4,925 people · Page County · median home $116,700 · income $59,783 · Jan low 14°F · 26 in snow
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23Orange City, Iowa
Better for retirees than 72% of Iowa towns
6,267 people · Sioux County · median home $264,000 · income $82,122 · Jan low 9°F · 27 in snow
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22Grinnell, Iowa
Better for retirees than 73% of Iowa towns
9,564 people · Poweshiek County · median home $209,500 · income $65,320 · Jan low 10°F · 31 in snow
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21Kalona, Iowa
Better for retirees than 74% of Iowa towns
2,630 people · Washington County · median home $257,900 · income $80,129 · Jan low 15°F · 28 in snow
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20Emmetsburg, Iowa
Better for retirees than 74% of Iowa towns
3,706 people · Palo Alto County · median home $114,300 · income $55,833 · Jan low 7°F · 37 in snow
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19Webster City, Iowa
Better for retirees than 75% of Iowa towns
7,825 people · Hamilton County · median home $127,200 · income $63,430 · Jan low 7°F · 33 in snow
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18Waukon, Iowa
Better for retirees than 76% of Iowa towns
3,827 people · Allamakee County · median home $147,200 · income $60,269 · Jan low 8°F · 36 in snow
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17Vinton, Iowa
Better for retirees than 76% of Iowa towns
4,938 people · Benton County · median home $152,300 · income $66,495 · Jan low 8°F · 34 in snow
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16Independence, Iowa
Better for retirees than 76% of Iowa towns
6,064 people · Buchanan County · median home $165,300 · income $73,806 · Jan low 8°F · 34 in snow
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15Harlan, Iowa
Better for retirees than 79% of Iowa towns
4,893 people · Shelby County · median home $152,500 · income $57,488 · Jan low 10°F · 31 in snow
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14Cherokee, Iowa
Better for retirees than 81% of Iowa towns
5,199 people · Cherokee County · median home $136,700 · income $61,750 · Jan low 7°F · 38 in snow
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13Monticello, Iowa
Better for retirees than 84% of Iowa towns
4,040 people · Jones County · median home $175,200 · income $70,015 · Jan low 9°F · 32 in snow
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12Spirit Lake, Iowa
Better for retirees than 85% of Iowa towns
5,439 people · Dickinson County · median home $215,100 · income $65,720 · Jan low 7°F · 42 in snow
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11Madrid, Iowa
Better for retirees than 86% of Iowa towns
2,802 people · Boone County · median home $185,600 · income $89,844 · Jan low 12°F · 33 in snow
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10Cresco, Iowa
Better for retirees than 86% of Iowa towns
3,888 people · Howard County · median home $117,200 · income $60,608 · Jan low 6°F · 40 in snow
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9Grundy Center, Iowa
Better for retirees than 87% of Iowa towns
2,796 people · Grundy County · median home $177,900 · income $80,357 · Jan low 9°F · 32 in snow
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8Story City, Iowa
Better for retirees than 92% of Iowa towns
3,352 people · Story County · median home $215,600 · income $96,605 · Jan low 11°F · 32 in snow
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7Solon, Iowa
Better for retirees than 94% of Iowa towns
3,018 people · Johnson County · median home $309,400 · income $113,295 · Jan low 15°F · 29 in snow
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6Fairfield, Iowa
Better for retirees than 94% of Iowa towns
9,416 people · Jefferson County · median home $156,000 · income $51,311 · Jan low 14°F · 22 in snow
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5Garner, Iowa
Better for retirees than 96% of Iowa towns
3,065 people · Hancock County · median home $186,300 · income $70,726 · Jan low 6°F · 40 in snow
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4Milford, Iowa
Better for retirees than 97% of Iowa towns
3,321 people · Dickinson County · median home $218,400 · income $63,369 · Jan low 8°F · 38 in snow
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3Algona, Iowa
Better for retirees than 97% of Iowa towns
5,487 people · Kossuth County · median home $160,800 · income $56,040 · Jan low 6°F · 36 in snow
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2Clarion, Iowa
Better for retirees than 98% of Iowa towns
2,810 people · Wright County · median home $116,200 · income $64,625 · Jan low 6°F · 31 in snow
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1Decorah, Iowa
Better for retirees than 100% of Iowa towns
7,587 people · Winneshiek County · median home $244,500 · income $64,366 · Jan low 10°F · 38 in snow
Price vs ranking
More Iowa rankings
- The 25 Most Affordable Small Towns in Iowa
- The 18 Best Small Towns for Families in Iowa
- 25 Small Towns in Iowa With the Cheapest Homes
- 25 Small Towns in Iowa With the Mildest Winters
- The 25 Most Walkable Small Towns in Iowa
- 25 Small Towns in Iowa With the Fewest Tornadoes Since 1950
- The 25 Best Small Towns for First-Time Home Buyers in Iowa
Same ranking, other places
- The 50 Best Small Towns to Retire in America
- The 25 Best Small Towns to Retire in Pennsylvania
- The 25 Best Small Towns to Retire in New York
- The 25 Best Small Towns to Retire in Michigan
- The 25 Best Small Towns to Retire in Texas
- The 25 Best Small Towns to Retire in California
- The 25 Best Small Towns to Retire in New Jersey
- The 25 Best Small Towns to Retire in Florida
- The 25 Best Small Towns to Retire in Wisconsin
- The 25 Best Small Towns to Retire in Ohio
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)