The Town Files

The 24 Best Quiet, Affordable Small Towns to Retire in Michigan

Ranked on The Town Files lifestyle rankings among 541 towns of 2,500–10,000 people in Michigan, scoring every town on all of these at once. #1 is L'Anse, MI.

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Numbers match the ranking.
The 24 Best Quiet, Affordable Small Towns to Retire in Michigan1. L'Ansescore 892. Gerrishscore 873. Rogers Cityscore 864. Iron Riverscore 855. Pickfordscore 836. St. Helenscore 827. Baragascore 828. Richfieldscore 809. Escanabascore 8010. Hopescore 7711. Sebewaingscore 7712. Ingersollscore 7613. Marshallscore 7514. Frankenlustscore 7415. Kawkawlinscore 7316. Portsmouthscore 7317. Wellsscore 7318. Jeffersonscore 7219. Watertownscore 7220. Munisingscore 7221. Rollinscore 7222. Menomineescore 7123. Somersetscore 7024. Waverlyscore 70
  1. 24Waverly, Michigan

    Retirement: 58th percentile · Quiet: 84th percentile · Home value ÷ income: 68th percentile

    2,506 people · Van Buren County · median home $222,400 · income $84,306 · Jan low 17°F · 109 in snow

  2. 23Somerset, Michigan

    Retirement: 75th percentile · Quiet: 81st percentile · Home value ÷ income: 55th percentile

    4,588 people · Hillsdale County · median home $251,100 · income $89,303 · Jan low 15°F · 38 in snow

  3. 22Menominee, Michigan

    Retirement: 83rd percentile · Quiet: 76th percentile · Home value ÷ income: 55th percentile

    3,364 people · Menominee County · median home $185,100 · income $65,771 · Jan low 10°F · 44 in snow

  4. 21Rollin, Michigan

    Retirement: 90th percentile · Quiet: 70th percentile · Home value ÷ income: 55th percentile

    3,035 people · Lenawee County · median home $224,500 · income $79,736 · Jan low 13°F · 33 in snow

  5. 20Munising, Michigan

    Retirement: 87th percentile · Quiet: 73rd percentile · Home value ÷ income: 55th percentile

    2,865 people · Alger County · median home $174,700 · income $62,227 · Jan low 13°F · 161 in snow

  6. 19Watertown, Michigan

    Retirement: 76th percentile · Quiet: 66th percentile · Home value ÷ income: 74th percentile

    5,563 people · Clinton County · median home $288,700 · income $114,870 · Jan low 17°F · 50 in snow

  7. 18Jefferson, Michigan

    Retirement: 57th percentile · Quiet: 86th percentile · Home value ÷ income: 74th percentile

    3,016 people · Hillsdale County · median home $148,400 · income $58,594 · Jan low 15°F · 44 in snow

  8. 17Wells, Michigan

    Retirement: 76th percentile · Quiet: 69th percentile · Home value ÷ income: 74th percentile

    4,876 people · Delta County · median home $177,000 · income $72,039 · Jan low 8°F · 43 in snow

  9. 16Portsmouth, Michigan

    Retirement: 54th percentile · Quiet: 74th percentile · Home value ÷ income: 92nd percentile

    3,224 people · Bay County · median home $165,500 · income $79,310 · Jan low 16°F · 44 in snow

  10. 15Kawkawlin, Michigan

    Retirement: 72nd percentile · Quiet: 59th percentile · Home value ÷ income: 89th percentile

    4,419 people · Bay County · median home $188,800 · income $85,262 · Jan low 16°F · 47 in snow

  11. 14Frankenlust, Michigan

    Retirement: 98th percentile · Quiet: 57th percentile · Home value ÷ income: 68th percentile

    3,672 people · Bay County · median home $240,700 · income $92,685 · Jan low 16°F · 49 in snow

  12. 13Marshall, Michigan

    Retirement: 84th percentile · Quiet: 67th percentile · Home value ÷ income: 74th percentile

