The 25 Most Affordable Small Towns in Iowa
Ranked by home value ÷ income among 99 towns of 2,500–10,000 people in Iowa. #1 is Tama, IA (homes cost 1.6× income).
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25Missouri Valley, Iowa
Homes cost 2.1× income
2,678 people · Harrison County · median home $148,500 · income $71,818 · Jan low 10°F · 29 in snow
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24Madrid, Iowa
Homes cost 2.1× income
2,802 people · Boone County · median home $185,600 · income $89,844 · Jan low 12°F · 33 in snow
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23Carlisle, Iowa
Homes cost 2.1× income
4,160 people · Warren County · median home $234,300 · income $109,191 · Jan low 14°F · 37 in snow
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22Forest City, Iowa
Homes cost 2.1× income
4,285 people · Winnebago County · median home $143,500 · income $69,205 · Jan low 6°F · 41 in snow
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21Hampton, Iowa
Homes cost 2.1× income
4,337 people · Franklin County · median home $99,400 · income $47,088 · Jan low 8°F · 29 in snow
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20Osceola, Iowa
Homes cost 2.1× income
5,415 people · Clarke County · median home $146,300 · income $68,284 · Jan low 11°F · 28 in snow
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19Oelwein, Iowa
Homes cost 2.1× income
5,920 people · Fayette County · median home $96,300 · income $46,653 · Jan low 9°F · 39 in snow
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18Hudson, Iowa
Homes cost 2.0× income
2,546 people · Black Hawk County · median home $242,700 · income $120,481 · Jan low 11°F · 39 in snow
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17Emmetsburg, Iowa
Homes cost 2.0× income
3,706 people · Palo Alto County · median home $114,300 · income $55,833 · Jan low 7°F · 37 in snow
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16Carter Lake, Iowa
Homes cost 2.0× income
3,791 people · Pottawattamie County · median home $169,400 · income $85,349 · Jan low 15°F · 27 in snow
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15Shenandoah, Iowa
Homes cost 2.0× income
4,925 people · Page County · median home $116,700 · income $59,783 · Jan low 14°F · 26 in snow
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14Red Oak, Iowa
Homes cost 2.0× income
5,596 people · Montgomery County · median home $99,700 · income $50,109 · Jan low 13°F · 27 in snow
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13Webster City, Iowa
Homes cost 2.0× income
7,825 people · Hamilton County · median home $127,200 · income $63,430 · Jan low 7°F · 33 in snow
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12Keokuk, Iowa
Homes cost 2.0× income
9,900 people · Lee County · median home $104,300 · income $52,711 · Jan low 17°F · 22 in snow
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11Cresco, Iowa
Homes cost 1.9× income
3,888 people · Howard County · median home $117,200 · income $60,608 · Jan low 6°F · 40 in snow
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10Estherville, Iowa
Homes cost 1.9× income
5,904 people · Emmet County · median home $101,400 · income $54,124 · Jan low 5°F · 40 in snow
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9Charles City, Iowa
Homes cost 1.9× income
7,396 people · Floyd County · median home $115,400 · income $59,180 · Jan low 9°F · 38 in snow
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8Hawarden, Iowa
Homes cost 1.8× income
2,700 people · Sioux County · median home $136,300 · income $74,167 · Jan low 7°F · 31 in snow
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7Clarion, Iowa
Homes cost 1.8× income
2,810 people · Wright County · median home $116,200 · income $64,625 · Jan low 6°F · 31 in snow
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6Albia, Iowa
Homes cost 1.8× income
3,721 people · Monroe County · median home $130,300 · income $70,455 · Jan low 13°F · 30 in snow
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5Perry, Iowa
Homes cost 1.8× income
7,836 people · Dallas County · median home $121,400 · income $68,910 · Jan low 10°F · 34 in snow
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4Eldora, Iowa
Homes cost 1.7× income
2,663 people · Hardin County · median home $133,000 · income $77,188 · Jan low 8°F · 33 in snow
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3Eagle Grove, Iowa
Homes cost 1.7× income
3,601 people · Wright County · median home $104,600 · income $63,125 · Jan low 6°F · 33 in snow
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2Chariton, Iowa
Homes cost 1.7× income
4,193 people · Lucas County · median home $81,900 · income $46,979 · Jan low 11°F · 24 in snow
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1Tama, Iowa
Homes cost 1.6× income
3,130 people · Tama County · median home $106,800 · income $68,661 · Jan low 9°F · 33 in snow
More Iowa rankings
- The 25 Best Small Towns to Retire in Iowa
- The 18 Best Small Towns for Families in Iowa
- 25 Small Towns in Iowa With the Cheapest Homes
- 25 Small Towns in Iowa With the Mildest Winters
- The 25 Most Walkable Small Towns in Iowa
- 25 Small Towns in Iowa With the Fewest Tornadoes Since 1950
- The 25 Best Small Towns for First-Time Home Buyers in Iowa
Same ranking, other places
- The 50 Most Affordable Small Towns in America
- The 25 Most Affordable Small Towns in Pennsylvania
- The 25 Most Affordable Small Towns in New York
- The 25 Most Affordable Small Towns in Michigan
- The 25 Most Affordable Small Towns in Texas
- The 25 Most Affordable Small Towns in California
- The 25 Most Affordable Small Towns in New Jersey
- The 25 Most Affordable Small Towns in Florida
- The 25 Most Affordable Small Towns in Wisconsin
- The 25 Most Affordable Small Towns in Ohio
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)