The 23 Best Affordable Small Towns to Retire in New Jersey With Mild Winters
Ranked on The Town Files lifestyle rankings among 352 towns of 2,500–10,000 people in New Jersey, scoring every town on all of these at once. #1 is Pilesgrove, NJ.
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23Carneys Point, New Jersey
Retirement: 58th percentile · January average low (°F): 56th percentile · Home value ÷ income: 96th percentile
7,841 people · Salem County · median home $193,300 · income $77,273 · Jan low 24°F · 12 in snow
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22Riverton, New Jersey
Retirement: 58th percentile · January average low (°F): 72nd percentile · Home value ÷ income: 81st percentile
2,764 people · Burlington County · median home $363,000 · income $121,198 · Jan low 25°F · 16 in snow
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21Carneys Point, New Jersey
Retirement: 60th percentile · January average low (°F): 56th percentile · Home value ÷ income: 96th percentile
8,637 people · Salem County · median home $201,500 · income $79,245 · Jan low 24°F · 12 in snow
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20Washington, New Jersey
Retirement: 78th percentile · January average low (°F): 81st percentile · Home value ÷ income: 53rd percentile
9,285 people · Bergen County · median home $664,000 · income $180,133 · Jan low 26°F · 31 in snow
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19Medford Lakes, New Jersey
Retirement: 73rd percentile · January average low (°F): 54th percentile · Home value ÷ income: 86th percentile
4,264 people · Burlington County · median home $402,900 · income $141,188 · Jan low 24°F · 24 in snow
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18Haworth, New Jersey
Retirement: 74th percentile · January average low (°F): 81st percentile · Home value ÷ income: 58th percentile
3,343 people · Bergen County · median home $845,300 · income $236,765 · Jan low 26°F · 33 in snow
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17Upper Pittsgrove, New Jersey
Retirement: 55th percentile · January average low (°F): 78th percentile · Home value ÷ income: 81st percentile
3,432 people · Salem County · median home $258,300 · income $85,521 · Jan low 25°F · 13 in snow
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16Oradell, New Jersey
Retirement: 66th percentile · January average low (°F): 81st percentile · Home value ÷ income: 70th percentile
8,244 people · Bergen County · median home $737,800 · income $221,322 · Jan low 26°F · 31 in snow
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15Alloway, New Jersey
Retirement: 71st percentile · January average low (°F): 70th percentile · Home value ÷ income: 77th percentile
3,283 people · Salem County · median home $326,800 · income $105,156 · Jan low 25°F · 12 in snow
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14Mountainside, New Jersey
Retirement: 98th percentile · January average low (°F): 72nd percentile · Home value ÷ income: 50th percentile
7,020 people · Union County · median home $810,300 · income $211,538 · Jan low 25°F · 26 in snow
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13Pennington, New Jersey
Retirement: 96th percentile · January average low (°F): 62nd percentile · Home value ÷ income: 62nd percentile
2,802 people · Mercer County · median home $672,900 · income $192,586 · Jan low 24°F · 27 in snow
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12Haddon Heights, New Jersey
Retirement: 67th percentile · January average low (°F): 72nd percentile · Home value ÷ income: 86th percentile
7,495 people · Camden County · median home $387,300 · income $133,125 · Jan low 25°F · 22 in snow
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11South Harrison, New Jersey
Retirement: 87th percentile · January average low (°F): 78th percentile · Home value ÷ income: 62nd percentile
3,395 people · Gloucester County · median home $493,800 · income $139,773 · Jan low 25°F · 17 in snow
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10Barclay, New Jersey
Retirement: 56th percentile · January average low (°F): 86th percentile · Home value ÷ income: 86th percentile
4,656 people · Camden County · median home $466,200 · income $163,365 · Jan low 26°F · 22 in snow
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9Barrington, New Jersey
Retirement: 79th percentile · January average low (°F): 72nd percentile · Home value ÷ income: 77th percentile
7,075 people · Camden County · median home $273,200 · income $87,290 · Jan low 25°F · 22 in snow
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8Woodstown, New Jersey
Retirement: 59th percentile · January average low (°F): 78th percentile · Home value ÷ income: 97th percentile
3,678 people · Salem County · median home $239,200 · income $98,828 · Jan low 25°F · 14 in snow
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7Thorofare, New Jersey
Retirement: 75th percentile · January average low (°F): 89th percentile · Home value ÷ income: 74th percentile
2,806 people · Gloucester County · median home $282,600 · income $88,438 · Jan low 26°F · 23 in snow
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6Linwood, New Jersey
Retirement: 73rd percentile · January average low (°F): 72nd percentile · Home value ÷ income: 96th percentile
6,971 people · Atlantic County · median home $394,700 · income $156,354 · Jan low 25°F · 17 in snow
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5Hopewell, New Jersey
Retirement: 76th percentile · January average low (°F): 70th percentile · Home value ÷ income: 96th percentile
4,391 people · Cumberland County · median home $251,400 · income $100,202 · Jan low 25°F · 12 in snow
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4Greenwich, New Jersey
Retirement: 62nd percentile · January average low (°F): 89th percentile · Home value ÷ income: 92nd percentile
4,917 people · Gloucester County · median home $251,100 · income $92,128 · Jan low 26°F · 23 in snow
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3Gibbstown, New Jersey
Retirement: 62nd percentile · January average low (°F): 89th percentile · Home value ÷ income: 92nd percentile
3,822 people · Gloucester County · median home $249,100 · income $91,250 · Jan low 26°F · 23 in snow
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2Pitman, New Jersey
Retirement: 69th percentile · January average low (°F): 89th percentile · Home value ÷ income: 89th percentile
8,780 people · Gloucester County · median home $279,300 · income $98,489 · Jan low 26°F · 22 in snow
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1Pilesgrove, New Jersey
Retirement: 96th percentile · January average low (°F): 93rd percentile · Home value ÷ income: 97th percentile
4,183 people · Salem County · median home $383,300 · income $158,281 · Jan low 27°F · 17 in snow
Price vs ranking
More New Jersey rankings
- The 25 Best Small Towns to Retire in New Jersey
- The 25 Quietest Small Towns in New Jersey
- The 25 Most Affordable Small Towns in New Jersey
- The 25 Best Small Towns for Families in New Jersey
- The 25 Best Quiet, Affordable Small Towns to Retire in New Jersey
- 25 Small Towns in New Jersey With the Cheapest Homes
- 25 Small Towns in New Jersey With the Mildest Winters
- The 25 Most Walkable Small Towns in New Jersey
- 25 Small Towns in New Jersey With the Fewest Tornadoes Since 1950
- The 25 Best Small Towns for First-Time Home Buyers in New Jersey
Same ranking, other places
- The 50 Best Affordable Small Towns to Retire in America With Mild Winters
- The 25 Best Affordable Small Towns to Retire in Pennsylvania With Mild Winters
- The 24 Best Affordable Small Towns to Retire in New York With Mild Winters
- The 24 Best Affordable Small Towns to Retire in Michigan With Mild Winters
- The 16 Best Affordable Small Towns to Retire in Texas With Mild Winters
- The 10 Best Affordable Small Towns to Retire in California With Mild Winters
- The 12 Best Affordable Small Towns to Retire in Florida With Mild Winters
- The 19 Best Affordable Small Towns to Retire in Wisconsin With Mild Winters
- The 11 Best Affordable Small Towns to Retire in Ohio With Mild Winters
- The 22 Best Affordable Small Towns to Retire in Illinois With Mild Winters
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)