The Town FilesSt. Joseph, Michigan
Charter township in Berrien County · population 9,993 (2020 Census)
- Median home
- $248,900
- Household income
- $94,926
- Jan low / Jul high
- 20° / 82°
- Snow a year
- 78 in
- Tornadoes ≤10 mi since 1950
- 12
- Median age
- 45.8
St. Joseph is a charter township of 9,993 people in Berrien County, Michigan. The median home is worth $248,900, above the typical Michigan town ($193,900). It ranks hipper than 94% of Michigan towns, more upscale than 92% of Michigan towns, more walkable than 88% of Michigan towns.
How St. Joseph ranks
Percentile among Michigan towns with at least 500 people on The Town Files lifestyle rankings. 50 is typical for the state; 90 means better than 90% of Michigan towns.
Homes and cost of living
The median home in St. Joseph is worth $248,900, above the typical Michigan town ($193,900). Homes cost about 2.6 times the median household income of $94,926, which is more affordable than 68% of Michigan towns. Median rent is $1,175 a month. 86.3% of households own their home.
| Housing | St. Joseph | Typical Michigan town |
|---|---|---|
| Median home value | $248,900 | $193,900 |
| Median rent | $1,175 | $955 |
| Median household income | $94,926 | $69,792 |
| Home value ÷ income | 2.6× | 2.8× |
| Homeownership | 86.3% | 86.8% |
| Median year built | 1967 | 1975 |
| Seasonal / vacation homes | 3.2% | — |
Who lives in St. Joseph
| People | St. Joseph | Typical Michigan town |
|---|---|---|
| Median age | 45.8 | 43.7 |
| Age 65 and over | 22.7% | 20.7% |
| Under 18 | 20.6% | — |
| Bachelor's degree or higher | 46.7% | 21.5% |
| Below the poverty line | 8.6% | 10.4% |
| Veterans | 7.6% | — |
| Born outside the U.S. | 7.5% | — |
| Work from home | 14.1% | 9.1% |
| Average commute | 18.5 min | 25.6 min |
| Homes with broadband | 93.8% | 88.8% |
Weather in St. Joseph
July highs average 81.7°F and January lows 20.3°F. About 35.0 inches of rain and melted snow fall a year, with 77.7 inches of snow (typical Michigan town: 52.1 in). Expect about 9 days a year at 90°F or hotter and 127 nights at or below freezing.
Tornadoes, storms and disasters
12 tornadoes have passed within 10 miles of St. Joseph since 1950, compared with 10 for the typical Michigan town. 5 rated (E)F2 or stronger. The strongest, an EF2, struck on June 5, 2010 about 5.6 miles from the town center. The most recent was on June 5, 2010.
Hail of 1 inch or larger has been reported within 10 miles 24 times; the largest was 2.25 inches on July 2, 1997.
Severe weather in Berrien County since 1996
Berrien County has been included in 12 federal disaster or emergency declarations since 1953, most often for flood, hurricane, snowstorm.
| Declared | Incident | Declaration |
|---|---|---|
| March 27, 2020 | Biological | DR-4494: Covid-19 Pandemic |
| March 13, 2020 | Biological | EM-3455: Covid-19 |
| September 7, 2005 | Hurricane | EM-3225: Hurricane Katrina Evacuation |
| June 30, 2004 | Severe Storm | DR-1527: Severe Storms, Tornadoes, And Flooding |
| January 10, 2001 | Snowstorm | EM-3160: Snow |
Jobs and pay in Berrien County
Berrien County had 60,626 jobs in 2024, paying an average of $57,009 a year. Unemployment was 4.2% in 2023; in St. Joseph itself the ACS puts it at 6.8%.
Public schools in St. Joseph
2 public schools with 778 students, about 11.8 students per teacher.
| School | Grades | Students | Per teacher |
|---|---|---|---|
| Upton Middle School | 6-8 | 663 | 18.4 |
| Lighthouse Education Center | K-12 | 115 | 3.8 |
Towns near St. Joseph
- Fair Plain, MI1.6 mi · 7,402 people · home $169,400
- St. Joseph, MI2.2 mi · 7,856 people · home $299,000
- Benton Harbor, MI3.5 mi · 9,103 people · home $76,500
- Lincoln, MI3.9 mi · 14,929 people · home $299,100
- Royalton, MI4.4 mi · 5,141 people · home $356,700
- Benton Heights, MI5.0 mi · 3,652 people · home $97,700
- Benton, MI5.3 mi · 14,374 people · home $148,700
- Baroda, MI9.1 mi · 2,835 people · home $234,400
St. Joseph questions
Is St. Joseph, Michigan a good place to retire?
On The Town Files lifestyle rankings, St. Joseph scores better for retirees than 80% of Michigan towns and quieter than 20%. 22.7% of residents are 65 or older (median age 45.8).
How much does a house cost in St. Joseph?
The median owner-occupied home in St. Joseph is valued at $248,900 (Census ACS 2020–2024), against a median household income of $94,926, so homes cost about 2.6 times income. Median rent is $1,175 a month.
What is the weather like in St. Joseph?
July highs average 81.7°F and January lows 20.3°F (NOAA 1991–2020 normals). It gets about 35.0 inches of precipitation a year and 77.7 inches of snow.
Does St. Joseph get tornadoes?
12 tornadoes have passed within 10 miles of St. Joseph since 1950 (NOAA Storm Events); the strongest was an EF2 on June 5, 2010. The typical Michigan town has had 10.
- U.S. Census Bureau, American Community Survey 5-year estimates (2020–2024)
- U.S. Census Bureau, 2020 Census and 2025 Gazetteer (2020 / 2025)
- NOAA NCEI U.S. Climate Normals (1991–2020)
- NOAA NCEI Storm Events Database (1950–2026)
- FEMA OpenFEMA Disaster Declarations (this product uses the FEMA OpenFEMA API but is not endorsed by FEMA) (1953–2026)
- NCES Common Core of Data (2023–24)
- BLS Quarterly Census of Employment and Wages; USDA ERS county unemployment (BLS LAUS) (2000–2024)
- The Town Files lifestyle rankings, built from federal demographic, school, crime and housing data (2025)