The Town Files

The 25 Best Small Towns to Retire in New Jersey

Ranked on The Town Files lifestyle rankings among 352 towns of 2,500–10,000 people in New Jersey. #1 is Harding, NJ.

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Numbers match the ranking.
The 25 Best Small Towns to Retire in New Jersey1. Harding100th pct2. Monmouth Beach100th pct3. Allamuchy99th pct4. Panther Valley99th pct5. Mountainside98th pct6. Franklin Center98th pct7. Tewksbury98th pct8. Mendham98th pct9. Delaware98th pct10. Lambertville98th pct11. White House Station98th pct12. Roseland97th pct13. White97th pct14. East Amwell97th pct15. Pine Brook96th pct16. Alexandria96th pct17. Pilesgrove96th pct18. Pennington96th pct19. Union95th pct20. Independence95th pct21. Kingwood95th pct22. Saddle River95th pct23. Spring Lake95th pct24. Bedminster94th pct25. Andover94th pct
  1. 25Andover, New Jersey

    Better for retirees than 94% of New Jersey towns

    5,996 people · Sussex County · median home $413,000 · income $142,225 · Jan low 19°F · 31 in snow

  2. 24Bedminster, New Jersey

    Better for retirees than 94% of New Jersey towns

    8,272 people · Somerset County · median home $448,500 · income $123,709 · Jan low 21°F · 30 in snow

  3. 23Spring Lake, New Jersey

    Better for retirees than 95% of New Jersey towns

    2,789 people · Monmouth County · median home $2,000,001 · income $215,625 · Jan low 25°F

  4. 22Saddle River, New Jersey

    Better for retirees than 95% of New Jersey towns

    3,372 people · Bergen County · median home $2,000,001 · income $212,143 · Jan low 20°F · 31 in snow

  5. 21Kingwood, New Jersey

    Better for retirees than 95% of New Jersey towns

    3,802 people · Hunterdon County · median home $477,100 · income $135,129 · Jan low 21°F · 27 in snow

  6. 20Independence, New Jersey

    Better for retirees than 95% of New Jersey towns

    5,469 people · Warren County · median home $390,100 · income $92,243 · Jan low 18°F · 28 in snow

  7. 19Union, New Jersey

    Better for retirees than 95% of New Jersey towns

    6,507 people · Hunterdon County · median home $416,600 · income $137,568 · Jan low 21°F · 27 in snow

  8. 18Pennington, New Jersey

    Better for retirees than 96% of New Jersey towns

    2,802 people · Mercer County · median home $672,900 · income $192,586 · Jan low 24°F · 27 in snow

  9. 17Pilesgrove, New Jersey

    Better for retirees than 96% of New Jersey towns

    4,183 people · Salem County · median home $383,300 · income $158,281 · Jan low 27°F · 17 in snow

  10. 16Alexandria, New Jersey

    Better for retirees than 96% of New Jersey towns

    4,809 people · Hunterdon County · median home $552,000 · income $160,354 · Jan low 21°F · 27 in snow

  11. 15Pine Brook, New Jersey

    Better for retirees than 96% of New Jersey towns

    5,675 people · Morris County · median home $767,200 · income $126,488 · Jan low 21°F · 24 in snow

  12. 14East Amwell, New Jersey

    Better for retirees than 97% of New Jersey towns

    3,917 people · Hunterdon County · median home $503,900 · income $152,361 · Jan low 22°F · 24 in snow

  13. 13White, New Jersey

    Better for retirees than 97% of New Jersey towns

    4,606 people · Warren County · median home $349,500 · income $75,726 · Jan low 18°F · 23 in snow

  14. 12Roseland, New Jersey

    Better for retirees than 97% of New Jersey towns

    6,299 people · Essex County · median home $665,700 · income $164,458 · Jan low 21°F · 24 in snow

  15. 11White House Station, New Jersey

    Better for retirees than 98% of New Jersey towns

    3,152 people · Hunterdon County · median home $454,400 · income $110,483 · Jan low 21°F · 27 in snow

  16. 10Lambertville, New Jersey

    Better for retirees than 98% of New Jersey towns

    4,139 people · Hunterdon County · median home $562,300 · income $109,733 · Jan low 19°F · 13 in snow

  17. 9Delaware, New Jersey

    Better for retirees than 98% of New Jersey towns

    4,560 people · Hunterdon County · median home $637,700 · income $194,219 · Jan low 19°F · 13 in snow

  18. 8Mendham, New Jersey

    Better for retirees than 98% of New Jersey towns

    4,981 people · Morris County · median home $819,800 · income $211,944 · Jan low 21°F · 30 in snow

  19. 7Tewksbury, New Jersey

    Better for retirees than 98% of New Jersey towns

    5,870 people · Hunterdon County · median home $795,400 · income $192,576 · Jan low 21°F · 30 in snow

  20. 6Franklin Center, New Jersey

    Better for retirees than 98% of New Jersey towns

    6,803 people · Somerset County · median home $612,000 · income $157,212 · Jan low 23°F · 21 in snow

  21. 5Mountainside, New Jersey

    Better for retirees than 98% of New Jersey towns

    7,020 people · Union County · median home $810,300 · income $211,538 · Jan low 25°F · 26 in snow

  22. 4Panther Valley, New Jersey

    Better for retirees than 99% of New Jersey towns

    4,391 people · Warren County · median home $369,900 · income $131,169 · Jan low 19°F · 29 in snow

  23. 3Allamuchy, New Jersey

    Better for retirees than 99% of New Jersey towns

    5,335 people · Warren County · median home $378,400 · income $131,626 · Jan low 19°F · 29 in snow

  24. 2Monmouth Beach, New Jersey

    Better for retirees than 100% of New Jersey towns

    3,174 people · Monmouth County · median home $995,000 · income $150,188 · Jan low 25°F · 25 in snow

  25. 1Harding, New Jersey

    Better for retirees than 100% of New Jersey towns

    3,871 people · Morris County · median home $1,145,100 · income $222,429 · Jan low 22°F · 24 in snow

Price vs ranking

Median home value vs ranking, New Jersey towns0255075100$80K$328K$576K$824K$1073KMedian home valuePercentile
Orange squares are the 25 towns on this list; green dots are other towns on The Town Files in New Jersey.

More New Jersey rankings

Same ranking, other places

Methodology. We ranked 352 towns of 2,500–10,000 people in New Jersey (2020 Census population; towns with 2,500+ people have pages so far). Lifestyle measures are The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025), shown as percentiles. Only towns better than 60% of their peers on this measure qualify, so lists can be shorter than 25. Sources: