The 50 Best Affordable Small Towns to Retire in America With Mild Winters

Ranked on The Town Files lifestyle rankings among 7,696 towns of 2,500–10,000 people in the U.S., scoring every town on all of these at once. #1 is Falfurrias, TX.

1. 50Triana, Alabama

   Retirement: 79th percentile · January average low (°F): 81st percentile · Home value ÷ income: 76th percentile

   2,890 people · Madison County · median home $278,200 · income $110,100 · Jan low 33°F · 2 in snow

2. 49Blennerhassett, West Virginia

   Retirement: 83rd percentile · January average low (°F): 63rd percentile · Home value ÷ income: 90th percentile

   3,118 people · Wood County · median home $179,800 · income $88,487 · Jan low 24°F · 11 in snow

3. 48Leland, Mississippi

   Retirement: 91st percentile · January average low (°F): 83rd percentile · Home value ÷ income: 62nd percentile

   3,988 people · Washington County · median home $109,700 · income $37,406 · Jan low 34°F · 0 in snow

4. 47Zellwood, Florida

   Retirement: 69th percentile · January average low (°F): 95th percentile · Home value ÷ income: 73rd percentile

   2,758 people · Orange County · median home $184,000 · income $70,278 · Jan low 44°F · 0 in snow

5. 46Pinckneyville, Illinois

   Retirement: 82nd percentile · January average low (°F): 63rd percentile · Home value ÷ income: 92nd percentile

   5,066 people · Perry County · median home $133,500 · income $69,583 · Jan low 24°F · 9 in snow

6. 45Childress, Texas

   Retirement: 66th percentile · January average low (°F): 74th percentile · Home value ÷ income: 97th percentile

   5,737 people · Childress County · median home $85,900 · income $57,644 · Jan low 29°F · 6 in snow

7. 44Humboldt, Tennessee

   Retirement: 72nd percentile · January average low (°F): 73rd percentile · Home value ÷ income: 92nd percentile

   7,874 people · Gibson County · median home $102,300 · income $52,917 · Jan low 28°F · 4 in snow

8. 43Smithton, Illinois

   Retirement: 83rd percentile · January average low (°F): 63rd percentile · Home value ÷ income: 92nd percentile

   4,006 people · St. Clair County · median home $256,300 · income $135,455 · Jan low 24°F · 12 in snow

9. 42Trenton, Illinois

   Retirement: 90th percentile · January average low (°F): 63rd percentile · Home value ÷ income: 85th percentile

   2,690 people · Clinton County · median home $178,200 · income $80,795 · Jan low 24°F · 10 in snow

10. 41Cisco, Texas

    Retirement: 67th percentile · January average low (°F): 77th percentile · Home value ÷ income: 94th percentile

    3,883 people · Eastland County · median home $104,300 · income $58,550 · Jan low 30°F · 2 in snow

11. 40Olney, Texas

    Retirement: 89th percentile · January average low (°F): 76th percentile · Home value ÷ income: 73rd percentile

    3,007 people · Young County · median home $95,100 · income $36,250 · Jan low 30°F · 1 in snow

12. 39Redstone, Pennsylvania

    Retirement: 89th percentile · January average low (°F): 53rd percentile · Home value ÷ income: 97th percentile

    5,079 people · Fayette County · median home $90,800 · income $59,954 · Jan low 21°F · 28 in snow

13. 38Balm, Florida

    Retirement: 85th percentile · January average low (°F): 98th percentile · Home value ÷ income: 58th percentile

    6,541 people · Hillsborough County · median home $345,300 · income $114,659 · Jan low 51°F · 0 in snow

14. 37Benton, Kentucky

    Retirement: 87th percentile · January average low (°F): 72nd percentile · Home value ÷ income: 82nd percentile

    4,756 people · Marshall County · median home $157,000 · income $66,827 · Jan low 27°F · 4 in snow

15. 36Reidland, Kentucky

    Retirement: 93rd percentile · January average low (°F): 66th percentile · Home value ÷ income: 82nd percentile

    4,526 people · McCracken County · median home $228,000 · income $99,423 · Jan low 25°F · 4 in snow

16. 35Hopkins, South Carolina

    Retirement: 65th percentile · January average low (°F): 87th percentile · Home value ÷ income: 90th percentile

    2,514 people · Richland County · median home $99,300 · income $50,063 · Jan low 37°F · 1 in snow

17. 34Soperton, Georgia

    Retirement: 73rd percentile · January average low (°F): 82nd percentile · Home value ÷ income: 87th percentile

    2,889 people · Treutlen County · median home $69,900 · income $33,146 · Jan low 34°F · 0 in snow

18. 33Vienna, Georgia

    Retirement: 70th percentile · January average low (°F): 86th percentile · Home value ÷ income: 87th percentile

    2,928 people · Dooly County · median home $120,300 · income $57,736 · Jan low 37°F · 0 in snow

19. 32Lebanon, Illinois

    Retirement: 88th percentile · January average low (°F): 63rd percentile · Home value ÷ income: 92nd percentile

    4,691 people · St. Clair County · median home $170,700 · income $88,750 · Jan low 24°F · 11 in snow

20. 31Edna, Texas

    Retirement: 59th percentile · January average low (°F): 94th percentile · Home value ÷ income: 90th percentile

    5,987 people · Jackson County · median home $117,800 · income $59,600 · Jan low 44°F · 0 in snow

21. 30Pilesgrove, New Jersey

    Retirement: 94th percentile · January average low (°F): 70th percentile · Home value ÷ income: 79th percentile

    4,183 people · Salem County · median home $383,300 · income $158,281 · Jan low 27°F · 17 in snow

22. 29Williamstown, West Virginia

    Retirement: 99th percentile · January average low (°F): 58th percentile · Home value ÷ income: 87th percentile

    2,997 people · Wood County · median home $182,500 · income $89,013 · Jan low 23°F · 22 in snow

23. 28Houston, Mississippi

    Retirement: 99th percentile · January average low (°F): 80th percentile · Home value ÷ income: 66th percentile

    3,797 people · Chickasaw County · median home $122,800 · income $44,023 · Jan low 32°F · 1 in snow

24. 27Hamilton, Alabama

    Retirement: 81st percentile · January average low (°F): 73rd percentile · Home value ÷ income: 92nd percentile

    7,042 people · Marion County · median home $106,300 · income $54,871 · Jan low 28°F · 1 in snow

25. 26Hallettsville, Texas

    Retirement: 89th percentile · January average low (°F): 95th percentile · Home value ÷ income: 62nd percentile

    2,731 people · Lavaca County · median home $163,000 · income $55,718 · Jan low 45°F · 0 in snow

26. 25Karnes City, Texas

    Retirement: 61st percentile · January average low (°F): 90th percentile · Home value ÷ income: 95th percentile

    3,111 people · Karnes County · median home $93,400 · income $55,354 · Jan low 39°F · 0 in snow

27. 24San Saba, Texas

    Retirement: 89th percentile · January average low (°F): 81st percentile · Home value ÷ income: 76th percentile

    3,117 people · San Saba County · median home $124,000 · income $50,373 · Jan low 33°F · 0 in snow

28. 23Ruleville, Mississippi

    Retirement: 93rd percentile · January average low (°F): 81st percentile · Home value ÷ income: 76th percentile

    2,642 people · Sunflower County · median home $85,000 · income $33,480 · Jan low 33°F · 1 in snow

29. 22Stamford, Texas

    Retirement: 78th percentile · January average low (°F): 74th percentile · Home value ÷ income: 98th percentile

    2,907 people · Jones County · median home $64,700 · income $46,940 · Jan low 29°F · 3 in snow

30. 21Clifton, Texas

    Retirement: 93rd percentile · January average low (°F): 83rd percentile · Home value ÷ income: 76th percentile

    3,465 people · Bosque County · median home $160,000 · income $64,653 · Jan low 34°F · 0 in snow

31. 20Richland, Mississippi

    Retirement: 75th percentile · January average low (°F): 86th percentile · Home value ÷ income: 92nd percentile

    7,137 people · Rankin County · median home $125,800 · income $66,558 · Jan low 37°F · 1 in snow

32. 19Seymour, Texas

    Retirement: 97th percentile · January average low (°F): 74th percentile · Home value ÷ income: 82nd percentile

    2,575 people · Baylor County · median home $93,200 · income $40,212 · Jan low 28°F · 2 in snow

33. 18Campbell, Florida

    Retirement: 64th percentile · January average low (°F): 97th percentile · Home value ÷ income: 92nd percentile

    2,610 people · Osceola County · median home $77,200 · income $40,411 · Jan low 48°F · 0 in snow

34. 17Ozona, Texas

    Retirement: 78th percentile · January average low (°F): 76th percentile · Home value ÷ income: 100th percentile

    2,663 people · Crockett County · median home $66,900 · income $81,622 · Jan low 30°F

35. 16Jourdanton, Texas

    Retirement: 74th percentile · January average low (°F): 91st percentile · Home value ÷ income: 90th percentile

    4,094 people · Atascosa County · median home $171,000 · income $83,512 · Jan low 40°F · 0 in snow

36. 15Corning, Arkansas

    Retirement: 89th percentile · January average low (°F): 73rd percentile · Home value ÷ income: 94th percentile

    3,227 people · Clay County · median home $89,500 · income $50,408 · Jan low 28°F · 5 in snow

37. 14Taylor Lake Village, Texas

    Retirement: 79th percentile · January average low (°F): 96th percentile · Home value ÷ income: 82nd percentile

    3,704 people · Harris County · median home $388,900 · income $165,875 · Jan low 46°F · 0 in snow

38. 13Philadelphia, Mississippi

    Retirement: 84th percentile · January average low (°F): 82nd percentile · Home value ÷ income: 92nd percentile

    7,118 people · Neshoba County · median home $97,300 · income $50,788 · Jan low 34°F · 0 in snow

39. 12Providence, Kentucky

    Retirement: 93rd percentile · January average low (°F): 65th percentile · Home value ÷ income: 100th percentile

    2,892 people · Webster County · median home $60,300 · income $55,121 · Jan low 25°F · 9 in snow

40. 11Silver Springs, Florida

    Retirement: 63rd percentile · January average low (°F): 96th percentile · Home value ÷ income: 100th percentile

    2,844 people · Marion County · median home $30,800 · income $32,074 · Jan low 46°F · 0 in snow

41. 10Bushnell, Florida

    Retirement: 67th percentile · January average low (°F): 93rd percentile · Home value ÷ income: 99th percentile

    3,047 people · Sumter County · median home $67,600 · income $52,717 · Jan low 43°F · 0 in snow

42. 9Jena, Louisiana

    Retirement: 82nd percentile · January average low (°F): 86th percentile · Home value ÷ income: 92nd percentile

    4,155 people · LaSalle Parish · median home $139,700 · income $71,730 · Jan low 36°F · 1 in snow

43. 8Jonesboro, Louisiana

    Retirement: 86th percentile · January average low (°F): 85th percentile · Home value ÷ income: 92nd percentile

    4,106 people · Jackson Parish · median home $80,300 · income $41,786 · Jan low 36°F · 0 in snow

44. 7Chattahoochee, Florida

    Retirement: 83rd percentile · January average low (°F): 91st percentile · Home value ÷ income: 90th percentile

    2,955 people · Gadsden County · median home $101,700 · income $51,964 · Jan low 40°F

45. 6Clarksville, Texas

    Retirement: 89th percentile · January average low (°F): 79th percentile · Home value ÷ income: 96th percentile

    2,857 people · Red River County · median home $53,700 · income $33,014 · Jan low 32°F · 2 in snow

46. 5Unadilla, Georgia

    Retirement: 85th percentile · January average low (°F): 84th percentile · Home value ÷ income: 96th percentile

    3,118 people · Dooly County · median home $60,600 · income $36,875 · Jan low 35°F · 0 in snow

47. 4Coleman, Texas

    Retirement: 94th percentile · January average low (°F): 84th percentile · Home value ÷ income: 87th percentile

    3,912 people · Coleman County · median home $71,900 · income $34,613 · Jan low 35°F · 2 in snow

48. 3Ajo, Arizona

    Retirement: 89th percentile · January average low (°F): 95th percentile · Home value ÷ income: 82nd percentile

    3,039 people · Pima County · median home $124,400 · income $53,958 · Jan low 45°F · 0 in snow

49. 2Haskell, Texas

    Retirement: 99th percentile · January average low (°F): 74th percentile · Home value ÷ income: 95th percentile

    3,089 people · Haskell County · median home $104,500 · income $62,378 · Jan low 29°F · 3 in snow

50. 1Falfurrias, Texas

    Retirement: 86th percentile · January average low (°F): 94th percentile · Home value ÷ income: 96th percentile

    4,609 people · Brooks County · median home $79,900 · income $49,167 · Jan low 43°F · 0 in snow

Price vs ranking

More U.S. rankings

• The 50 Best Small Towns to Retire in America
• The 50 Quietest Small Towns in America
• The 50 Most Affordable Small Towns in America
• The 50 Best Small Towns for Families in America
• The 50 Best Quiet, Affordable Small Towns to Retire in America
• The 50 Best Places to Retire in America
• The 50 Quietest Places in America
• The 50 Most Affordable Places in America
• The 50 Best Places for Families in America
• The 50 Best Quiet, Affordable Places to Retire in America

Same ranking, other places

• The 25 Best Affordable Small Towns to Retire in Pennsylvania With Mild Winters
• The 24 Best Affordable Small Towns to Retire in New York With Mild Winters
• The 24 Best Affordable Small Towns to Retire in Michigan With Mild Winters
• The 16 Best Affordable Small Towns to Retire in Texas With Mild Winters
• The 10 Best Affordable Small Towns to Retire in California With Mild Winters
• The 23 Best Affordable Small Towns to Retire in New Jersey With Mild Winters
• The 12 Best Affordable Small Towns to Retire in Florida With Mild Winters
• The 19 Best Affordable Small Towns to Retire in Wisconsin With Mild Winters
• The 11 Best Affordable Small Towns to Retire in Ohio With Mild Winters
• The 22 Best Affordable Small Towns to Retire in Illinois With Mild Winters