The 24 Best Affordable Small Towns to Retire in Michigan With Mild Winters

Ranked on The Town Files lifestyle rankings among 541 towns of 2,500–10,000 people in Michigan, scoring every town on all of these at once. #1 is St. Joseph, MI.

1. 24Clyde, Michigan

   Retirement: 62nd percentile · January average low (°F): 96th percentile · Home value ÷ income: 55th percentile

   5,523 people · St. Clair County · median home $235,700 · income $84,028 · Jan low 20°F · 36 in snow

2. 23Sandusky, Michigan

   Retirement: 59th percentile · January average low (°F): 60th percentile · Home value ÷ income: 94th percentile

   2,709 people · Sanilac County · median home $113,800 · income $56,563 · Jan low 16°F · 42 in snow

3. 22Kawkawlin, Michigan

   Retirement: 72nd percentile · January average low (°F): 52nd percentile · Home value ÷ income: 89th percentile

   4,419 people · Bay County · median home $188,800 · income $85,262 · Jan low 16°F · 47 in snow

4. 21Deerfield, Michigan

   Retirement: 89th percentile · January average low (°F): 54th percentile · Home value ÷ income: 74th percentile

   3,257 people · Isabella County · median home $237,000 · income $96,667 · Jan low 16°F · 39 in snow

5. 20Beaver, Michigan

   Retirement: 63rd percentile · January average low (°F): 68th percentile · Home value ÷ income: 89th percentile

   2,723 people · Bay County · median home $193,800 · income $89,154 · Jan low 17°F · 47 in snow

6. 19Pleasant Ridge, Michigan

   Retirement: 58th percentile · January average low (°F): 95th percentile · Home value ÷ income: 68th percentile

   2,627 people · Oakland County · median home $448,700 · income $171,125 · Jan low 20°F · 33 in snow

7. 18Larkin, Michigan

   Retirement: 94th percentile · January average low (°F): 68th percentile · Home value ÷ income: 61st percentile

   5,331 people · Midland County · median home $382,500 · income $143,427 · Jan low 17°F · 47 in snow

8. 17Victor, Michigan

   Retirement: 79th percentile · January average low (°F): 84th percentile · Home value ÷ income: 61st percentile

   3,463 people · Clinton County · median home $288,400 · income $106,343 · Jan low 18°F · 44 in snow

9. 16LaGrange, Michigan

   Retirement: 69th percentile · January average low (°F): 62nd percentile · Home value ÷ income: 94th percentile

   3,787 people · Cass County · median home $119,600 · income $58,786 · Jan low 16°F · 65 in snow

10. 15Brady, Michigan

    Retirement: 50th percentile · January average low (°F): 86th percentile · Home value ÷ income: 89th percentile

    4,445 people · Kalamazoo County · median home $244,600 · income $108,954 · Jan low 18°F · 49 in snow

11. 14Watertown, Michigan

    Retirement: 76th percentile · January average low (°F): 76th percentile · Home value ÷ income: 74th percentile

    5,563 people · Clinton County · median home $288,700 · income $114,870 · Jan low 17°F · 50 in snow

12. 13Jerome, Michigan

    Retirement: 80th percentile · January average low (°F): 68th percentile · Home value ÷ income: 80th percentile

    4,625 people · Midland County · median home $192,000 · income $80,313 · Jan low 17°F · 46 in snow

13. 12Adrian, Michigan

    Retirement: 83rd percentile · January average low (°F): 72nd percentile · Home value ÷ income: 74th percentile

    6,401 people · Lenawee County · median home $230,700 · income $90,879 · Jan low 17°F · 26 in snow

14. 11Homer, Michigan

    Retirement: 64th percentile · January average low (°F): 68th percentile · Home value ÷ income: 99th percentile

    3,993 people · Midland County · median home $190,600 · income $117,295 · Jan low 17°F · 45 in snow

15. 10Marshall, Michigan

    Retirement: 69th percentile · January average low (°F): 79th percentile · Home value ÷ income: 84th percentile

    6,822 people · Calhoun County · median home $173,500 · income $76,050 · Jan low 17°F · 46 in snow

16. 9Spring Arbor, Michigan

    Retirement: 77th percentile · January average low (°F): 81st percentile · Home value ÷ income: 74th percentile

    8,530 people · Jackson County · median home $217,700 · income $87,316 · Jan low 18°F · 42 in snow

17. 8Frankenlust, Michigan

    Retirement: 98th percentile · January average low (°F): 66th percentile · Home value ÷ income: 68th percentile

    3,672 people · Bay County · median home $240,700 · income $92,685 · Jan low 16°F · 49 in snow

18. 7Ingersoll, Michigan

    Retirement: 70th percentile · January average low (°F): 68th percentile · Home value ÷ income: 96th percentile

    2,775 people · Midland County · median home $190,000 · income $99,063 · Jan low 17°F · 49 in snow

19. 6Mason, Michigan

    Retirement: 81st percentile · January average low (°F): 81st percentile · Home value ÷ income: 74th percentile

    8,283 people · Ingham County · median home $198,000 · income $79,117 · Jan low 18°F · 36 in snow

20. 5Marshall, Michigan

    Retirement: 84th percentile · January average low (°F): 79th percentile · Home value ÷ income: 74th percentile

    3,157 people · Calhoun County · median home $272,100 · income $106,944 · Jan low 17°F · 48 in snow

21. 4Royalton, Michigan

    Retirement: 85th percentile · January average low (°F): 98th percentile · Home value ÷ income: 55th percentile

    5,141 people · Berrien County · median home $356,700 · income $128,750 · Jan low 20°F · 78 in snow

22. 3Williams, Michigan

    Retirement: 77th percentile · January average low (°F): 68th percentile · Home value ÷ income: 94th percentile

    5,058 people · Bay County · median home $178,300 · income $87,380 · Jan low 17°F · 49 in snow

23. 2Belleville, Michigan

    Retirement: 70th percentile · January average low (°F): 94th percentile · Home value ÷ income: 80th percentile

    4,008 people · Wayne County · median home $148,300 · income $62,991 · Jan low 20°F · 45 in snow

24. 1St. Joseph, Michigan

    Retirement: 80th percentile · January average low (°F): 98th percentile · Home value ÷ income: 68th percentile

    9,993 people · Berrien County · median home $248,900 · income $94,926 · Jan low 20°F · 78 in snow

Price vs ranking

More Michigan rankings

• The 25 Best Small Towns to Retire in Michigan
• The 25 Quietest Small Towns in Michigan
• The 25 Most Affordable Small Towns in Michigan
• The 25 Best Small Towns for Families in Michigan
• The 24 Best Quiet, Affordable Small Towns to Retire in Michigan
• 25 Small Towns in Michigan With the Cheapest Homes
• 25 Small Towns in Michigan With the Mildest Winters
• The 25 Most Walkable Small Towns in Michigan
• 25 Small Towns in Michigan With the Fewest Tornadoes Since 1950
• The 25 Best Small Towns for First-Time Home Buyers in Michigan

Same ranking, other places

• The 50 Best Affordable Small Towns to Retire in America With Mild Winters
• The 25 Best Affordable Small Towns to Retire in Pennsylvania With Mild Winters
• The 24 Best Affordable Small Towns to Retire in New York With Mild Winters
• The 16 Best Affordable Small Towns to Retire in Texas With Mild Winters
• The 10 Best Affordable Small Towns to Retire in California With Mild Winters
• The 23 Best Affordable Small Towns to Retire in New Jersey With Mild Winters
• The 12 Best Affordable Small Towns to Retire in Florida With Mild Winters
• The 19 Best Affordable Small Towns to Retire in Wisconsin With Mild Winters
• The 11 Best Affordable Small Towns to Retire in Ohio With Mild Winters
• The 22 Best Affordable Small Towns to Retire in Illinois With Mild Winters