The 25 Best Small Towns to Retire in Illinois
Ranked on The Town Files lifestyle rankings among 238 towns of 2,500–10,000 people in Illinois. #1 is Galena, IL.
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25Smithton, Illinois
Better for retirees than 89% of Illinois towns
4,006 people · St. Clair County · median home $256,300 · income $135,455 · Jan low 24°F · 12 in snow
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24Pawnee, Illinois
Better for retirees than 90% of Illinois towns
2,678 people · Sangamon County · median home $149,500 · income $81,103 · Jan low 21°F · 14 in snow
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23Oregon, Illinois
Better for retirees than 90% of Illinois towns
3,604 people · Ogle County · median home $142,600 · income $71,841 · Jan low 13°F · 32 in snow
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22Rochester, Illinois
Better for retirees than 90% of Illinois towns
3,863 people · Sangamon County · median home $238,900 · income $117,118 · Jan low 19°F · 19 in snow
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21Metamora, Illinois
Better for retirees than 90% of Illinois towns
3,904 people · Woodford County · median home $201,800 · income $129,479 · Jan low 17°F · 21 in snow
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20Flora, Illinois
Better for retirees than 91% of Illinois towns
4,803 people · Clay County · median home $77,300 · income $47,148 · Jan low 21°F · 12 in snow
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19Northfield, Illinois
Better for retirees than 91% of Illinois towns
5,751 people · Cook County · median home $878,300 · income $161,500 · Jan low 16°F · 34 in snow
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18Geneseo, Illinois
Better for retirees than 92% of Illinois towns
6,539 people · Henry County · median home $205,400 · income $70,147 · Jan low 15°F · 28 in snow
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17Lake Barrington, Illinois
Better for retirees than 93% of Illinois towns
5,100 people · Lake County · median home $475,700 · income $141,958 · Jan low 14°F · 43 in snow
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16Eureka, Illinois
Better for retirees than 93% of Illinois towns
5,227 people · Woodford County · median home $154,300 · income $56,048 · Jan low 17°F · 21 in snow
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15Lebanon, Illinois
Better for retirees than 94% of Illinois towns
4,691 people · St. Clair County · median home $170,700 · income $88,750 · Jan low 24°F · 11 in snow
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14Lena, Illinois
Better for retirees than 95% of Illinois towns
2,772 people · Stephenson County · median home $146,000 · income $72,663 · Jan low 12°F · 36 in snow
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13Lake Bluff, Illinois
Better for retirees than 95% of Illinois towns
5,616 people · Lake County · median home $776,700 · income $204,000 · Jan low 16°F · 39 in snow
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12Lincolnshire, Illinois
Better for retirees than 95% of Illinois towns
7,940 people · Lake County · median home $677,700 · income $185,580 · Jan low 18°F · 34 in snow
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11Trenton, Illinois
Better for retirees than 96% of Illinois towns
2,690 people · Clinton County · median home $178,200 · income $80,795 · Jan low 24°F · 10 in snow
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10Hamilton, Illinois
Better for retirees than 96% of Illinois towns
2,753 people · Hancock County · median home $114,100 · income $56,895 · Jan low 17°F · 22 in snow
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9Inverness, Illinois
Better for retirees than 96% of Illinois towns
7,616 people · Cook County · median home $715,600 · income $207,434 · Jan low 13°F · 39 in snow
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8Indian Head Park, Illinois
Better for retirees than 98% of Illinois towns
4,065 people · Cook County · median home $356,600 · income $100,149 · Jan low 15°F · 42 in snow
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7Palos Park, Illinois
Better for retirees than 98% of Illinois towns
4,899 people · Cook County · median home $464,700 · income $121,696 · Jan low 15°F · 39 in snow
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6Mount Morris, Illinois
Better for retirees than 99% of Illinois towns
2,861 people · Ogle County · median home $121,800 · income $45,726 · Jan low 13°F · 32 in snow
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5South Jacksonville, Illinois
Better for retirees than 99% of Illinois towns
3,302 people · Morgan County · median home $135,800 · income $49,587 · Jan low 18°F · 16 in snow
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4Fairbury, Illinois
Better for retirees than 99% of Illinois towns
3,633 people · Livingston County · median home $162,200 · income $70,962 · Jan low 15°F · 14 in snow
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3Green Oaks, Illinois
Better for retirees than 99% of Illinois towns
4,128 people · Lake County · median home $673,100 · income $147,614 · Jan low 16°F · 43 in snow
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2Monticello, Illinois
Better for retirees than 99% of Illinois towns
5,941 people · Piatt County · median home $210,500 · income $99,449 · Jan low 17°F · 18 in snow
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1Galena, Illinois
Better for retirees than 100% of Illinois towns
3,308 people · Jo Daviess County · median home $233,200 · income $58,689 · Jan low 10°F · 38 in snow
Price vs ranking
More Illinois rankings
- The 25 Quietest Small Towns in Illinois
- The 25 Most Affordable Small Towns in Illinois
- The 25 Best Small Towns for Families in Illinois
- The 16 Best Quiet, Affordable Small Towns to Retire in Illinois
- 25 Small Towns in Illinois With the Cheapest Homes
- 25 Small Towns in Illinois With the Mildest Winters
- The 25 Most Walkable Small Towns in Illinois
- 25 Small Towns in Illinois With the Fewest Tornadoes Since 1950
- The 25 Best Small Towns for First-Time Home Buyers in Illinois
- The 22 Best Affordable Small Towns to Retire in Illinois With Mild Winters
Same ranking, other places
- The 50 Best Small Towns to Retire in America
- The 25 Best Small Towns to Retire in Pennsylvania
- The 25 Best Small Towns to Retire in New York
- The 25 Best Small Towns to Retire in Michigan
- The 25 Best Small Towns to Retire in Texas
- The 25 Best Small Towns to Retire in California
- The 25 Best Small Towns to Retire in New Jersey
- The 25 Best Small Towns to Retire in Florida
- The 25 Best Small Towns to Retire in Wisconsin
- The 25 Best Small Towns to Retire in Ohio
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)