The Town Files

The 25 Best Quiet, Affordable Small Towns to Retire in Florida

Ranked on The Town Files lifestyle rankings among 291 towns of 2,500–10,000 people in Florida, scoring every town on all of these at once. #1 is Chattahoochee, FL.

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Numbers match the ranking.
The 25 Best Quiet, Affordable Small Towns to Retire in Florida1. Chattahoocheescore 902. Zellwoodscore 883. Malabarscore 864. Rainbow Lakes Estatesscore 855. Bushnellscore 846. Floral Cityscore 837. Genevascore 838. Williston Highlandsscore 839. Frostproofscore 8210. Clevelandscore 8111. Woodlawn Beachscore 7912. Bagdadscore 7913. Vamoscore 7814. Fussels Cornerscore 7815. Balmscore 7816. Umatillascore 7717. Brookridgescore 7718. Lake Panasoffkeescore 7719. Silver Springsscore 7720. Miccoscore 7521. North Brooksvillescore 7522. Monturascore 7323. Mulberryscore 7324. Nassau Village-Ratliffscore 7225. Wallacescore 72
  1. 25Wallace, Florida

    Retirement: 70th percentile · Quiet: 62nd percentile · Home value ÷ income: 85th percentile

    3,868 people · Santa Rosa County · median home $400,700 · income $116,496 · Jan low 36°F · 0 in snow

  2. 24Nassau Village-Ratliff, Florida

    Retirement: 68th percentile · Quiet: 84th percentile · Home value ÷ income: 65th percentile

    5,561 people · Nassau County · median home $253,000 · income $62,417 · Jan low 43°F · 0 in snow

  3. 23Mulberry, Florida

    Retirement: 60th percentile · Quiet: 62nd percentile · Home value ÷ income: 96th percentile

    3,952 people · Polk County · median home $133,800 · income $57,708 · Jan low 51°F · 0 in snow

  4. 22Montura, Florida

    Retirement: 55th percentile · Quiet: 84th percentile · Home value ÷ income: 80th percentile

    3,343 people · Hendry County · median home $124,400 · income $34,617 · Jan low 52°F · 0 in snow

  5. 21North Brooksville, Florida

    Retirement: 62nd percentile · Quiet: 68th percentile · Home value ÷ income: 94th percentile

    3,506 people · Hernando County · median home $209,500 · income $78,458 · Jan low 49°F · 0 in snow

  6. 20Micco, Florida

    Retirement: 60th percentile · Quiet: 93rd percentile · Home value ÷ income: 73rd percentile

    9,574 people · Brevard County · median home $172,600 · income $45,794 · Jan low 49°F · 0 in snow

  7. 19Silver Springs, Florida

    Retirement: 68th percentile · Quiet: 62nd percentile · Home value ÷ income: 100th percentile

    2,844 people · Marion County · median home $30,800 · income $32,074 · Jan low 46°F · 0 in snow

  8. 18Lake Panasoffkee, Florida

    Retirement: 61st percentile · Quiet: 85th percentile · Home value ÷ income: 85th percentile

    4,072 people · Sumter County · median home $153,000 · income $44,531 · Jan low 43°F · 0 in snow

  9. 17Brookridge, Florida

    Retirement: 66th percentile · Quiet: 74th percentile · Home value ÷ income: 92nd percentile

    4,658 people · Hernando County · median home $156,600 · income $53,989 · Jan low 44°F · 0 in snow

  10. 16Umatilla, Florida

    Retirement: 56th percentile · Quiet: 88th percentile · Home value ÷ income: 88th percentile

    3,685 people · Lake County · median home $227,600 · income $71,077 · Jan low 46°F · 0 in snow

  11. 15Balm, Florida

    Retirement: 84th percentile · Quiet: 58th percentile · Home value ÷ income: 91st percentile

    6,541 people · Hillsborough County · median home $345,300 · income $114,659 · Jan low 51°F · 0 in snow

  12. 14Fussels Corner, Florida

    Retirement: 54th percentile · Quiet: 81st percentile · Home value ÷ income: 99th percentile

    5,560 people · Polk County · median home $92,100 · income $56,091 · Jan low 52°F · 0 in snow

  13. 13Vamo, Florida

    Retirement: 97th percentile · Quiet: 73rd percentile · Home value ÷ income: 65th percentile

    2,822 people · Sarasota County · median home $364,400 · income $88,025 · Jan low 52°F · 0 in snow

  14. 12Bagdad, Florida

    Retirement: 64th percentile · Quiet: 79th percentile · Home value ÷ income: 94th percentile

    4,467 people · Santa Rosa County · median home $227,900 · income $82,034 · Jan low 41°F · 0 in snow

  15. 11Woodlawn Beach, Florida

    Retirement: 79th percentile · Quiet: 72nd percentile · Home value ÷ income: 86th percentile

    2,741 people · Santa Rosa County · median home $403,900 · income $123,355 · Jan low 41°F · 0 in snow

  16. 10Cleveland, Florida

    Retirement: 88th percentile · Quiet: 81st percentile · Home value ÷ income: 73rd percentile

    3,435 people · Charlotte County · median home $177,800 · income $47,157 · Jan low 51°F · 0 in snow

  17. 9Frostproof, Florida

    Retirement: 80th percentile · Quiet: 86th percentile · Home value ÷ income: 80th percentile

    2,877 people · Polk County · median home $150,500 · income $42,000 · Jan low 49°F · 0 in snow

  18. 8Williston Highlands, Florida

    Retirement: 69th percentile · Quiet: 87th percentile · Home value ÷ income: 92nd percentile

    2,591 people · Levy County · median home $228,400 · income $79,662 · Jan low 44°F · 0 in snow

  19. 7Geneva, Florida

    Retirement: 85th percentile · Quiet: 93rd percentile · Home value ÷ income: 70th percentile

    2,913 people · Seminole County · median home $520,400 · income $132,981 · Jan low 50°F · 0 in snow

  20. 6Floral City, Florida

    Retirement: 74th percentile · Quiet: 97th percentile · Home value ÷ income: 77th percentile

    5,261 people · Citrus County · median home $232,000 · income $62,025 · Jan low 43°F · 0 in snow

  21. 5Bushnell, Florida

    Retirement: 72nd percentile · Quiet: 80th percentile · Home value ÷ income: 99th percentile

    3,047 people · Sumter County · median home $67,600 · income $52,717 · Jan low 43°F · 0 in snow

  22. 4Rainbow Lakes Estates, Florida

    Retirement: 72nd percentile · Quiet: 94th percentile · Home value ÷ income: 88th percentile

    3,438 people · Marion County · median home $160,400 · income $50,429 · Jan low 44°F

  23. 3Malabar, Florida

    Retirement: 84th percentile · Quiet: 93rd percentile · Home value ÷ income: 82nd percentile

    2,949 people · Brevard County · median home $451,100 · income $128,698 · Jan low 49°F · 0 in snow

  24. 2Zellwood, Florida

    Retirement: 73rd percentile · Quiet: 96th percentile · Home value ÷ income: 95th percentile

    2,758 people · Orange County · median home $184,000 · income $70,278 · Jan low 44°F · 0 in snow

  25. 1Chattahoochee, Florida

    Retirement: 82nd percentile · Quiet: 90th percentile · Home value ÷ income: 98th percentile

    2,955 people · Gadsden County · median home $101,700 · income $51,964 · Jan low 40°F

Price vs ranking

Median home value vs ranking, Florida towns0255075100$31K$262K$494K$726K$957KMedian home valuePercentile
Orange squares are the 25 towns on this list; green dots are other towns on The Town Files in Florida.

More Florida rankings

Same ranking, other places

Methodology. We ranked 291 towns of 2,500–10,000 people in Florida (2020 Census population; towns with 2,500+ people have pages so far). Lifestyle measures are The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025), shown as percentiles. The combined score is the average of the percentiles shown for each town; a town must be above the middle on every one. Only towns better than 60% of their peers on this measure qualify, so lists can be shorter than 25. Sources: