The 25 Most Affordable Small Towns in Florida
Ranked by home value ÷ income among 291 towns of 2,500–10,000 people in Florida. #1 is Silver Springs, FL (homes cost 1.0× income).
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25Suncoast Estates, Florida
Homes cost 2.8× income
4,097 people · Lee County · median home $106,800 · income $38,503 · Jan low 54°F · 0 in snow
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24Bagdad, Florida
Homes cost 2.8× income
4,467 people · Santa Rosa County · median home $227,900 · income $82,034 · Jan low 41°F · 0 in snow
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23South Bay, Florida
Homes cost 2.8× income
4,860 people · Palm Beach County · median home $142,300 · income $51,417 · Jan low 52°F · 0 in snow
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22Southeast Arcadia, Florida
Homes cost 2.8× income
6,299 people · DeSoto County · median home $169,200 · income $60,169 · Jan low 47°F · 0 in snow
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21North Brooksville, Florida
Homes cost 2.7× income
3,506 people · Hernando County · median home $209,500 · income $78,458 · Jan low 49°F · 0 in snow
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20Live Oak, Florida
Homes cost 2.7× income
6,735 people · Suwannee County · median home $160,300 · income $59,375 · Jan low 45°F · 0 in snow
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19Zellwood, Florida
Homes cost 2.6× income
2,758 people · Orange County · median home $184,000 · income $70,278 · Jan low 44°F · 0 in snow
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18Madison, Florida
Homes cost 2.6× income
2,912 people · Madison County · median home $78,500 · income $30,673 · Jan low 40°F · 0 in snow
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17Inwood, Florida
Homes cost 2.6× income
7,031 people · Polk County · median home $142,300 · income $55,540 · Jan low 52°F · 0 in snow
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16Brooksville, Florida
Homes cost 2.6× income
8,890 people · Hernando County · median home $141,000 · income $54,926 · Jan low 44°F · 0 in snow
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15Cedar Grove, Florida
Homes cost 2.4× income
3,148 people · Bay County · median home $176,100 · income $74,625 · Jan low 43°F · 0 in snow
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14Alturas, Florida
Homes cost 2.4× income
4,084 people · Polk County · median home $165,800 · income $70,231 · Jan low 50°F · 0 in snow
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13Marianna, Florida
Homes cost 2.4× income
6,245 people · Jackson County · median home $98,700 · income $40,414 · Jan low 41°F · 0 in snow
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12Mulberry, Florida
Homes cost 2.3× income
3,952 people · Polk County · median home $133,800 · income $57,708 · Jan low 51°F · 0 in snow
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11Wahneta, Florida
Homes cost 2.1× income
4,409 people · Polk County · median home $97,500 · income $46,598 · Jan low 52°F · 0 in snow
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10Zephyrhills North, Florida
Homes cost 2.0× income
2,663 people · Pasco County · median home $102,100 · income $52,228 · Jan low 49°F · 0 in snow
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9Chattahoochee, Florida
Homes cost 2.0× income
2,955 people · Gadsden County · median home $101,700 · income $51,964 · Jan low 40°F
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8Pembroke Park, Florida
Homes cost 2.0× income
6,260 people · Broward County · median home $105,300 · income $52,928 · Jan low 59°F · 0 in snow
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7Campbell, Florida
Homes cost 1.9× income
2,610 people · Osceola County · median home $77,200 · income $40,411 · Jan low 48°F · 0 in snow
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6Zephyrhills West, Florida
Homes cost 1.7× income
5,533 people · Pasco County · median home $90,800 · income $51,992 · Jan low 49°F · 0 in snow
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5Jasper, Florida
Homes cost 1.6× income
3,621 people · Hamilton County · median home $78,300 · income $49,500 · Jan low 38°F · 0 in snow
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4Fussels Corner, Florida
Homes cost 1.6× income
5,560 people · Polk County · median home $92,100 · income $56,091 · Jan low 52°F · 0 in snow
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3Bushnell, Florida
Homes cost 1.3× income
3,047 people · Sumter County · median home $67,600 · income $52,717 · Jan low 43°F · 0 in snow
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2Zephyrhills South, Florida
Homes cost 1.2× income
4,985 people · Pasco County · median home $49,800 · income $42,454 · Jan low 49°F · 0 in snow
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1Silver Springs, Florida
Homes cost 1.0× income
2,844 people · Marion County · median home $30,800 · income $32,074 · Jan low 46°F · 0 in snow
More Florida rankings
- The 25 Best Small Towns to Retire in Florida
- The 25 Quietest Small Towns in Florida
- The 25 Best Small Towns for Families in Florida
- The 25 Best Quiet, Affordable Small Towns to Retire in Florida
- 25 Small Towns in Florida With the Cheapest Homes
- 25 Small Towns in Florida With the Mildest Winters
- The 25 Most Walkable Small Towns in Florida
- 25 Small Towns in Florida With the Fewest Tornadoes Since 1950
- The 25 Best Small Towns for First-Time Home Buyers in Florida
- The 12 Best Affordable Small Towns to Retire in Florida With Mild Winters
Same ranking, other places
- The 50 Most Affordable Small Towns in America
- The 25 Most Affordable Small Towns in Pennsylvania
- The 25 Most Affordable Small Towns in New York
- The 25 Most Affordable Small Towns in Michigan
- The 25 Most Affordable Small Towns in Texas
- The 25 Most Affordable Small Towns in California
- The 25 Most Affordable Small Towns in New Jersey
- The 25 Most Affordable Small Towns in Wisconsin
- The 25 Most Affordable Small Towns in Ohio
- The 25 Most Affordable Small Towns in Illinois
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)