The 25 Best Small Towns to Retire in Michigan
Ranked on The Town Files lifestyle rankings among 541 towns of 2,500–10,000 people in Michigan. #1 is Peninsula, MI.
-
25Baraga, Michigan
Better for retirees than 94% of Michigan towns
3,478 people · Baraga County · median home $133,300 · income $52,254 · Jan low 6°F · 178 in snow
-
24Manchester, Michigan
Better for retirees than 94% of Michigan towns
4,626 people · Washtenaw County · median home $273,600 · income $84,732 · Jan low 15°F · 35 in snow
-
23Larkin, Michigan
Better for retirees than 94% of Michigan towns
5,331 people · Midland County · median home $382,500 · income $143,427 · Jan low 17°F · 47 in snow
-
22Lake Orion, Michigan
Better for retirees than 95% of Michigan towns
2,876 people · Oakland County · median home $376,600 · income $101,318 · Jan low 17°F · 43 in snow
-
21Franklin, Michigan
Better for retirees than 95% of Michigan towns
3,139 people · Oakland County · median home $774,900 · income $194,079 · Jan low 16°F · 36 in snow
-
20Sylvan, Michigan
Better for retirees than 95% of Michigan towns
3,311 people · Washtenaw County · median home $396,200 · income $102,656 · Jan low 16°F · 33 in snow
-
19Acme, Michigan
Better for retirees than 95% of Michigan towns
4,456 people · Grand Traverse County · median home $338,300 · income $110,281 · Jan low 17°F · 101 in snow
-
18Rogers City, Michigan
Better for retirees than 96% of Michigan towns
2,850 people · Presque Isle County · median home $110,200 · income $49,266 · Jan low 14°F · 85 in snow
-
17Canadian Lakes, Michigan
Better for retirees than 96% of Michigan towns
3,202 people · Mecosta County · median home $270,000 · income $78,833 · Jan low 13°F · 62 in snow
-
16Prairieville, Michigan
Better for retirees than 96% of Michigan towns
3,334 people · Barry County · median home $406,900 · income $67,332 · Jan low 19°F · 66 in snow
-
15Saugatuck, Michigan
Better for retirees than 96% of Michigan towns
3,443 people · Allegan County · median home $422,600 · income $93,618 · Jan low 20°F · 109 in snow
-
14Morton, Michigan
Better for retirees than 96% of Michigan towns
4,426 people · Mecosta County · median home $252,300 · income $72,877 · Jan low 13°F · 62 in snow
-
13Whitewater, Michigan
Better for retirees than 97% of Michigan towns
2,688 people · Grand Traverse County · median home $373,000 · income $93,958 · Jan low 17°F · 119 in snow
-
12L'Anse, Michigan
Better for retirees than 97% of Michigan towns
3,551 people · Baraga County · median home $122,700 · income $54,898 · Jan low 7°F · 208 in snow
-
11Romeo, Michigan
Better for retirees than 97% of Michigan towns
3,767 people · Macomb County · median home $266,200 · income $74,323 · Jan low 16°F · 40 in snow
-
10Chelsea, Michigan
Better for retirees than 97% of Michigan towns
5,467 people · Washtenaw County · median home $312,700 · income $72,098 · Jan low 16°F · 33 in snow
-
9Frankenlust, Michigan
Better for retirees than 98% of Michigan towns
3,672 people · Bay County · median home $240,700 · income $92,685 · Jan low 16°F · 49 in snow
-
8Ann Arbor, Michigan
Better for retirees than 98% of Michigan towns
4,673 people · Washtenaw County · median home $659,400 · income $164,875 · Jan low 16°F · 61 in snow
-
7Elmwood, Michigan
Better for retirees than 98% of Michigan towns
4,892 people · Leelanau County · median home $436,400 · income $94,417 · Jan low 19°F · 115 in snow
-
6Frankenmuth, Michigan
Better for retirees than 98% of Michigan towns
4,987 people · Saginaw County · median home $300,500 · income $85,433 · Jan low 12°F · 43 in snow
-
5Bingham, Michigan
Better for retirees than 99% of Michigan towns
2,577 people · Leelanau County · median home $373,200 · income $93,594 · Jan low 19°F · 115 in snow
-
4Suttons Bay, Michigan
Better for retirees than 99% of Michigan towns
2,883 people · Leelanau County · median home $440,500 · income $115,769 · Jan low 17°F · 115 in snow
-
3Petoskey, Michigan
Better for retirees than 99% of Michigan towns
5,877 people · Emmet County · median home $364,100 · income $74,196 · Jan low 15°F · 124 in snow
-
2Elk Rapids, Michigan
Better for retirees than 100% of Michigan towns
2,521 people · Antrim County · median home $401,100 · income $82,933 · Jan low 17°F · 112 in snow
-
1Peninsula, Michigan
Better for retirees than 100% of Michigan towns
6,068 people · Grand Traverse County · median home $706,900 · income $137,787 · Jan low 17°F · 115 in snow
Price vs ranking
More Michigan rankings
- The 25 Quietest Small Towns in Michigan
- The 25 Most Affordable Small Towns in Michigan
- The 25 Best Small Towns for Families in Michigan
- The 24 Best Quiet, Affordable Small Towns to Retire in Michigan
- 25 Small Towns in Michigan With the Cheapest Homes
- 25 Small Towns in Michigan With the Mildest Winters
- The 25 Most Walkable Small Towns in Michigan
- 25 Small Towns in Michigan With the Fewest Tornadoes Since 1950
- The 25 Best Small Towns for First-Time Home Buyers in Michigan
- The 24 Best Affordable Small Towns to Retire in Michigan With Mild Winters
Same ranking, other places
- The 50 Best Small Towns to Retire in America
- The 25 Best Small Towns to Retire in Pennsylvania
- The 25 Best Small Towns to Retire in New York
- The 25 Best Small Towns to Retire in Texas
- The 25 Best Small Towns to Retire in California
- The 25 Best Small Towns to Retire in New Jersey
- The 25 Best Small Towns to Retire in Florida
- The 25 Best Small Towns to Retire in Wisconsin
- The 25 Best Small Towns to Retire in Ohio
- The 25 Best Small Towns to Retire in Illinois
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)