    3,157 people · Calhoun County · median home $272,100 · income $106,944 · Jan low 17°F · 48 in snow

  13. 12Ingersoll, Michigan

    Retirement: 70th percentile · Quiet: 63rd percentile · Home value ÷ income: 96th percentile

    2,775 people · Midland County · median home $190,000 · income $99,063 · Jan low 17°F · 49 in snow

  14. 11Sebewaing, Michigan

    Retirement: 63rd percentile · Quiet: 75th percentile · Home value ÷ income: 92nd percentile

    2,678 people · Huron County · median home $111,400 · income $53,849 · Jan low 13°F · 42 in snow

  15. 10Hope, Michigan

    Retirement: 64th percentile · Quiet: 84th percentile · Home value ÷ income: 84th percentile

    3,154 people · Barry County · median home $232,300 · income $99,427 · Jan low 16°F · 68 in snow

  16. 9Escanaba, Michigan

    Retirement: 85th percentile · Quiet: 62nd percentile · Home value ÷ income: 92nd percentile

    3,496 people · Delta County · median home $173,800 · income $81,250 · Jan low 8°F · 43 in snow

  17. 8Richfield, Michigan

    Retirement: 79th percentile · Quiet: 78th percentile · Home value ÷ income: 84th percentile

    3,545 people · Roscommon County · median home $110,200 · income $47,055 · Jan low 11°F · 64 in snow

  18. 7Baraga, Michigan

    Retirement: 94th percentile · Quiet: 83rd percentile · Home value ÷ income: 68th percentile

    3,478 people · Baraga County · median home $133,300 · income $52,254 · Jan low 6°F · 178 in snow

  19. 6St. Helen, Michigan

    Retirement: 77th percentile · Quiet: 78th percentile · Home value ÷ income: 92nd percentile

    2,735 people · Roscommon County · median home $95,600 · income $44,871 · Jan low 10°F · 63 in snow

  20. 5Pickford, Michigan

    Retirement: 70th percentile · Quiet: 81st percentile · Home value ÷ income: 98th percentile

    2,791 people · Chippewa County · median home $167,400 · income $99,688 · Jan low 7°F · 101 in snow

  21. 4Iron River, Michigan

    Retirement: 81st percentile · Quiet: 75th percentile · Home value ÷ income: 99th percentile

    3,007 people · Iron County · median home $85,000 · income $54,183 · Jan low 0°F · 67 in snow

  22. 3Rogers City, Michigan

    Retirement: 96th percentile · Quiet: 73rd percentile · Home value ÷ income: 89th percentile

    2,850 people · Presque Isle County · median home $110,200 · income $49,266 · Jan low 14°F · 85 in snow

  23. 2Gerrish, Michigan

    Retirement: 89th percentile · Quiet: 93rd percentile · Home value ÷ income: 80th percentile

    2,796 people · Roscommon County · median home $232,100 · income $95,813 · Jan low 11°F · 66 in snow

  24. 1L'Anse, Michigan

    Retirement: 97th percentile · Quiet: 81st percentile · Home value ÷ income: 89th percentile

    3,551 people · Baraga County · median home $122,700 · income $54,898 · Jan low 7°F · 208 in snow

Price vs ranking

Median home value vs ranking, Michigan towns0255075100$52K$166K$281K$396K$511KMedian home valuePercentile
Orange squares are the 24 towns on this list; green dots are other towns on The Town Files in Michigan.

More Michigan rankings

Same ranking, other places

Methodology. We ranked 541 towns of 2,500–10,000 people in Michigan (2020 Census population; towns with 2,500+ people have pages so far). Lifestyle measures are The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025), shown as percentiles. The combined score is the average of the percentiles shown for each town; a town must be above the middle on every one. Only towns better than 60% of their peers on this measure qualify, so lists can be shorter than 25. Sources: