The Town Files

The 25 Best Small Towns to Retire in Michigan

Ranked on The Town Files lifestyle rankings among 541 towns of 2,500–10,000 people in Michigan. #1 is Peninsula, MI.

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Numbers match the ranking.
The 25 Best Small Towns to Retire in Michigan1. Peninsula100th pct2. Elk Rapids100th pct3. Petoskey99th pct4. Suttons Bay99th pct5. Bingham99th pct6. Frankenmuth98th pct7. Elmwood98th pct8. Ann Arbor98th pct9. Frankenlust98th pct10. Chelsea97th pct11. Romeo97th pct12. L'Anse97th pct13. Whitewater97th pct14. Morton96th pct15. Saugatuck96th pct16. Prairieville96th pct17. Canadian Lakes96th pct18. Rogers City96th pct19. Acme95th pct20. Sylvan95th pct21. Franklin95th pct22. Lake Orion95th pct23. Larkin94th pct24. Manchester94th pct25. Baraga94th pct
  1. 25Baraga, Michigan

    Better for retirees than 94% of Michigan towns

    3,478 people · Baraga County · median home $133,300 · income $52,254 · Jan low 6°F · 178 in snow

  2. 24Manchester, Michigan

    Better for retirees than 94% of Michigan towns

    4,626 people · Washtenaw County · median home $273,600 · income $84,732 · Jan low 15°F · 35 in snow

  3. 23Larkin, Michigan

    Better for retirees than 94% of Michigan towns

    5,331 people · Midland County · median home $382,500 · income $143,427 · Jan low 17°F · 47 in snow

  4. 22Lake Orion, Michigan

    Better for retirees than 95% of Michigan towns

    2,876 people · Oakland County · median home $376,600 · income $101,318 · Jan low 17°F · 43 in snow

  5. 21Franklin, Michigan

    Better for retirees than 95% of Michigan towns

    3,139 people · Oakland County · median home $774,900 · income $194,079 · Jan low 16°F · 36 in snow

  6. 20Sylvan, Michigan

    Better for retirees than 95% of Michigan towns

    3,311 people · Washtenaw County · median home $396,200 · income $102,656 · Jan low 16°F · 33 in snow

  7. 19Acme, Michigan

    Better for retirees than 95% of Michigan towns

    4,456 people · Grand Traverse County · median home $338,300 · income $110,281 · Jan low 17°F · 101 in snow

  8. 18Rogers City, Michigan

    Better for retirees than 96% of Michigan towns

    2,850 people · Presque Isle County · median home $110,200 · income $49,266 · Jan low 14°F · 85 in snow

  9. 17Canadian Lakes, Michigan

    Better for retirees than 96% of Michigan towns

    3,202 people · Mecosta County · median home $270,000 · income $78,833 · Jan low 13°F · 62 in snow

  10. 16Prairieville, Michigan

    Better for retirees than 96% of Michigan towns

    3,334 people · Barry County · median home $406,900 · income $67,332 · Jan low 19°F · 66 in snow

  11. 15Saugatuck, Michigan

    Better for retirees than 96% of Michigan towns

    3,443 people · Allegan County · median home $422,600 · income $93,618 · Jan low 20°F · 109 in snow

  12. 14Morton, Michigan

    Better for retirees than 96% of Michigan towns

    4,426 people · Mecosta County · median home $252,300 · income $72,877 · Jan low 13°F · 62 in snow

  13. 13Whitewater, Michigan

    Better for retirees than 97% of Michigan towns

    2,688 people · Grand Traverse County · median home $373,000 · income $93,958 · Jan low 17°F · 119 in snow

  14. 12L'Anse, Michigan

    Better for retirees than 97% of Michigan towns

    3,551 people · Baraga County · median home $122,700 · income $54,898 · Jan low 7°F · 208 in snow

  15. 11Romeo, Michigan

    Better for retirees than 97% of Michigan towns

    3,767 people · Macomb County · median home $266,200 · income $74,323 · Jan low 16°F · 40 in snow

  16. 10Chelsea, Michigan

    Better for retirees than 97% of Michigan towns

    5,467 people · Washtenaw County · median home $312,700 · income $72,098 · Jan low 16°F · 33 in snow

  17. 9Frankenlust, Michigan

    Better for retirees than 98% of Michigan towns

    3,672 people · Bay County · median home $240,700 · income $92,685 · Jan low 16°F · 49 in snow

  18. 8Ann Arbor, Michigan

    Better for retirees than 98% of Michigan towns

    4,673 people · Washtenaw County · median home $659,400 · income $164,875 · Jan low 16°F · 61 in snow

  19. 7Elmwood, Michigan

    Better for retirees than 98% of Michigan towns

    4,892 people · Leelanau County · median home $436,400 · income $94,417 · Jan low 19°F · 115 in snow

  20. 6Frankenmuth, Michigan

    Better for retirees than 98% of Michigan towns

    4,987 people · Saginaw County · median home $300,500 · income $85,433 · Jan low 12°F · 43 in snow

  21. 5Bingham, Michigan

    Better for retirees than 99% of Michigan towns

    2,577 people · Leelanau County · median home $373,200 · income $93,594 · Jan low 19°F · 115 in snow

  22. 4Suttons Bay, Michigan

    Better for retirees than 99% of Michigan towns

    2,883 people · Leelanau County · median home $440,500 · income $115,769 · Jan low 17°F · 115 in snow

  23. 3Petoskey, Michigan

    Better for retirees than 99% of Michigan towns

    5,877 people · Emmet County · median home $364,100 · income $74,196 · Jan low 15°F · 124 in snow

  24. 2Elk Rapids, Michigan

    Better for retirees than 100% of Michigan towns

    2,521 people · Antrim County · median home $401,100 · income $82,933 · Jan low 17°F · 112 in snow

  25. 1Peninsula, Michigan

    Better for retirees than 100% of Michigan towns

    6,068 people · Grand Traverse County · median home $706,900 · income $137,787 · Jan low 17°F · 115 in snow

Price vs ranking

Median home value vs ranking, Michigan towns0255075100$52K$166K$281K$396K$511KMedian home valuePercentile
Orange squares are the 25 towns on this list; green dots are other towns on The Town Files in Michigan.

More Michigan rankings

Same ranking, other places

Methodology. We ranked 541 towns of 2,500–10,000 people in Michigan (2020 Census population; towns with 2,500+ people have pages so far). Lifestyle measures are The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025), shown as percentiles. Only towns better than 60% of their peers on this measure qualify, so lists can be shorter than 25. Sources: