The Town Files

The 16 Best Affordable Small Towns to Retire in Texas With Mild Winters

Ranked on The Town Files lifestyle rankings among 364 towns of 2,500–10,000 people in Texas, scoring every town on all of these at once. #1 is Falfurrias, TX.

Map of the 16 towns12345678910111213141516
Numbers match the ranking.
The 16 Best Affordable Small Towns to Retire in Texas With Mild Winters1. Falfurriasscore 872. Taylor Lake Villagescore 823. San Diegoscore 824. Rancho Viejoscore 795. Cotullascore 786. Ednascore 787. Refugioscore 788. Jourdantonscore 779. Hallettsvillescore 7610. Karnes Cityscore 7611. La Joyascore 7612. Bishopscore 7413. Taftscore 7414. San Leonscore 7315. Inezscore 7316. Bridge Cityscore 71
  1. 16Bridge City, Texas

    Retirement: 60th percentile · January average low (°F): 82nd percentile · Home value ÷ income: 72nd percentile

    9,546 people · Orange County · median home $202,800 · income $88,958 · Jan low 44°F · 0 in snow

  2. 15Inez, Texas

    Retirement: 81st percentile · January average low (°F): 85th percentile · Home value ÷ income: 53rd percentile

    2,641 people · Victoria County · median home $236,500 · income $82,838 · Jan low 45°F · 0 in snow

  3. 14San Leon, Texas

    Retirement: 64th percentile · January average low (°F): 87th percentile · Home value ÷ income: 69th percentile

    6,135 people · Galveston County · median home $183,100 · income $75,446 · Jan low 46°F · 0 in snow

  4. 13Taft, Texas

    Retirement: 52nd percentile · January average low (°F): 81st percentile · Home value ÷ income: 88th percentile

    2,801 people · San Patricio County · median home $124,200 · income $73,032 · Jan low 44°F · 0 in snow

  5. 12Bishop, Texas

    Retirement: 55th percentile · January average low (°F): 84th percentile · Home value ÷ income: 83rd percentile

    3,174 people · Nueces County · median home $111,800 · income $58,152 · Jan low 45°F · 0 in snow

  6. 11La Joya, Texas

    Retirement: 56th percentile · January average low (°F): 91st percentile · Home value ÷ income: 80th percentile

    4,457 people · Hidalgo County · median home $108,000 · income $53,526 · Jan low 47°F · 0 in snow

  7. 10Karnes City, Texas

    Retirement: 77th percentile · January average low (°F): 63rd percentile · Home value ÷ income: 88th percentile

    3,111 people · Karnes County · median home $93,400 · income $55,354 · Jan low 39°F · 0 in snow

  8. 9Hallettsville, Texas

    Retirement: 93rd percentile · January average low (°F): 83rd percentile · Home value ÷ income: 53rd percentile

    2,731 people · Lavaca County · median home $163,000 · income $55,718 · Jan low 45°F · 0 in snow

  9. 8Jourdanton, Texas

    Retirement: 84th percentile · January average low (°F): 66th percentile · Home value ÷ income: 80th percentile

    4,094 people · Atascosa County · median home $171,000 · income $83,512 · Jan low 40°F · 0 in snow

  10. 7Refugio, Texas

    Retirement: 66th percentile · January average low (°F): 84th percentile · Home value ÷ income: 83rd percentile

    2,712 people · Refugio County · median home $94,800 · income $48,750 · Jan low 45°F · 1 in snow

  11. 6Edna, Texas

    Retirement: 75th percentile · January average low (°F): 80th percentile · Home value ÷ income: 80th percentile

    5,987 people · Jackson County · median home $117,800 · income $59,600 · Jan low 44°F · 0 in snow

  12. 5Cotulla, Texas

    Retirement: 57th percentile · January average low (°F): 82nd percentile · Home value ÷ income: 96th percentile

    3,718 people · La Salle County · median home $93,100 · income $70,067 · Jan low 44°F · 0 in snow

  13. 4Rancho Viejo, Texas

    Retirement: 83rd percentile · January average low (°F): 100th percentile · Home value ÷ income: 53rd percentile

    2,838 people · Cameron County · median home $264,500 · income $90,714 · Jan low 53°F · 0 in snow

  14. 3San Diego, Texas

    Retirement: 61st percentile · January average low (°F): 93rd percentile · Home value ÷ income: 91st percentile

    3,748 people · Duval County · median home $85,600 · income $53,174 · Jan low 47°F · 0 in snow

  15. 2Taylor Lake Village, Texas

    Retirement: 86th percentile · January average low (°F): 87th percentile · Home value ÷ income: 72nd percentile

    3,704 people · Harris County · median home $388,900 · income $165,875 · Jan low 46°F · 0 in snow

  16. 1Falfurrias, Texas

    Retirement: 91st percentile · January average low (°F): 80th percentile · Home value ÷ income: 91st percentile

    4,609 people · Brooks County · median home $79,900 · income $49,167 · Jan low 43°F · 0 in snow

Price vs ranking

Median home value vs ranking, Texas towns0255075100$49K$264K$478K$692K$907KMedian home valuePercentile
Orange squares are the 16 towns on this list; green dots are other towns on The Town Files in Texas.

More Texas rankings

Same ranking, other places

Methodology. We ranked 364 towns of 2,500–10,000 people in Texas (2020 Census population; towns with 2,500+ people have pages so far). Lifestyle measures are The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025), shown as percentiles. The combined score is the average of the percentiles shown for each town; a town must be above the middle on every one. Only towns better than 60% of their peers on this measure qualify, so lists can be shorter than 25. Sources: