The 25 Best Quiet, Affordable Small Towns to Retire in Florida
Ranked on The Town Files lifestyle rankings among 291 towns of 2,500–10,000 people in Florida, scoring every town on all of these at once. #1 is Chattahoochee, FL.
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25Wallace, Florida
Retirement: 70th percentile · Quiet: 62nd percentile · Home value ÷ income: 85th percentile
3,868 people · Santa Rosa County · median home $400,700 · income $116,496 · Jan low 36°F · 0 in snow
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24Nassau Village-Ratliff, Florida
Retirement: 68th percentile · Quiet: 84th percentile · Home value ÷ income: 65th percentile
5,561 people · Nassau County · median home $253,000 · income $62,417 · Jan low 43°F · 0 in snow
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23Mulberry, Florida
Retirement: 60th percentile · Quiet: 62nd percentile · Home value ÷ income: 96th percentile
3,952 people · Polk County · median home $133,800 · income $57,708 · Jan low 51°F · 0 in snow
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22Montura, Florida
Retirement: 55th percentile · Quiet: 84th percentile · Home value ÷ income: 80th percentile
3,343 people · Hendry County · median home $124,400 · income $34,617 · Jan low 52°F · 0 in snow
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21North Brooksville, Florida
Retirement: 62nd percentile · Quiet: 68th percentile · Home value ÷ income: 94th percentile
3,506 people · Hernando County · median home $209,500 · income $78,458 · Jan low 49°F · 0 in snow
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20Micco, Florida
Retirement: 60th percentile · Quiet: 93rd percentile · Home value ÷ income: 73rd percentile
9,574 people · Brevard County · median home $172,600 · income $45,794 · Jan low 49°F · 0 in snow
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19Silver Springs, Florida
Retirement: 68th percentile · Quiet: 62nd percentile · Home value ÷ income: 100th percentile
2,844 people · Marion County · median home $30,800 · income $32,074 · Jan low 46°F · 0 in snow
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18Lake Panasoffkee, Florida
Retirement: 61st percentile · Quiet: 85th percentile · Home value ÷ income: 85th percentile
4,072 people · Sumter County · median home $153,000 · income $44,531 · Jan low 43°F · 0 in snow
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17Brookridge, Florida
Retirement: 66th percentile · Quiet: 74th percentile · Home value ÷ income: 92nd percentile
4,658 people · Hernando County · median home $156,600 · income $53,989 · Jan low 44°F · 0 in snow
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16Umatilla, Florida
Retirement: 56th percentile · Quiet: 88th percentile · Home value ÷ income: 88th percentile
3,685 people · Lake County · median home $227,600 · income $71,077 · Jan low 46°F · 0 in snow
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15Balm, Florida
Retirement: 84th percentile · Quiet: 58th percentile · Home value ÷ income: 91st percentile
6,541 people · Hillsborough County · median home $345,300 · income $114,659 · Jan low 51°F · 0 in snow
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14Fussels Corner, Florida
Retirement: 54th percentile · Quiet: 81st percentile · Home value ÷ income: 99th percentile
5,560 people · Polk County · median home $92,100 · income $56,091 · Jan low 52°F · 0 in snow
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13Vamo, Florida
Retirement: 97th percentile · Quiet: 73rd percentile · Home value ÷ income: 65th percentile
2,822 people · Sarasota County · median home $364,400 · income $88,025 · Jan low 52°F · 0 in snow
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12Bagdad, Florida
Retirement: 64th percentile · Quiet: 79th percentile · Home value ÷ income: 94th percentile
4,467 people · Santa Rosa County · median home $227,900 · income $82,034 · Jan low 41°F · 0 in snow
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11Woodlawn Beach, Florida
Retirement: 79th percentile · Quiet: 72nd percentile · Home value ÷ income: 86th percentile
2,741 people · Santa Rosa County · median home $403,900 · income $123,355 · Jan low 41°F · 0 in snow
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10Cleveland, Florida
Retirement: 88th percentile · Quiet: 81st percentile · Home value ÷ income: 73rd percentile
3,435 people · Charlotte County · median home $177,800 · income $47,157 · Jan low 51°F · 0 in snow
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9Frostproof, Florida
Retirement: 80th percentile · Quiet: 86th percentile · Home value ÷ income: 80th percentile
2,877 people · Polk County · median home $150,500 · income $42,000 · Jan low 49°F · 0 in snow
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8Williston Highlands, Florida
Retirement: 69th percentile · Quiet: 87th percentile · Home value ÷ income: 92nd percentile
2,591 people · Levy County · median home $228,400 · income $79,662 · Jan low 44°F · 0 in snow
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7Geneva, Florida
Retirement: 85th percentile · Quiet: 93rd percentile · Home value ÷ income: 70th percentile
2,913 people · Seminole County · median home $520,400 · income $132,981 · Jan low 50°F · 0 in snow
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6Floral City, Florida
Retirement: 74th percentile · Quiet: 97th percentile · Home value ÷ income: 77th percentile
5,261 people · Citrus County · median home $232,000 · income $62,025 · Jan low 43°F · 0 in snow
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5Bushnell, Florida
Retirement: 72nd percentile · Quiet: 80th percentile · Home value ÷ income: 99th percentile
3,047 people · Sumter County · median home $67,600 · income $52,717 · Jan low 43°F · 0 in snow
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4Rainbow Lakes Estates, Florida
Retirement: 72nd percentile · Quiet: 94th percentile · Home value ÷ income: 88th percentile
3,438 people · Marion County · median home $160,400 · income $50,429 · Jan low 44°F
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3Malabar, Florida
Retirement: 84th percentile · Quiet: 93rd percentile · Home value ÷ income: 82nd percentile
2,949 people · Brevard County · median home $451,100 · income $128,698 · Jan low 49°F · 0 in snow
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2Zellwood, Florida
Retirement: 73rd percentile · Quiet: 96th percentile · Home value ÷ income: 95th percentile
2,758 people · Orange County · median home $184,000 · income $70,278 · Jan low 44°F · 0 in snow
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1Chattahoochee, Florida
Retirement: 82nd percentile · Quiet: 90th percentile · Home value ÷ income: 98th percentile
2,955 people · Gadsden County · median home $101,700 · income $51,964 · Jan low 40°F
Price vs ranking
More Florida rankings
- The 25 Best Small Towns to Retire in Florida
- The 25 Quietest Small Towns in Florida
- The 25 Most Affordable Small Towns in Florida
- The 25 Best Small Towns for Families in Florida
- 25 Small Towns in Florida With the Cheapest Homes
- 25 Small Towns in Florida With the Mildest Winters
- The 25 Most Walkable Small Towns in Florida
- 25 Small Towns in Florida With the Fewest Tornadoes Since 1950
- The 25 Best Small Towns for First-Time Home Buyers in Florida
- The 12 Best Affordable Small Towns to Retire in Florida With Mild Winters
Same ranking, other places
- The 50 Best Quiet, Affordable Small Towns to Retire in America
- The 25 Best Quiet, Affordable Small Towns to Retire in Pennsylvania
- The 25 Best Quiet, Affordable Small Towns to Retire in New York
- The 24 Best Quiet, Affordable Small Towns to Retire in Michigan
- The 25 Best Quiet, Affordable Small Towns to Retire in Texas
- The 25 Best Quiet, Affordable Small Towns to Retire in California
- The 25 Best Quiet, Affordable Small Towns to Retire in New Jersey
- The 15 Best Quiet, Affordable Small Towns to Retire in Ohio
- The 16 Best Quiet, Affordable Small Towns to Retire in Illinois
- The 13 Best Quiet, Affordable Small Towns to Retire in North Carolina
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)